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Online Credit Reports & How They Are Tracking Everything You Do

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Despite the fact that there are no quick fixes for repairing your credit, there are things you can do to improve your FICO score. What to look for in public records: A Chapter 7 bankruptcy stays on your credit report for 10 years after it’s filed. For example, getting current on missed payments.

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Ways Credit History Can Impact Everyday Life

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Don’t open too many new accounts As mentioned earlier, a credit application prompts a hard inquiry into your credit report, resulting in a few points off your credit score. When you simultaneously open several new accounts within a short period, these applications could damage your score.