Due
MARCH 11, 2025
To maintain financial stability, it is essential to manage money wisely. However, professional financial advice can be very costly. The good news is that many resources are available for free or even cheap financial advice. Whether you need help with budgeting, investing, managing debt, or planning for retirement , these are some of the best places to turn.
RMAi Blog
MARCH 11, 2025
The Court of Appeals of Wisconsin, District I, recently held that the National Bank Act does not preempt the Wisconsin Consumer Acts requirement to send a notice of right to cure to a borrower in default prior to filing a collection action. Bank of America., N.A. v. Riffard , No. 2023AP125, 2025 Wisc. App. LEXIS 157 (Feb. 18, 2025). BACKGROUND A Wisconsin borrower defaulted on two credit card accounts issued by a national bank.
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Abrigo
MARCH 10, 2025
This article covers these key topics: Genuine oversight of the CECL model Q factor support Attention to disclosures and stress testing Preparing CECL models for a merger What CECL topics are auditors and examiners focusing on? Institutions must show robust governance,ongoing monitoring, and meaningful analysis of both quantitative and qualitative factors (Q factors).
CreditStrong for Business
MARCH 11, 2025
The sudden return of student loan payments may aversely affect your credit score in a number of ways. If youve been relying on credit cards or loans to make ends meet, you may see your credit utilization rate rise, which will bring your score down. And if youre dealing with missed payments or higher-than-usual debt, your credit score may take a major hit.
Speaker: Susan Richards
Your past-due accounts are growing, cash flow is tightening, and the pressure is on. The big question: Do you handle the collections internally or outsource to experts? Both strategies come with advantages and risks - but which one delivers the best impact for your business? In this session we’ll dive deep into the in-house vs. outsourcing debate, examining cost-effectiveness, efficiency, compliance risks, and overall recovery success rates.
Emagia
MARCH 10, 2025
Introduction In the fast-paced Fast-Moving Consumer Goods (FMCG) industry, efficient financial operations are crucial for maintaining liquidity and ensuring smooth business processes. One critical aspect of financial management is cash applicationthe process of matching incoming payments to their corresponding invoices. Traditionally, this has been a labor-intensive task prone to errors and delays.
Credit Management Source brings together the best content for credit management professionals from the widest variety of industry thought leaders.
Accounting Department
MARCH 13, 2025
In the constantly changing world of business, a single approach seldom suits everyone. This is especially applicable to financial management. Whether you're an emerging startup or a well-established company, maintaining a strong understanding of your finances is essential.
CreditStrong for Business
MARCH 10, 2025
How to Rebuild Your Credit After Student Loan Forgiveness Ends As student loan forgiveness programs come to an end, many borrowers face an additional serious concern: the potential drop in their credit scores. For many individuals, student loans have been a major factor in their credit history, and without the relief of forgiveness, they could see their credit scores suffer.
Biz2X
MARCH 11, 2025
Reading Time: 3 minutes It wasnt long ago that small and medium-sized businesses (SMBs) had to go to a bank to obtain a loan or line of credit. With embedded finance, that has quickly changed. Business owners can access financing directly through platforms theyre already using, like payment processors or accounting software, transforming the lending experience for SMBs.
Collenda
MARCH 12, 2025
Aryza Control Product Snapshot: Aryza Control Managing debt collection efficiently requires transparency and the right insights. Aryza Control helps businesses gain a clear overview of their collection processes and performance. In this interview, Johan Van Wageningen shares how it works. Learn more about Aryza Control What is Aryza Control’s core function?
Accounting Department
MARCH 12, 2025
When it comes to managing a companys finances, businesses often rely on a combination of bookkeepers, controllers, and CFOs to maintain financial health and make strategic decisions.
CreditStrong for Business
MARCH 10, 2025
The end of student loan forgiveness programs is leaving many borrowers in a difficult situation. As payments resume, some may find themselves facing a drop in their credit score due to missed payments, increased debt, or higher credit utilization. In this article, well discuss the impact of the end of student loan forgiveness on your credit score and show you how you can quickly lower your credit utilization rate, improve your credit score, and put yourself on a path toward better credit opportu
Trade Credit & Liquidity Management
MARCH 11, 2025
As inflation continues to rise and lending practices evolve, small to mid-sized businesses are facing unprecedented financial pressures. In an effort to retain customers and pursue revenue opportunities, some companies may find themselves loosening credit standards or approving higher lines of credit. Unfortunately, this environment can create fertile ground for business fraud.
