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Online Credit Reports & How They Are Tracking Everything You Do

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As a result, credit reports are crucial for decisions about lending money in the form of credit cards, auto loans, or mortgages. You may also receive different interest rates based on the information on your credit reports. There are dozens of places where you can obtain your credit report. Credit Accounts.

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Derogatory Public Record or Collection Filed? Here’s What It Means For Your Business

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Unfortunately, derogatory marks cause your credit scores to drop and alert future creditors that you present a higher credit risk. Along with credit account information, credit reports typically include public records — records of incidents or actions recorded with a government agency.