Trade Credit & Liquidity Management

JUNE 19, 2025

Get ready for a front-row seat to the transformation of business information. In this episode of Credit on the Go , host David Schmidt sits down with Rich Ferrara, former Dun & Bradstreet executive and business data consultant, to unpack how digital innovation, AI, and fintech are reshaping the industry. Discover why the explosion of new data vendors and emerging use cases, from credit and supplier risk to KYC and fraud prevention, compliance, and B2B marketing, are changing how companies as

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The Red Spectrum

JUNE 19, 2025

Business Credit Scores Simplified: A Plain-English Guide for Beginners Business credit scores can make or break your company’s chances to get funding. These numerical ratings work just like personal credit scores. They show potential lenders and vendors the risks of working with your business. A strong business credit score helps you qualify for higher funding amounts and proves your company’s creditworthiness.

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Due

JUNE 19, 2025

I recently reviewed the factors that led to the collapse of a once-prominent banking institution. In my role as CEO and financial advisor, I have seen many shifts in the market. I feel compelled to share my insights about how the bank faltered. The story offers lessons on risk management and the importance of liquidity. This article will explore the reasons behind the institution’s failure, highlight the mistakes made, and provide context on how bank operations can be vulnerable if not managed p

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Biz2X

JUNE 19, 2025

Reading Time: 8 minutes Small and community banks in the US face unique challenges due to traditional small business lending practices and a lack of unified loan processing software. Two of the most critical challenges are compliance with complex regulations and managing risks with a limited resource pool. To remain on the safer side, manual loan origination processes remain slow, cater to fewer loan applications, and restrict scalability.

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Speaker: Susan Richards

Your past-due accounts are growing, cash flow is tightening, and the pressure is on. The big question: Do you handle the collections internally or outsource to experts? Both strategies come with advantages and risks - but which one delivers the best impact for your business? In this session we’ll dive deep into the in-house vs. outsourcing debate, examining cost-effectiveness, efficiency, compliance risks, and overall recovery success rates.

Bad Debt

Due

JUNE 19, 2025

When it comes to managing your business’s finances, sales are only half the story. The other half is how quickly you actually collect the money you’re owed. If you’re not getting paid on time, even strong revenue numbers can leave you feeling cash-strapped. Late payments, ignored invoices, and poor follow-up systems work together to quietly choke your cash flow.

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Biz2X

JUNE 19, 2025

Reading Time: 6 minutes Small business lending has seen a dramatic shift from traditional commercial bank loans to the rise of fintech and online lending, which offer more streamlined and inclusive solutions for small business owners. Alternative lending models that utilize financial technology, such as real-time data and artificial intelligence (AI), are quickly replacing conventional business loans with faster and more flexible lending solutions.

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Chaser

JUNE 19, 2025

Managing accounts receivable takes more than sending reminders — it takes alignment. When your finance team is using Chaser to automate chasing and your sales or customer success teams work out of Salesforce, there’s often a visibility gap.

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Biz2X

JUNE 19, 2025

Reading Time: 7 minutes In 2025, the business loan origination process is undergoing significant changes. While traditional business loan underwriting has been human-based and reviewed by banking staff, the industry is evolving toward software-driven, automated lending decisions. Small business lending is influenced by a confluence of factors, including technological advancements, regulatory changes, and borrowers seeking funding.

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Credit Risk Small Businesses Credit Scoring Default 40

Due

JUNE 19, 2025

As summer approaches, longer days and sunnier skies can be enjoyed, along with a more relaxed pace of life. For many retirees, this means more time at home, indulgence in hobbies, or simply peace and quiet. However, rising temperatures also bring an unwelcome visitor: skyrocketing utility bills. With Americans already spending an average of $362 per month on utilities, up 3% from last year, according to doxoINSIGHTS’ 2024 report , these summer spikes can significantly impact your budget.

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Due

JUNE 19, 2025

In the past, meeting a millionaire was like stepping into another universe — glamorous, beyond my reach, and not meant for me. When I first sat across from someone who had achieved true financial freedom, I was amazed. As I sat there, my palms were sweating. My head buzzed with questions I didn’t dare ask. It was like they lived in an endless world of possibilities, while I was stuck where I was.

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Due

JUNE 19, 2025

As investors grew more optimistic that the Israel-Iran conflict would end soon, U.S. stocks recovered Monday while oil prices fell. The S&P 500 increased by 0.9%, while the Dow Jones Industrial Average increased by 317 points, or 0.8%. With a 1.5% gain, the tech-heavy Nasdaq Composite beat both. After a rough session on Friday, market optimism indicated that traders were feeling more confident.

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