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Ways Credit History Can Impact Everyday Life

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Your credit history sums up all the information in your credit report. This information includes balances due, credit accounts, and payment history details. Your credit report also contains information on overdue debt, foreclosures, bankruptcies, judgments, and liens.

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Online Credit Reports & How They Are Tracking Everything You Do

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As a result, credit reports are crucial for decisions about lending money in the form of credit cards, auto loans, or mortgages. You may also receive different interest rates based on the information on your credit reports. There are dozens of places where you can obtain your credit report. Credit Accounts.