Abrigo

AUGUST 10, 2023

Probability of Default/Loss Given Default analysis is a method used by generally larger institutions to calculate expected loss. A probability of default (PD) is already assigned to a specific risk measure, per guidance, and represents the percentage expected to default, measured most frequently by assessing past dues.

Default 78

Default CECL Credit Risk 78

Abrigo

APRIL 7, 2022

Experts answer CECL questions from 2023 adopters Participants in Abrigo's CECL Kickstart webinars asked consultants their questions leading up to the 2023 CECL implementation date. Takeaway 1 Financial institutions brought practical questions to Abrigo consultants during the CECL Kickstart webinar. . CECL Deep Dive.

CECL 78

CECL Credit Unions Credit Risk Default 78

Abrigo

MARCH 13, 2024

A wave of pending maturity events ($2 trillion of CRE loans are reported to mature in the next years). Bring together the deal team, credit approvers, and workout experts to discuss and determine the grade and next steps. Unprecedented increases in interest rates from an abnormally historic low-rate environment.

Credit Unions 89

Credit Unions CECL Default Credit Risk 89

Abrigo

OCTOBER 21, 2020

Trepp’s Head of Commercial Real Estate Finance, Joe McBride, whom readers and listeners may know from The TreppWire Podcast , spoke at Abrigo’s ThinkBIG Event recently. Some summary statistics that came out of that model: The lodging probability of default peaked at around 6% and has started coming down as the economy recovers.

Credit Risk 125

Credit Risk CECL Default 125

Abrigo

JANUARY 3, 2023

During a recent construction lending webinar , lending and credit risk expert Dev Strischek of Devon Risk Advisory Group outlined the keys to construction loan success. Strischek included the following information, which can help lenders avoid risk before the project begins—by planning ahead at the closing table.

Credit Risk 78

Credit Risk CECL Law Firms Credit Unions 78

Abrigo

OCTOBER 28, 2020

A storm of events that have defined 2020 leaves many community financial institutions today in the position where balance sheets are awash with liquidity and competitive markets are squeezing rates on good quality loans to lower-than- comfortable levels. There is the potential credit risk that the borrower may not pay us back.

CECL 78

CECL Credit Risk Default 78

Abrigo

OCTOBER 23, 2015

Behringer, McGladrey’s national leader for credit risk services. Portfolio stress tests can provide a number of benefits beyond compliance with regulatory expectations, Behringer said recently at the 2015 Risk Management Summit hosted by Sageworks. Stress testing can help identify the risks related to a changing environment.

Credit Unions 60

Credit Unions CECL Credit Risk Default 60