article thumbnail

Seven Observations from Silicon Valley Bank's Failure

Your Virtual Credit Manager

In addition to the effect of inflation, AR loses value as a result of profit dilution (when customers do not pay you the full invoice value due to payment deductions or disputes) and bad debt losses. This ties into all the Covid startups and the lack of bankruptcies while stimulus funds were available.

article thumbnail

Rising Inflation: How Will Retirees Get Through Life

Due

These are only two unforeseen events that sparked a surge of bankruptcies. In 2008, the Great Recession put millions of Americans into the gutter. And by 2008, home prices plunged by 20 percent. Lastly, the unemployment rate is still a far cry from the labor market conditions in 2008-2009. By 2007, lenders had 1.3

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Rising Inflation: How Will Retirees Get Through Life

Due

These are only two unforeseen events that sparked a surge of bankruptcies. In 2008, the Great Recession put millions of Americans into the gutter. And by 2008, home prices plunged by 20 percent. Lastly, the unemployment rate is still a far cry from the labor market conditions in 2008-2009. By 2007, lenders had 1.3

article thumbnail

Rising Inflation: How Will Retirees Get Through Life

Due

These are only two unforeseen events that sparked a surge of bankruptcies. In 2008, the Great Recession put millions of Americans into the gutter. And by 2008, home prices plunged by 20 percent. Lastly, the unemployment rate is still a far cry from the labor market conditions in 2008-2009. By 2007, lenders had 1.3

article thumbnail

The Ultimate Guide to Managing Small Business Finances

Fundera

Also called total revenue, your gross revenue is the sum of all funds you’ve received from customers in exchange for your product or service, before taking any deductions or expenses (such as rent, cost of goods sold , taxes, etc.). Avoid FICO demerits like loan defaults, bankruptcy, judgments, collections, and foreclosures.

article thumbnail

The Ultimate Guide to Managing Small Business Finances

Fundera

Also called total revenue, your gross revenue is the sum of all monies you’ve received from customers in exchange for your product or service, before taking any deductions or expenses (such as rent, cost of goods sold , taxes, etc.). Avoid FICO demerits like loan defaults, bankruptcy, judgments, collections, and foreclosures.

article thumbnail

The Ultimate Guide to Managing Small Business Finances

Fundera

Also called total revenue, your gross revenue is the sum of all monies you’ve received from customers in exchange for your product or service, before taking any deductions or expenses (such as rent, cost of goods sold , taxes, etc.). Avoid FICO demerits like loan defaults, bankruptcy, judgments, collections, and foreclosures.