Business Credit

FEBRUARY 11, 2025

Business Line of Credit with Low Credit Score For many small business owners, acquiring a business line of credit is an essential step toward fostering growth and navigating day-to-day operations. However, low credit scores often stand as a discouraging barrier, threatening to sideline the growth of a small business. The good news? Obtaining a business […] The post How to Get a Business Line of Credit with a Low Credit Score appeared first on Business Credit.

Credit Scoring 56

Credit Scoring Small Businesses 56

RMAi Blog

FEBRUARY 13, 2025

Members of Receivables Management Association International (RMAI) elected Officers and Directors to its Board for 2025. Of the ten-member Board, eight are continuing service from the previous year. The 2025 Officers and Directors are: Jon Mazzoli, Resurgent Holdings, Inc., President Amber Russo, Kino Financial Co., LLC, President Elect Brian Williams, Crown Asset Management, LLC, Treasurer Joe Barbito, Orbita Capital Group, LLC, Secretary Brett Soldevila, Security Credit Services, LLC, Past Pre

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Law Firms Third Party Collections Credit and Collections Collector 130

Abrigo

FEBRUARY 12, 2025

Banks & credit unions use technology to solve challenges AI today is the result of decades of research and development. In the same way, FIs have consistently leveraged data and technology to solve challenges and serve communities better. This article covers these key topics: The evolution of AI Lending: A legacy of data-driven innovation Generative AI in lending: The next frontier Abrigo's approach to AI Parallel journeys of AI, banking technology Artificial intelligence (AI) is often heral

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Credit and Collections Credit Reporting Agencies Credit Unions Credit Risk 88

Due

FEBRUARY 13, 2025

Even though escaping the daily grind sounds great, transitioning to a full-time retirement can be complicated. It’s a major life shift, which is simultaneously exciting and uncertain. After all, you’re trading familiar structures for a blank canvas, which can feel liberating and daunting. But, in the words of the legendary Fred Rogers, Often when you think youre at the end of something, youre at the beginning of something else.

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Medical Billing 52

Speaker: Susan Richards

Your past-due accounts are growing, cash flow is tightening, and the pressure is on. The big question: Do you handle the collections internally or outsource to experts? Both strategies come with advantages and risks - but which one delivers the best impact for your business? In this session we’ll dive deep into the in-house vs. outsourcing debate, examining cost-effectiveness, efficiency, compliance risks, and overall recovery success rates.

Bad Debt

blue dot counseling

FEBRUARY 10, 2025

Normally I’m delighted to hear that a business is getting paid by direct debit because DD is the silver bullet of credit control. But when I heard a senior manager in XYZ Limited say this about their invoicing and their accountants, you could have knocked me down with a feather! So, let’s see how they […] The post We can’t send you your invoice because our accountants are so behind with processing direct debits appeared first on Blue Dot Consulting.

Credit Management 52

Credit Management 52

Abrigo

FEBRUARY 12, 2025

Are outdated processes impacting your loan decisioning? Community financial institutions have the expertise and local ties to support small businesses, but outdated processes and risk-averse approaches often slow down their loan decisioning. Meanwhile, fintech lenders offer fast approvals, attracting small business borrowers despite high interest rates.

Small Businesses 78

Small Businesses Credit Unions Credit Risk Default 78

Due

FEBRUARY 13, 2025

A creative analogy comparing investment behavior to a late-night house party illustrates essential risk management and market awareness lessons. The narrative effectively demonstrates how different investor types approach potential market downturns through the lens of partygoers anticipating police intervention. The Three Investor Archetypes The story presents three distinct investor personalities, each representing different approaches to market risk: The Prepared Investor: Positioned near the

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Accounting Department

FEBRUARY 10, 2025

It is that time of the year again, tax season. Many businesses dread this time of the year - it's tough. But thankfully, it's not as tough when you have the unrivaled support of AccountingDepartment.com.

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GoCardless

FEBRUARY 11, 2025

Form3 provides scalability and operational resilience as GoCardless volume of UK payment transactions continues to grow

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Transactions 59

Credit Tools

FEBRUARY 13, 2025

Illustrated description of the credit manager role in the company, at the center of financial and commercial issues, supporting turnover growth while accelerating customer collections using digital.

Credit Management 40

Credit Management Credit and Collections 40

RMAi Blog

FEBRUARY 12, 2025

February 12, 2025 (Sacramento, CA) The Receivables Management Association International celebrated its 28 th Annual Conference in Las Vegas, February 10-13, 2025. RMAI took the opportunity to present its annual awards as part of its Annual Business Meeting, recognizing leaders in the receivables management industry. RMAIs Annual Conference is the premier event for the industry, with more than 1,500 attendees this year.

