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How Long Do Late Payments Stay on Your Credit Report?—Everything You Need To Know

CreditStrong for Business

This includes: Late credit card payments Late student loan payments Collection agency activity Other missed payments toward debts Entries showing late payments, often referred to as delinquencies, remain on your credit report for seven years. on the due date are deemed as late.

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How Long Do Late Payments Stay on Your Credit Report?

CreditStrong for Business

Most negative information such as late credit card payments, collection agency activity, and other missed payments toward debts remain on your credit report for seven years. Bankruptcy is an exception that may remain on your credit bureau report for up to 10 years. on the due date are deemed as late.