Chapter 7 Credit Scoring Deductions Information 
Due
DECEMBER 2, 2023
Your credit history sums up all the information in your credit report. This information includes balances due, credit accounts, and payment history details. Your credit report also contains information on overdue debt, foreclosures, bankruptcies, judgments, and liens.
CreditStrong for Business
MARCH 10, 2023
Late payments remain on your credit bureau report and influence your credit score for seven years. Fortunately, there are ways to improve your overall credit profile to offset the adverse results that late payments have on your credit score. and 35% of your FICO score.
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