Sat.Apr 26, 2025 - Fri.May 02, 2025

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Five Key Factors that Determine the Health of Cyclical Customers

Trade Credit & Liquidity Management

Credit professionals know that some customers are more vulnerable to business cycles than others. Seasonal businesses, such as those tied to summer or winter sports, boardwalk stands, lawn care, or holiday retail sales, are especially affected. Other companies, like home builders, durable goods manufacturers, and those in the travel industry, are sensitive to broader economic cycles due to their reliance on discretionary consumer spending, and in some cases, to Mother Nature.

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Proactive Denial Prevention & Appeals Management

RevCycle

Every denied claim represents lost time, delayed cash flow and growing frustration, thus proactive denial prevention is paramount. Many denials are avoidableand when they do occur, they can often be overturned with strategic, well-executed appeals. At the heart of effective denial management is a proactive approach that begins early in the revenue cycle and leverages payer collaboration, process precision, and professionally documented appeals.

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Even When the Customer Finally Pays, Your Work Isn't Finished

Your Virtual Credit Manager

Remittance processing is a prime example of a “back office” process. If everything goes according to plan, nobody notices. Any departure from the routine, however, can lead to posting delays that will potentially impact future revenue and cash flow, alienate customers, and increase administrative costs. Who would’ve thought? Photo by Ramiro Mendes on Unsplash Remittance Processing (also known as Cash Application or Cash Posting) is the process of recording customer payments and

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An AI innovator’s take on banking’s future: Amplifying human expertise

Abrigo

6 questions & answers on how generative AI is shifting the landscape Abrigo's Director of Applied AI, Sriram Tirunellayi , shares advice and insight into AI, its role, and how it can power the future of banking. Generative AI for safer, smarter growth As a seasoned leader in data science and AI for financial services, Sriram Tirunellayi brings a practical perspective to the evolving role of artificial intelligence in banking.

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Outsourcing Vs. In-House: The Ultimate Battle For Better Collections

Speaker: Susan Richards

Your past-due accounts are growing, cash flow is tightening, and the pressure is on. The big question: Do you handle the collections internally or outsource to experts? Both strategies come with advantages and risks - but which one delivers the best impact for your business? In this session we’ll dive deep into the in-house vs. outsourcing debate, examining cost-effectiveness, efficiency, compliance risks, and overall recovery success rates.

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EY US Unveils Brandon Spear of TreviPay as an Entrepreneur Of The Year® 2025 Heartland Award Finalist

TreviPay

Entrepreneur Of The Year celebrates ambitious entrepreneurs who are shaping the future Minneapolis, April 29, 2025 Ernst & Young LLP (EY US) announced the finalists for the prestigious Entrepreneur Of The Year 2025 Heartland Award. Now in its 40th year, the Entrepreneur Of The Year program celebrates the bold leaders who disrupt markets through the worlds most ground-breaking companies, revolutionizing industries and making a profound impact on communities.

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From Startups to Giants — How Fintech is Changing Traditional Finance

Due

Finance is as old as civilization. Ancient Egyptians kept tallies on papyrus. The Medicis significantly influenced medieval Italy through their banking activities. Within the past century, modern finance has formed a global network that has expanded the scope and potential of finance and digital transactions. And yet, nothing had prepared us for the fintech revolution unfolding at the moment.

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Security, Scalability, Sustainability: CreditManager migrated to Microsoft Azure 

Onguard

Imagine you log in to CreditManager , expecting your usual routine. But somethings different: even faster response times and drastically reduced import times. You didnt change anything, but behind the scenes, a major shift has taken place! In late March, we completed the migration of CreditManager from our private cloud setup to Microsoft Azure. Test, Acceptance and Production environments are now all running on Azure.

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What Bankers Should Know About Auto-Decisioning for Business Loans

Biz2X

Reading Time: 6 minutes In 2025, the business loan origination process is undergoing significant changes. While traditional business loan underwriting has been human-based and reviewed by banking staff, the industry is evolving toward software-driven, automated lending decisions. Small business lending is influenced by a confluence of factors, including technological advancements, regulatory changes, and borrowers seeking funding.

