FICO Blog

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. Here are extracts from those customer development posts.

Credit and Collections 52

Credit and Collections Credit Risk Default 52

FICO Blog

FEBRUARY 17, 2023

What would have been a wasted trip turned into a learning experience about how transformation enabled me to hit golf balls, and turn my biggest problem into driving without a license. Banks and other financial institutions are adopting a digital first strategy, and there’s no going back.

Transactions 52

Transactions 52

Due

MARCH 1, 2024

The number of consumers living paycheck to paycheck reached 62% in November 2023. The problem affects even those with higher incomes. The average household debt in 2023 is $103,358 per household, according to Experian. List your loans, credit cards, and their interest rates. The good news? Damaged credit.

Medical Billing 52

Medical Billing Brokerages Credit Unions Credit Scoring 52

Due

NOVEMBER 16, 2023

However, a budgeting app can solve this problem. In 2023, the average cost of groceries per person in America will be $415.53. All of us should know how to manage our money wisely. Create your blog or website. It is possible to share your opinions with the world by starting a blog or website. Plan your meals.

Nonprofit Organizations 64

Nonprofit Organizations Credit Unions Transactions 64

Due

MARCH 3, 2023

The problem with the “I’ll do that later” philosophy? Consider, for example, investing $1,000 and earning a 7% return annually. Make managing your finances easier by breaking them down into manageable chunks. You may never follow through — despite your best intentions. Why’s that concerning?

Credit Scoring 105

Credit Scoring Bankruptcy Medical Billing Brokerages 105

Due

MARCH 3, 2023

The problem with the “I’ll do that later” philosophy? Consider, for example, investing $1,000 and earning a 7% return annually. Make managing your finances easier by breaking them down into manageable chunks. You may never follow through — despite your best intentions. Why’s that concerning?

Credit Scoring 64

Credit Scoring Bankruptcy Medical Billing Brokerages 64

RMAi Blog

APRIL 12, 2023

This bill could potentially solve a problem contained in the proposed debt collection rule developed by the New York State Department of Financial Services (DFS). This bill could potentially solve a problem contained in the proposed debt collection rule developed by the New York State Department of Financial Services (DFS).

Law Firms 130

Law Firms Collector Credit and Collections Default 130