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Is Your Gift Card Expired? Make the Most of Your Gift Cards by Knowing the Law

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Putting your unused gift cards to work is an easy way to unlock some hidden value.” What is the shelf life of gift cards? Thanks to t he 2009 CARD Act , gift cards last at least five years from the date of issue. Generally, gift cards are associated with specific businesses, such as Starbucks or Amazon.

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The Pros and Cons of Using a Business Credit Card for Personal Expenses

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That said, the credit card companies themselves have consistently countered that argument, going as far as to email their business credit card customers with reminders that the cards are not intended for personal use. Overlapping personal and business expenses impacts your credit.

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Starting Out With Your First Credit Card

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If you’ve practiced solid borrowing behaviors with your first credit card and your credit score is looking good because of it, you might be able to ask your card issuer for a credit limit increase. (If You’ve got a good track record with your credit card company.