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Aligning Credit and Sales

Trade Credit & Liquidity Management

In this episode, we explore the keys to a productive relationship between Credit and Sales. When Sales and Credit are misaligned, there will be conflicts that affect both cash flow and your bottom line. Credit’s job is to facilitate a profitable sale. That means rather than stop sales to high-risk accounts, credit should find ways to make the sale without incurring undue exposure.

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Lufax Holding Ltd. Among Highest Performing Stocks Last Week

Due

Last week ten companies soared above the market and achieved double-digit stock gains just last week. All three of the main U.S. stock indexes ended the week with significant gains, due to these massive spikes. With a 6.7% gain, the Nasdaq led the rally, followed by the S&P 500 (4.59%) and the Dow Jones (2.48%). However, while there were many major winners, one that stands out from the group is Lufax Holding Ltd, a Chinese AI company.

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The Impact of Patient Access on Denials and Revenue

SSI Healthcare Rev Cycle Solutions

The Impact of Patient Access on Denials and Revenue Home / April, 25 2025 Patient access is a growing point of opportunity for revenue cycle leaders to reduce preventable denials and increase revenueif you leverage the right patient access technology. Patient access is a foundational point in the revenue cycle for hospitals and health systems, directly impacting a patients ease in receiving care.

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Top 5 Must-Have Features for a Loan origination system In 2025

Biz2X

Reading Time: 6 minutes The loan origination system has evolved into a critical strategy tool for banks and credit unions to gain a competitive edge in todays digital-first landscape. Recent Market Data Forecast report indicates that in 2024, the global lending origination market reached a valuation of $4.84 billion and North America held a strong 43.7% market share.

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Deepfake Disruption in Financial Services

Trade Credit & Liquidity Management

As financial institutions navigate a rapidly digitizing landscape, the rise of AI-generated deepfakes is no longer a fringe concern—it’s a growing enterprise risk. From falsified executive communications and synthetic identity fraud to manipulated financial documents and reputational sabotage, deepfake technologies now pose a direct threat to organizational trust, investor confidence, and regulatory compliance.

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BSA/AML exam prep: From exam room to boardroom

Abrigo

BSA/AML exam prep: From exam room to boardroom As political shifts influence Washingtons regulatory landscape, financial institutions face new challenges and opportunities. The 2025 administration change has already paused new rulemakings and delayed the effective date of several recent regulations, including those related to anti-money laundering/countering the financing of terrorism (AML/CFT) and the Corporate Transparency Act.

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The psychology of patient payments: How to improve collections + patient satisfaction

Waystar

Imagine a physician asking a patient to decipher a complex medical diagnosis and develop their own treatment plan. It sounds absurd, doesnt it? Yet patients are often expected to decode multi-page, jargon-filled bills and somehow pay upon receipt. But what if unpacking the psychology behind patient payment obstacles could help organizations achieve better outcomes for both satisfaction and collections?

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How Embedded Finance Can Transform the B2B Payments Experience 

TreviPay

In the rapidly changing B2B commerce space, payment preferences are shifting as buyers demand more convenience and flexibility, while sellers need efficient ways to manage diverse customer segments. Embedded finance the embedding of financial services into non-financial platformspromises to meet these demands, offering a frictionless experience for both buyers and sellers.

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ACH Network Kicks Off 2025 with Record Growth

Trade Credit & Liquidity Management

From a Press Release dated April 23, 2025, Reston, Virginia The ACH Network reported significant growth in both standard and Same Day ACH transactions during the first quarter of 2025. This demonstrates continued momentum in electronic payments, with significantly rapid growth in Same Day ACH. Jane Larimer, Nacha President and CEO, highlighted that the ACH Network’s ongoing growth reflects broad recognition of its value and convenience by consumers, businesses, and organizations.