RMAi Blog
MARCH 14, 2025
In This Update The U.S. Senate Banking Committee has approved Jonathan McKernans nomination to be the next Director of the Consumer Financial Protection Bureau (CFPB) with a party-line vote of 13-11. A full Senate vote is expected this month. Meanwhile, several legislative efforts have been introduced in both the House and the Senate targeting the CFPB.
Your Virtual Credit Manager
MARCH 11, 2025
Not very long ago, Digital Transformation was the prominent business buzzword. Then Artificial Intelligence (AI) took center stage. You might be led to think that Digital Transformation became passe, but that is clearly not the case. Digital Transformation, the migration of business processes to digital formats, continues its march through commercial organizations, but now with AI helping to automate and digitize the last mile.
Due
MARCH 12, 2025
If youre staring at your 401(k) , you probably wonder, Am I doing the right thing? Youre not alone. In difficult economic times , Americans often struggle with this problem. While data shows that 70% of Americans contribute to retirement plans , participation varies across generations, highlighting just how widespread this problem is. So, unless you see the finish line, its easy to feel like youre constantly running on a retirement treadmill.
Abrigo
MARCH 13, 2025
The basics of verifying checks for government-issued payments Fraudsters target government checks at tax time and beyond. Banks and credit unions have several tools, including a new one, to fight fraud through U.S. Treasury check verification. Key topics covered in this post: The growing need to verify Treasury checks Security features to help validate U.S.
Loomis Sayles Credit Research
MARCH 10, 2025
A global economic expansion appears to continue, but there is weakness beneath the worldwide headline growth figures. For a few euro zone economies, investors project growth rates of just 0.50% for 2025, which doesnt leave much room before any potential contraction. [1] We still believe inflation will fall from current levels, though the path could be volatile month to month.
TreviPay
MARCH 13, 2025
As the B2B payments landscape continues to evolve, enterprises are seeking more efficient ways to manage cash flow and streamline financial operations. This comes as recent projections from Mastercard highlight commercial payments as an $80 trillion opportunity with commercial debit and credit volumes at 13% of total Gross Dollar Value in 2024, 11% higher than the year prior.
Waystar
MARCH 14, 2025
Artificial intelligence (AI) is becoming increasingly essential in the healthcare revenue cycle. Recent research shows that 92% of healthcare leaders cite AI and advanced automation as a top investment priority in 2025, particularly within patient access. The reason is clear: 60% of RCM leaders say denials caused by errors in front-end, patient access processes are their top denial pain point with the prior authorization space accounting for 39.7%.
Abrigo
MARCH 12, 2025
Protecting customers from disaster fraud In the aftermath of hurricanes, wildfires, floods, and other natural disasters , vulnerable communities often see an uptick in disaster fraud schemes designed to steal personal information or relief funds from would-be donors. As trusted financial partners, banks and credit unions play a critical role in helping customers recognize and avoid these scams.
Due
MARCH 12, 2025
Planning for your financial future can feel like navigating a maze. After all, its easy to feel overwhelmed by the many investment options available. However, a significant decision many investors face is whether to include annuities in their portfolio or stick with more traditional investments such as stocks, bonds, or mutual funds. Heres the thing, though: Each path has its own advantages and disadvantages.
Gaviti
MARCH 11, 2025
In the realm of B2B transactions, it’s easy to assume that securing a sale signifies the culmination of your efforts. However, the real challenge lies in ensuring that the customer fulfills their payment obligations. Without proper credit assessments and checks, businesses expose themselves to significant financial risks, including cash flow disruptions and potential bad debts.
blue dot counseling
MARCH 10, 2025
The government announced a massive employer’s national insurance increase in the October 2024 Budget. They set out three changes to employer’s National Insurance Contributions (NICs) to take effect from April 6, 2025: The net revenue expected to be raised by these changes is predicted to be just under 24 billion in 2025-26 rising to just […] The post Employer’s national insurance increase – is your business worse off or better off?
