Loomis Sayles Credit Research

MAY 9, 2023

The issue of the debt limit, also called the debt ceiling, has moved to center stage. On 1 May, Treasury Secretary Janet Yellen warned that the X-date, the date when the Treasury would not be able to meet all of its debt obligations if the debt ceiling is not raised, could arrive in the first half of June, perhaps as early as 1 June. It is terrible timing, coming on the heels of 14 months of aggressive Fed tightening, a shaky banking industry, a slowing US economy and a world still contending wi

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Default 103

Due

DECEMBER 13, 2023

Artificial Intelligence (AI) is changing the world, and it’s no secret that those who master and harness this technology can create immense wealth for themselves and their clients. The rapid evolution of AI has brought about a new era where countless business opportunities can be pursued. This article will discuss why AI is the key to becoming wealthy in five years and how you can take advantage of this technological revolution.

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Plooto

DECEMBER 21, 2023

In 2024, accountants will no longer be deemed company number crunchers as they gain access to technology that allows them to play an increasingly strategic role in business decisions. It’s a role transformation that’s already begun, sparked by the accelerated adoption of digital accounting, fueled by cloud computing, automation, and AI.

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Sky Business Credit

OCTOBER 12, 2023

Running a successful business comes down to a few key factors; the most important one is cash flow. Factoring is a type of alternative financing that allows you to take control of your cash flow by selling your accounts receivable to a third party (also known as a factor) to obtain immediate working capital. Now, instead of waiting for your customers to pay based on 30-, 60-, or even 90-day terms, you get cash immediately, and the factor collects the payment later.

Credit and Collections 105

Credit and Collections Invoice Amount Credit Scoring 105

Loomis Sayles Credit Research

OCTOBER 5, 2023

Affordability has been stretched thin across the United States as inflation, rising rates and limited housing stock have driven residential property values out of the price ranges of many buyers. According to data from the Zillow Home Value Index, home values in popular migrant destinations like Arizona, Nevada and Texas have increased 40-55% since 2020.

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DECEMBER 4, 2023

The stock market has experienced a remarkable surge, with the S&P 500 increasing by 10% since the last Federal Reserve meeting just a month ago. This rapid growth has caused concern for the Federal Reserve, as they worry about the potential impact on inflation. Despite speculation of potential interest rate cuts by the end of 2024, examining how the Federal Reserve might respond to this recent market euphoria is crucial.

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Waystar

OCTOBER 4, 2023

[Note: This post was originally published in January 2021 but was updated in October 2023] Prior authorization. Pre-authorization. Precertification. Prior approval. Prior review. All of these names, though slightly different, refer to the same thing: prior authorization. What is prior authorization? Prior authorization is the process by which healthcare providers must request confirmation that an insurance provider will cover a prescribed medication, service, or treatment for a patient.

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Credit Absolute

NOVEMBER 21, 2023

Getting married can help boost your financial standing, but it doesn’t mean that you and your spouse will share a credit report. Your credit reports will remain separate, and any joint accounts and shared loans you open together will appear on both of your reports. While this can be beneficial, it’s important to keep in […] The post Do Joint Credit Cards Affect Both Spouse’s Credit?

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RevCycle

DECEMBER 7, 2023

The holiday season is a time for giving and receiving. It’s also a time when many businesses experience an increase in delinquent payments. This can put a strain on your staff and increase your operating expenses. Reducing delinquent payments during the holiday season is crucial for businesses, as it can significantly impact cash flow and profitability.

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Alternative Payment Methods Credit and Collections Credit Scoring Payment Portals 246

SAP Credit Management

SEPTEMBER 6, 2023

Welcome to the SAP Developer Community Challenge for the month of September. We will cover full-stack development with SAP Cloud Application Programming Model and SAP Fiori elements: a set of four weekly challenges encompassing front-end/client-facing and server-side/back-end development. This month’s challenge is to build a full-stack application based on the domain of tests/exams like in a school set-up.