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Why Data Accessibility Should Be A Priority In A Business's Accounting Strategy

Accounting Department

In today's fast-paced business environment, ensuring data accessibility in accounting can be the game-changer for your company's success.

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Why Banks Must Prepare for the Future of Small Business Lending 

Biz2X

Reading Time: 6 minutes Small business lending has seen a dramatic shift from traditional commercial bank loans to the rise of fintech and online lending, which offer more streamlined and inclusive solutions for small business owners. Alternative lending models that utilize financial technology, such as real-time data and artificial intelligence (AI), are quickly replacing conventional business loans with faster and more flexible lending solutions.

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The Credit Tightrope: A Guide for SMB’s Setting and Reviewing B2B Credit Limits

Bectran

How to develop credit terms and limits that walk the fine line between stimulating growth in your customers, maximizing cash flow, and minimizing risk.

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Serrala Recognized By Forrester for AI Capabilities

Trade Credit & Liquidity Management

From a Press Release dated April 3, 2025, Hamburg, Germany Serrala, a global finance process automation provider, has been recognized by Forrester in the following report: " Top AI Use Cases for Accounts Receivable Automation in 2025." The firm was also recognized in a similar report on AP automation. This recognition highlights Serrala as one of the leading technology providers advancing intelligent automation across the entire finance function.

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ADC Attends The 2025 CEO Coaching Make BIG Happen Summit

Accounting Department

Last week, AccountingDepartment.com Business Development Representative, Shawn Marcum hit the road and attended the CEO Coaching Make BIG Happen Summit in Miami, FL.

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MATS 2025 Recap

Commercial Credit Group

In March, a group of CCG folks attended the Mid-America Trucking Show (MATS) in Louisville, KY. Our goals were to learn about the trends from last year and get a preview of whats to come in 2025, for the transportation industry (legally, logistically, and technologically). The Mid-America Trucking Show (MATS) is an annual trade show for transportation industry professionals, including truck drivers.

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What Bankers Should Know About Auto-Decisioning for Business Loans

Biz2X

Reading Time: 6 minutes In 2025, the business loan origination process is undergoing significant changes. While traditional business loan underwriting has been human-based and reviewed by banking staff, the industry is evolving toward software-driven, automated lending decisions. Small business lending is influenced by a confluence of factors, including technological advancements, regulatory changes, and borrowers seeking funding.

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Trade Credit & Liquidity Management Newsletter

Trade Credit & Liquidity Management

Features Help us grow the Trade Credit & Liquidity Management community by sharing this Newsletter Share Conversations Trade Credit & Liquidity Management is a reader-supported publication. To receive new posts and support our work, consider becoming a subscriber. For a limited time, annual subscriptions are half off.

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How to build a simple cashflow model and keep it running

blue dot counseling

At the time of writing this blog, Molly's cashflow model has been running for nine months and she's become excellent at forecasting, managing and improving her cashflow and her profitability. The post How to build a simple cashflow model and keep it running appeared first on Blue Dot Consulting.

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Payments explained: Your 101 guide to taking payments

GoCardless

This guide explains the foundations of taking payments, comparing payment methods, payment gateways and processors, and explains the key factors you need to review.

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How to write a dunning letter | 3 example dunning letter templates

Chaser

Late payments are a persistent challenge for businesses of all sizes. While polite reminders can work in some cases, others require a more formal and structured approach. Thats where dunning letters come in. A well-written dunning letter can help recover unpaid invoices while preserving the relationship with the customer.

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Episode 6 : Education and training in Credit Management

Credit Tools

In this sixth episode, Scarlett Favre-Verand shares her commitment to training the next generation of credit managers. Teaching Credit Management at Universit Paris-Dauphine allows her to pass on.

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The 9 Best Banks for Small Business in Wyoming in 2025

NorthOne

Think its impossible to find the best small business bank in Wyoming that truly gets the states rugged environment? The terrain alonesprawling prairies, towering mountain passescan test even the most. The post The 9 Best Banks for Small Business in Wyoming in 2025 appeared first on North One Blog.