Abrigo

DECEMBER 22, 2023

The most-read lending & credit blogs in 2023 Probability of default, CECL model validation, and stress testing were among Abrigo's top blogs on ALM, CECL, and portfolio risk this year. download NOW Takeaway 1 The most popular blog posts on the Abrigo site reflect many of the priorities community banks and credit unions had in 2023.

Credit Risk 88

Credit Risk Credit Unions Dashboards CECL 88

Abrigo

NOVEMBER 12, 2023

Review the 2023 Loan Review Survey results with experts and get their take on emerging trends and best practices WATCH WEBINAR Takeaway 1 Loan covenants are critical to banks and credit unions to manage credit risk, especially when borrowers face stress.

Credit Risk 88

Credit Risk Credit Unions Default CECL 88

Abrigo

APRIL 21, 2016

As technology and data collection improve, banks and credit unions are finding ways to use this information to improve their loan decision making and thus improve their asset quality in the long term. A probability of default model (PDM) is a system for objectively quantifying future credit risk.

Default 60

Default Credit Unions Credit and Collections Credit Risk 60

CreditStrong for Business

MARCH 24, 2023

In addition to a good credit score, lenders usually impose conventional loan requirements, including a 3% down payment and a maximum debt-to-income ratio of 43%. How Can Credit Scores Affect Mortgage Interest Rates? Conventional loans are issued by banks, credit unions, and other private lenders.

Credit Scoring 59

Credit Scoring Credit and Collections Credit Unions Default 59

RMAi Blog

APRIL 12, 2023

Importantly, the contract between the medical provider and the servicer stated that “during the time that the medical account is being serviced by the [servicer], the account shall not be considered delinquent, past due or in default, and shall not be reported to a credit bureau or subject to collection legal proceedings.”

Law Firms 130

Law Firms Collector Credit and Collections Default 130