Fri.Jan 05, 2024

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Why Am I Poor? Understanding and Breaking the Cycle

Due

Millions of people around the world ask themselves, “Why am I poor?” In fact, poverty affects 9.2% of the world’s population , making it one of the most pressing issues of our time. As of 2022, 12.4% of Americans lived in poverty, up from 11.2% in 2021 This marks the first increase in SPM poverty rates since 2010. This is an unfortunate question that is laced with shame, frustration, and a desperate longing for more.

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Municipal Bond Outlook: Looking Brighter after 2023 Rollercoaster

Loomis Sayles Credit Research

1. Rates rode quite a roller coaster last year as the Fed aggressively hiked rates. How did the municipal market react to the rate volatility? 2023 was quite a ride for the municipal bond market—one that produced positive annual returns for the first time in nearly four years. [i] While rates peaked in October, dovish Fed messaging in December sparked another rally as investors priced in an approaching end to the Fed’s tightening cycle.

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Monthly management accounts – five steps to useful numbers

blue dot counseling

none of these steps will be very effective if you don't have the people or the accounting software in your business to produce the information you need when you need it, so make sure that you have these basics right and seek help if you don't. The post Monthly management accounts – five steps to useful numbers appeared first on Blue Dot Consulting.

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Global Markets Dropped 3-4% in One Week

Due

The global markets witnessed a significant sell-off recently, dropping around 3-4% in a week. This decline has left investors and experts pondering what could be the reason behind it. The primary cause that seems to have influenced the market is the growing pressure on shipping rates, resulting from Maersk, the world’s largest shipping company, changing its shipping route from Asia to Europe.

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Make It Easier for Your Customers to Buy From You

Team Financial Group

For companies of all sizes, closing sales can hinge on eliminating customer friction – those speed bumps that can stop potential customers from buying. In business deals, friction points ranging from confusing prices to sluggish approvals can deflate conversion rates. As a business owner or key decision-maker, recognizing and mitigating these friction points is essential to fostering positive customer experiences and, ultimately, driving sales growth.

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Real Estate Vs. Stock Investments – What’s Better?

Due

In the world of investing, there has always been a debate between stocks and real estate regarding the better investment. Over the past 50 years, real estate and stocks have been popular choices for investors looking to secure their financial future. This article will dive into the performance of both asset classes and an analysis of the costs of managing each investment and associated taxes to help you determine which could be a better choice for your portfolio.

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Navigating the looming Credit Manager shortage: now is the time for smart credit management software

Onguard

As we step into 2024, the landscape of credit management is undergoing a significant transformation. The looming issue of a Credit Manager shortage is not just a fleeting concern but a stark reality that businesses must address. This shortage poses a critical challenge for organisations, especially in the B2B sector, where effective credit management is the linchpin of financial stability and customer relationships.

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UPDATE 1: Wesco/Incora 2024/2026 Noteholders Affirm Opposition to Amended Plan, Question UCC Justification for Agreement to Proposal

Reorg Blog

The post UPDATE 1: Wesco/Incora 2024/2026 Noteholders Affirm Opposition to Amended Plan, Question UCC Justification for Agreement to Proposal appeared first on Reorg.

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Avoiding Common Pitfalls in Early Retirement Planning

Due

Imagine retiring decades ahead of your peers, basking in the freedom of financial independence, only to find yourself dragged back into the workforce due to costly mistakes in your early retirement planning. A chilling thought for sure! But fret not, as we unveil the top 5 common missteps that lurk beneath the seemingly perfect early retirement plan, and provide you with the strategies to fix them – setting you back on the path to a fulfilling, worry-free retirement.

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Wesco/Incora 2024/2026 Noteholders Affirm Opposition to Amended Plan

Reorg Blog

UPDATE 1: Wesco/Incora 2024/2026 Noteholders Affirm Opposition to Amended Plan, Question UCC Justification for Agreement to Proposal

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Payment History: Credit Scores Broken Down – Part 1

Credit Absolute

How Payment History Affects Your Credit Score Video Summary & Highlights Payment history is the single most important factor in your credit score, accounting for 35%. Even one 30-day late payment can significantly impact your score (over 100 points) and take 9 months to recover. Late payments on mortgages take even longer to recover from […] The post Payment History: Credit Scores Broken Down – Part 1 appeared first on Credit Absolute.