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Refinance and Rejoice: A Simple Guide of Saving Thousands on Your Mortgage

Due

You may be able to qualify for a loan with more favorable conditions if your credit score or income improves. Your credit score. Before refinancing, you should improve your credit score to get a better interest rate. Check your credit score. When refinancing, lenders consider your credit score.

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If You Have No Credit, What is Your Score?

CreditStrong for Business

One common misconception about credit is that having no credit history is equivalent to having a bad credit score. People without a credit history are in a completely separate category from those with poor credit. If You Have No Credit, What is Your Score? You’re credit invisible.

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How to Build Credit: The Ultimate Guide

CreditStrong for Business

Not only can a bad score limit your access to affordable financing, but it can also be a red flag to prospective employers, landlords, and even romantic partners 1. Fortunately, no credit score is so low that you can’t fix it. As a result, they provide valuable insight to refine your credit-building strategy.

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Why Loan Portfolio Monitoring is the New Standard for Banks

Biz2X

Credit monitoring works hand in hand with a bank’s underwriting process. However, banks, credit unions, and alternative lenders must balance their profit margins with industry standards. Other lenders have adopted the industry standard of delivering instant decisions on credit applications.