Abrigo
MARCH 11, 2025
How to prevent internal fraud at your bank or credit union Of the many fraud risks banks and credit unions face, one of the most costly comes from within the institution itself. Employees in positions of trust may manipulate accounts, conceal information, or abuse their authority for personal gain. Learn how to prevent internal fraud in banks and credit unions.
Cpcmcredit Blog
MARCH 10, 2025
One of my roles is offering debtors credit assessment to clients. I had 40 years experience of assessing balance sheets as well as extraneous factors to form an accurate picture of the risk involved. Its a fascinating task Routine credit reports from agencies just tend to concentrate on the headline numbers. Thats understandable given the volumes they assess but it can hide a multitude of problems.
Commercial Credit Group
MARCH 10, 2025
The Water & Wastewater Equipment, Treatment & Transport (WWETT) Show 2025 took place in Indianapolis February 17-200, 2025. Exhibitors showcased the latest advancements in wastewater and environmental services technology. This year's event strongly emphasized innovation, efficiency, and safety, reflecting the industry's ongoing commitment to improving operations, sustainability, and workforce protection.
blue dot counseling
MARCH 10, 2025
The National Living Wage and National Minimum Wage will increase in April 2025. Good for low-paid workers but when joined up with the increases to employer’s National Insurance it might be quite a burden to bear for employers! National Living Wage and National Minimum Wage – what are they? By law, an employer must pay […] The post National Living Wage and National Minimum Wage increase – April 2025 appeared first on Blue Dot Consulting.
Due
MARCH 9, 2025
It is common to find ourselves single later in life. In fact, according to Pew Research , about three in ten adults aged 50 to 64 or 65 and older are single. Among these are widows (29 percent of older women) and divorced or separated individuals ( 16 percent of older people ). But what if youre ready to return to the dating game? Whether you are navigating dating after a divorce, the loss of a spouse, or perhaps you are ready to explore new romantic possibilities, it can feel like uncharted ter
SSI Healthcare Rev Cycle Solutions
MARCH 13, 2025
The SSI Group, LLC, announces leadership additions to continue its investment in technology leadership and customer growth The SSI Group, LLC, announces leadership additions to continue its investment in technology leadership and customer growth. Chip Dickson joined as Chief Technology Officer, and Rich McGinn was promoted to Chief Growth Officer. Read More The SSI Group, LLC (SSI) Welcomes Industry Veteran Heather Dunn as President The SSI Group, LLC (SSI) Welcomes Industry Veteran Heather Dunn
Emagia
MARCH 11, 2025
In financial operations, human error is a persistent challengeparticularly in Accounts Payable (AP) and Accounts Receivable (AR). Errors such as incorrect invoice amounts, overlooked purchase order mismatches, and duplicate payments can lead to significant financial and operational setbacks. As businesses scale, the volume of invoices and payments escalates, further complicating efforts to maintain accuracy and efficiency.
Waystar
MARCH 11, 2025
Telemedicine and Medicare reimbursements are top-of-mind for healthcare organizations in 2025. With so many moving pieces, the changes can be difficult to navigate. However, Dr. Elizabeth Woodcock shines a light on the complexities to help guide providers forward. For more than 30 years, I’ve been tracking what happens in the reimbursement and payment landscape, says Dr.
Due
MARCH 13, 2025
Financial markets experienced dramatic shifts on a striking Monday that left investors uneasy. An abrupt technological stock downturn set off warning signals in key financial indicators. The commentary provided a detailed account of market movements, drawing attention to several metrics that have historically pointed to economic stress. This report outlines the days events and explains each indicators significance.
Due
MARCH 10, 2025
Time has always been on the side of the young investor. But this advantage hits differently in 2024 when apps on your smartphone are much more widely used than the traditional broker sitting behind a mahogany desk, and you can start building wealth with less than the cost of a coffee. All the headlines focus on the economic challenges that young people face, but theyre missing something big.
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