Trade Credit & Liquidity Management

MAY 14, 2025

The Fiserv Small Business Index for April 2025 rose by 1 point to 151, indicating a slight improvement in small business sales compared to March. The index is based on aggregated point-of-sale transaction data from about 2 million U.S. small businesses and provides a timely and reliable measure of small business performance. (Photo by Dan Dimmock on Unsplash ) Here’s a top-level summary of the findings: Year-over-year sales increased by 3.2% and transactions by 6.9%.

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MAY 14, 2025

Investors seeking high-yield certificates of deposit now have multiple opportunities to secure the nations leading interest rate. Currently, ten different CD options are offering a 4.50% annual percentage yield (APY), with term lengths ranging from as short as three months to as long as 18 months. These top-tier CDs provide savers with flexibility while maintaining the highest available rate in the current market.

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Trade Credit & Liquidity Management

MAY 14, 2025

In this podcast, Bob Shultz interviews Bruce Lynn, the COO of the Financial Executives Networking Group (FENG). In addition, as a finance and treasury consultant, Bruce is an expert in working capital management. The growing importance of managing working capital in the current economic climate is discussed, and the point is made that it's not just about profits but crucially about liquidity and cash flow.

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MAY 14, 2025

The financial landscape is going through a significant shift driven by rapid digital innovation. Throughout 2025, digital banks and financial platforms will not just be alternatives but increasingly the primary choice for consumers and businesses seeking efficiency, convenience, and tailored financial solutions. These institutions use cutting-edge technology, from seamless mobile interfaces to AI-powered customer support and robust cybersecurity, fundamentally reshaping how we manage money.

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Speaker: Susan Richards

Your past-due accounts are growing, cash flow is tightening, and the pressure is on. The big question: Do you handle the collections internally or outsource to experts? Both strategies come with advantages and risks - but which one delivers the best impact for your business? In this session we’ll dive deep into the in-house vs. outsourcing debate, examining cost-effectiveness, efficiency, compliance risks, and overall recovery success rates.

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Trade Credit & Liquidity Management

MAY 14, 2025

If it weren’t for risk, companies would not need credit managers. This is truer than ever, given that the types of risk, about which corporate executives and investors are concerned, are expanding. Twenty-five years ago, and beyond, credit executives were solely focused on financial risks. The question was: Will this account pay us? The ability of an account to make timely payments (delinquency risk) and the risk of default were the primary issues.

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Trade Credit & Liquidity Management

MAY 14, 2025

As a credit professional, you regularly face situations involving an internal stakeholder, manager, or customer who pushes back. Internally, it could be a push back on a credit decision, a change in procedure, or a deadline. With a customer, it could be a disputed balance, a request for extended terms, or arranging a payment workout because they are facing financial difficulties.

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RMAi Blog

MAY 14, 2025

In This Update The Consumer Financial Protection Bureau (CFPB) has recently undertaken a sweeping rollback of prior policy positions, withdrawing 67 pieces of guidance and interpretive rules, some dating as far back as 2011. These withdrawals, highlighted in the May 12 th RMAI Member Alert ( click here ), include documents that directly affect the receivables management industry, such as guidance on medical debt reporting, nursing home debts, and furnisher investigation procedures.

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Trade Credit & Liquidity Management

MAY 14, 2025

From a Press Release dated May 13, 2025, Chicago, Illinois & Scotts Valley, California Cleo, a global leader in ecosystem integration and provider of the Cleo Integration Cloud (CIC) platform, has announced a strategic partnership with Paystand, a B2B payments solution provider. This collaboration is designed to transform how businesses automate and manage their order-to-cash (O2C) and accounts receivable (AR) processes, particularly for retailers, manufacturers, distributors, and software v

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MAY 14, 2025

Due to aggressive U.S. tariffs that forced Chinese companies to reroute shipments to other international markets, China reported a sharp drop in exports to the United States in April. The change was made right before U.S. and Chinese officials are expected to hold trade talks this weekend in Switzerland. Chinas exports to the US drop due to tariff escalation The underlying data showed sharp shifts in trade flows, even though Chinas total exports increased 8.1% in April over the same month last y

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