Stress Testing: Are the Results Guiding Your CECL Decision-Making?
Abrigo
OCTOBER 9, 2019
Stress Testing | 6 minute read Key Takeaways Stress testing is a useful tool to help guide CECL decisions. Bottom-up testing is transactional and best for smaller institutions (under $25B). Charge offs were close to zero for most banks since 2013, according to call report data from S&P Market Intelligence.
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