article thumbnail

Online Credit Reports & How They Are Tracking Everything You Do

Due

Consult the credit bureau(s) if you see a suspicious business name or are confused about why a specific company checked your credit. Examples include: Bankruptcies. What to look for in public records: A Chapter 7 bankruptcy stays on your credit report for 10 years after it’s filed. Public Records.

article thumbnail

Ways Credit History Can Impact Everyday Life

Due

Your credit report also contains information on overdue debt, foreclosures, bankruptcies, judgments, and liens. With auto loans and insurance, location matters. If you buy a car in these American states, your credit score won’t affect your auto insurance rates, regardless of how bad.