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Law Firms 130

Your Virtual Credit Manager

FEBRUARY 11, 2025

From a credit management perspective, there is considerable uncertainty about the future as 2025 evolves. Inflation has moderated but remains persistent. Borrowing costs appear stuck at elevated levels with little hope they will decline significantly. The days of easy money are history, while market volatility has increased. Fluctuations in energy and commodity prices exacerbate cost pressures for businesses, impacting profitability and creditworthiness.

Accounts Receivable (AR) 130

Accounts Receivable (AR) Credit and Collections Bankruptcy Credit Management 130

Due

FEBRUARY 12, 2025

As a small-business owner, navigating seasonality changes can feel like a double-edged sword. On one hand, they bring predictable surges in revenue, offering the chance to capitalize on high-demand periods. Conversely, the inevitable off-peak seasons can leave you scrambling to make ends meet, throwing a wrench into your financial stability. Managing these fluctuations is a common and frustrating challenge for small businesses.

Small Businesses 85

Small Businesses 85

TreviPay

FEBRUARY 13, 2025

As businesses increasingly adopt B2B payments and accounts receivable (A/R) automation, scaling these programs requires a blend of the right technology, effective internal marketing, and strategic change management. At TreviPays Crossroads Conference, a panel discussion titled Scaling Your B2B Program brought together leaders from Best Buy, Toyota Material Handling, General Motors, and Red Wing Shoes to share their successful strategies and lessons learned.

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Loomis Sayles Credit Research

FEBRUARY 14, 2025

The results of our latest survey of Loomis Sayles credit analysts, known as the CANDIs, reveal a complex but encouraging backdrop for corporate health. While input costs have been rising sharply, most key corporate fundamentals remain on solid footing. In our view, this combination reflects noteworthy corporate resilience as companies grapple with late-cycle challenges and tariff uncertainty.

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Chaser

FEBRUARY 11, 2025

Chaser has launched a new integration with Sage 200, bringing automated accounts receivable management to businesses using the ERP software. This integration helps businesses reduce late payments, eliminate manual credit management tasks, and protect cash flow with automated debtor tracking and intelligent follow-ups. Now, more businesses worldwide can benefit from end-to-end credit management automation, and reduce late invoice payments.

Credit Management 59

Credit Management 59

Due

FEBRUARY 10, 2025

The January 2024 employment report revealed significant economic indicators creating ripples across financial markets. The unemployment rate decreased to 4%, marking a historically low level in the U.S. labor market. Simultaneously, wage growth exceeded expectations, showing a 4.1% increase compared to the previous year. Mixed Economic Signals While these figures represent positive worker developments, they present complex implications for the broader economic landscape.

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CreditStrong for Business

FEBRUARY 14, 2025

A DUNS number is a unique identifier for a business entity, such as a sole proprietorship or corporation. You may need one to establish your business credit file with Dun & Bradstreet (D&B) or to facilitate a transaction with the federal government. Whatever your motivation for doing so, heres everything you need to know about how to get a DUNS number.

Credit Scoring 52

Credit Scoring Transactions Small Businesses 52

Collenda

FEBRUARY 14, 2025

Financial Services in 2025: Predictions and Emerging Challenges Paul OSullivan, Global Head of Banking and Lending at Aryza As the financial services industry steps into 2025, the landscape is set to evolve at an unprecedented pace. Digital transformation, evolving regulatory frameworks, and the increasing influence of Artificial Intelligence (AI) and automation will drive major shifts.

Cybersecurity 52

Cybersecurity 52

TreviPay

FEBRUARY 12, 2025

The Retail Track at TreviPay Crossroads 2024 explored how merchants can better serve B2B buyers by enhancing omnichannel experiences, optimizing payment options and navigating industry-specific sales strategies. Retail industry experts shared insights on driving growth, increasing customer loyalty and innovating for the future of retail payments. Featured Sessions: Serve More Business Buyers Retail Track Chair Dee OMalley sets the stage for how merchants can tap into the growing B2B buyer market

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Due

FEBRUARY 10, 2025

Homeownership is not just about securing a place to live; it is a significant financial milestone that requires careful planning, strategic budgeting, and diligent resource management. Buying a home can be daunting, given the rising real estate costs, fluctuating interest rates, and many other financial factors. However, with the right tools, goals, and mindset, prospective homeownerswhether budding professionals , growing families, or older adults approaching retirementcan make intelligent deci

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Medical Billing Transactions 59

CreditStrong for Business

FEBRUARY 14, 2025

Business loans backed by the Small Business Administration can be an attractive and affordable source of business financing. Yet SBA loans are also notorious for having strict qualification standards. SBA loans come in several different varieties. The reason your business wants to borrow money and the loan amount youre requesting can both have an impact on the type of SBA loan your company might be eligible to receive.