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Chaser

OCTOBER 24, 2023

Late payments have become a common challenge for businesses worldwide, especially for SMEs. Research indicates that 87% of businesses are typically paid late (Chaser, 2022). These late payments can have a detrimental effect on businesses, forcing as many as 50,000 businesses in the UK alone to cease operations every year, as highlighted by the FSB. Chaser, the market-leading accounts receivable solution, is committed to helping businesses combat late payments, and by utilising Chaser's receivabl

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Know-It Global

DECEMBER 5, 2023

Read all about November with us and the exciting things that have been going on. Our New Mobile App We are excited to announce we have released a brand new mobile app! You can now receive live credit management updates via the app so you are always kept in the know. Get notified about changes to your customer’s credit report, alerts to potential customer risks including liquidations or insolvencies and get live updates on your commercial debt recovery cases on the go!

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Credit Management 111

TreviPay

NOVEMBER 20, 2023

The past few years have been tough for businesses of all types. B2B companies have struggled to meet the digital desires of today’s business buyers, who have been spoiled by the ease of B2C purchasing experiences. Although it’s commonly accepted B2B trends lag behind consumer-focused initiatives, business customers still want—and expect—fast and frictionless transactions.

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Credit and Collections Transactions Credit Application 105

FundThrough

NOVEMBER 8, 2023

For Immediate Release PR Contact: Helen Shacklett, Sr. Manager Communications, FundThrough, hshacklett@fundthrough.com FundThrough Ranked Number 431 Fastest-Growing Company in North America on the 2023 Deloitte Technology Fast 500™ Attributes 280% Revenue Growth to integrated partnerships and increased solution awarness. Toronto, ON – November 8, 2023 – FundThrough today announced it ranked 431 on the Deloitte Technology […] The post FundThrough Ranked Number 431 Fastest-Growing Comp

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Loomis Sayles Credit Research

APRIL 6, 2023

State governments tend to boast strong creditworthiness. They have a multitude of revenue streams, the ability to adjust budgets on the fly, and tend to have broad economies. These factors contribute to the sector’s generally high credit quality, with only seven states rated below AA. However, we expect the slowing economy to reveal imbalances that could affect credit quality and lead to diverging performance within the sector.

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APRIL 14, 2023

Most people find it hard to talk about money, especially between children and their parents. In fact, 57% of parents reported being reluctant to discuss money matters with their children. Furthermore, another study found that 74% of respondents said parents shouldn’t share information about their kids’ finances with kids under 14 years old, and another 14% said it should never be done.

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Small Businesses 145

Sky Business Credit

NOVEMBER 6, 2023

When it comes to owning a business, every day brings its unique set of challenges. For Skip, an experienced CEO who had recently acquired a new company, the unexpected hurdles came fast and furious. In a matter of months, he found himself in a cash flow predicament that threatened to destroy his business and his employees’ financial livelihood. How It Began Skip purchased an established business less than a year ago and things were going well – until one day, with $1.5 million in receivables pen

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Transactions 105

Waystar

OCTOBER 11, 2023

If you’ve ever had to chase down referral status from a payer, you know it’s a tedious, time-consuming process. Whether you’re calling payers or checking portals, referrals wreak havoc on efficiency — and they don’t stop there. If your organization routinely experiences delayed or extended referral processing, you risk everything from patient leakage to poor clinical outcomes.

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Accounting Department

NOVEMBER 1, 2023

Business owners strive to maximize their company’s profits. After all, profits are the primary metric of a successful business. However, not everyone understands the difference between revenue and profit, and why it matters for their business.

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Small Businesses 103

incfile

JUNE 1, 2023

Creating an LLC is one of the best ways to start your entrepreneurial journey and get the right legal structure in place for your new business. And luckily, getting an LLC for free is easy (outside of those pesky state fees)!

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SAP Credit Management

SEPTEMBER 13, 2023

はじめに 本ブログは2023年度の「SAPジャパン パートナー様向け SAP Buildハッカソン」インタビュー記事第1弾です。 「SAPジャパンパートナー様向け SAP Buildハッカソン」は、SAPパートナーを対象としたハッカソンイベントです。変化が激しい時代の中で求められる企業の業務効率化・開発の迅速化・回復力を実現するために、SAPが提供しているSAP Build (※)を用いたソリューションの開発を行い、発想の新規性や実現性などを競い合います。今年は、「SAPユーザーの業務を自動化・効率化するソリューション」という出題に対して、29社37チームと数多くの応募があり、その中で、1次選考を通過したファイナリスト6組が、2023年6月23日（金）の発表イベントにて最終選考を行いました。

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Chaser

OCTOBER 25, 2023

Siloing your sales and AR (Accounts Receivable) teams can harm your business. A lack of communication between these two integral departments can result in missed opportunities, delayed payments, and, ultimately, lost revenue.