Credit Scoring 52

Credit Scoring Nonprofit Organizations Credit and Collections Credit Reporting Agencies 52

Emagia

FEBRUARY 9, 2025

In today’s fast-paced business environment, automating accounts receivable (AR), accounts payable (AP), and treasury transaction entries is essential for enhancing financial efficiency and accuracy. By integrating these processes into your financial systems, you can streamline operations, reduce manual errors, and improve cash flow management.

Accounts Receivable (AR) 52

Accounts Receivable (AR) Transactions Small Businesses 52

Cpcmcredit Blog

FEBRUARY 10, 2025

A quick reminder that this blog is not driven by political agendas and regular readers will know that ive been critical of all sides of the political spectrum But this story is seriously damning. Further more its reported in a media outlet which is very naturally sympathetic to the current administration. In fact I find this to be a shocking appraisal with the chancellor and the PM being exposed as being entrenched in detail but lacking in foresight.

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FEBRUARY 14, 2025

Eyesight differs from person to person due to several factors, including aging , genetics, and lifestyle choices. Human-led technology has aimed to remove the hurdles accompanying varying vision impairment levels for decades. From contact lenses to prescription sunglasses to LASIK (laser-assisted in situ keratomileusis) and IOLs (intraocular lens implants), there are many ways to fix poor vision and find prescription glasses online based on budget and severity.

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Transactions 52

Due

FEBRUARY 14, 2025

A young Wall Street professional’s encounter with their CEO in 2010 revealed profound insights about investor psychology and market timing. In the aftermath of the 2008 financial crisis, this interaction highlighted how emotional responses shape investment decisions and market cycles. During a presentation to 500 people, a 22-year-old analyst questioned their CEO about developing products to capitalize on market recovery opportunities.

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FEBRUARY 14, 2025

Between rent, groceries, and so many other bills, your paycheck seems like it vanishes the moment it arrives. Saving any of that money on a low income may feel next to impossible, but don’t lose hope. Even tiny financial moves — as small as $5 a week — can build real wealth over time. A good goal is to learn how to save money, regardless of income.

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Credit Unions 52

Due

FEBRUARY 13, 2025

Artificial intelligence (AI), startups come and go — some never make it beyond a pitch deck. In contrast, others scale only to falter under the weight of colossal manufacturing and R&D costs. But once in a while, a company emerges that defies these odds, forging its own path with speed and surprising success. Thats exactly whats happening with Positron.

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FEBRUARY 12, 2025

The upcoming January Consumer Price Index (CPI) report is a critical indicator for financial markets and monetary policy direction. After three consecutive months of acceleration in inflation metrics, market participants await signals of potential moderation in price pressures. Market Sentiment and Inflation Expectations Recent market indicators suggest persistent inflationary pressures.

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FEBRUARY 12, 2025

Nike Stock has plummeted recently, an indicator that investors aren’t too confident in the companies future. The company has been a dominant player in the sports apparel and shoe market for years, but many question if the company is going to keep strong market share and performance in the near future. Nike Stock Plummets Many banks will rate company stocks to indicate to investors whether or not purchasing that stock would be a good idea.

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FEBRUARY 12, 2025

Perhaps you’ve considered using prop trading as a retirement income stream to boost your income when you’re no longer working full-time. And maybe you have some concerns about the risks involved, making you unsure if prop trading is right for you. Prop trading can be a valuable means to enhance your post-retirement income. But to make this happen, youll need to develop your trading skills and develop risk management strategies to protect your trades.

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FEBRUARY 11, 2025

Are you dreaming of a life where your investments pay you back? It’s not a pipe dream. Let’s say your portfolio has $100,000 worth of dividend-paying stocks. Rather than just watching your money grow, it is now working for you, generating a steady income. Sounds pretty sweet, right? In short, you can achieve financial freedom by investing in dividends.

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FEBRUARY 11, 2025

Just months before the Southern California wildfires, many insurance companies, including Allstate, backed out of the California Market. While many individuals are upset with insurance companies for backing out, companies like Allstate had growing concerns of wildfires. Huge Allstate Payout The expected payout certainly is significant, but leaders of the company aren’t too concerned.

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Insurance Companies 52