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Know-It Global

DECEMBER 20, 2023

What a year it’s been. A record-breaking year for signups, over £25 million in late payments collected in platform, key hires made, awesome product updates and even a trip down under all squeezed into 1 year. Let’s take a look back at all the things we’ve been up to in 2023! January Starting The Year On A High With The Addition Of Chris Anderson Chris joined Know-it in the new year as Group Commercial Director, to drive the UK and International growth plans for the business.

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Credit and Collections Debt Collections Credit Management Credit Risk 105

TreviPay

NOVEMBER 6, 2023

Meet Spryker’s Feliz Buehner: Felix Buehner is the Global Lead for Automotive and Mobility at Spryker , a leading eCommerce platform provider based in Berlin, Germany. With over five years of experience in the automotive and technology industries, Felix is a recognized expert in digital transformation and eCommerce solutions for the automotive industry.

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Transactions 105

FundThrough

SEPTEMBER 29, 2023

Toronto, ON – September 29, 2023 FundThrough is pleased to announce it placed No. 166 on the 2023 Report on Business ranking of Canada’s Top Growing Companies. Canada’s Top Growing Companies ranks Canadian companies on three-year revenue growth. FundThrough earned its spot with three-year growth of 291%. With FundThrough’s technology-powered invoice funding platform, businesses control […] The post FundThrough places No, 166 on The Globe and Mail’s fifth-annual ranking of Canada̵

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Credit Management Group UK

JUNE 1, 2023

This is one of the measures in a business that can easily be missed in the excitement for a new sale. Unless you are taking the money upfront before any services or products are sent this is fundamental to your business. You need to carry out the right checks to make sure you will actually get paid for the work you have completed at the end. Credit checks will enable you to make the informed decision about the level of credit and in deed if you offer any at all.

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Credit Risk Credit Management 105

Due

MARCH 19, 2023

The number of female entrepreneurs is growing rapidly. In fact, in 2021, 49% of new businesses were started by women , up from 28% in 2019, according to a survey by HR services company Gusto. According to the U.S. Census Bureau, in 2020, 21.4% of all U.S. businesses were owned by women , and those businesses employed 10.9 million employees. Those are staggering numbers and represent how women are advancing in an area that has long been dominated by men.

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Cybersecurity 139

Sky Business Credit

JUNE 29, 2023

Joe’s* business performs collections of past-due utility bills for a large city. It’s a straightforward gig: the city tells him exactly how much they’re going to pay him they tell him when they’re going to pay him his only expense is payroll Unfortunately, Joe consistently had a 10-14-day shortfall between payment and payroll. For years , he and his bank managed this mismatch through overdrafts.

Credit and Collections 105

Credit and Collections 105

Plooto

APRIL 24, 2023

Few activities in business have as much impact in reducing costs, eliminating waste, detecting fraud, and improving the bottom line than spend management. It is the foundation for operational efficiency, cost containment, and visibility throughout the company.

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Gaviti

DECEMBER 12, 2023

When you shorten your cash flow conversion time, you improve liquidity. You can then use this cash to pay bills on time, increase staffing, invest in research and development, or expand into new markets. These are just some of the uses that make strong cash flow an important metric for determining the health and potential longevity of businesses. The trick is knowing how to reduce cash conversion cycle times while still preserving good relationships with your customers.

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Credit and Collections Invoice to Cash Deductions Cash Applicator 98

incfile

JANUARY 25, 2023

When it comes to filing your small business taxes, it all boils down to two options: following the DIY method and filing your own taxes, or working with a professional such as a CPA, qualified tax preparer, or tax lawyer.

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Small Businesses 105