The Red Spectrum

JUNE 21, 2023

In the world of small business, finding the right loan provider is a critical decision that can impact the success and growth of your company. With numerous options available, it’s important to understand the factors to consider when choosing a business loan provider.

Small Businesses 52

Small Businesses Credit Scoring 52

TMC Financing

FEBRUARY 4, 2025

February 2025 TMC Financing, the nations leading SBA 504 lender, is pleased to announce the addition of Andrew Erickson, Senior Vice President, Business Development Officer, serving the Inland Empire. The post Andrew Erickson Joins TMC Financing to Support Small Businesses in the Inland Empire appeared first on TMC Financing.

Small Businesses 59

Small Businesses 59

Trade Credit & Liquidity Management

MAY 14, 2025

The Fiserv Small Business Index for April 2025 rose by 1 point to 151, indicating a slight improvement in small business sales compared to March. small businesses and provides a timely and reliable measure of small business performance. and transactions by 6.9%. and transactions by 6.9%.

Small Businesses 52

Small Businesses Transactions 52

Trade Credit & Liquidity Management

JUNE 12, 2025

In an economic landscape marked by ongoing uncertainty, small businesses continue to navigate shifting consumer behaviors and market dynamics with remarkable adaptability. Photo by Dan Dimmock on Unsplash ) This is reflected in the Fiserv Small Business Index (FSBI) for May 2025 , which remained steady at 151.

Small Businesses 52

Small Businesses Transactions 52

Biz2X

JUNE 19, 2025

Reading Time: 6 minutes Small business lending has seen a dramatic shift from traditional commercial bank loans to the rise of fintech and online lending, which offer more streamlined and inclusive solutions for small business owners. Meanwhile, small businesses in the U.S. were filed, a 6.4%

Small Businesses 40

Small Businesses Transactions 40

FundThrough

APRIL 8, 2025

Key Takeaways: Key Features to Look for in a Small Business Bank: Small business owners should prioritize customer service, security, competitive rates, and comprehensive features like checking, savings, loans, and mobile banking capabilities when choosing a bank.

Small Businesses 52

Small Businesses Credit Unions 52

TMC Financing

MARCH 28, 2025

As small businesses navigate an ever-evolving economic landscape, business owners remain focused on growth, resilience, and strategic planning for the future. The post 2025 Small Business Outlook appeared first on TMC Financing. To gain insight into their expectations for 2025, TMC.

Small Businesses 89

Small Businesses 89

Due

SEPTEMBER 30, 2023

For most prospective small business owners, many of the costs of running a business are clear from the beginning of the process. Even if the equipment is owned, simply planning around these inevitable issues and subsequent costs puts small business owners in a much better position when it comes to unexpected equipment costs.

Small Businesses 119

Small Businesses Transactions Deductions Credit Scoring 119

biz2credit

JULY 18, 2024

Only 50% of small businesses survive five years of business, according to the U.S. While it may be an intimidating number to face, understanding the risks small businesses face is the first step to crafting a financial strategy that effectively anticipates and manages these threats to your business.

Small Businesses 111

Small Businesses 111

Due

JUNE 9, 2025

Economic pressures have led many consumers to reduce their spending, yet they still want to support local and small businesses. Financial experts suggest that supporting small businesses doesn’t always require significant spending. This means making deliberate choices about what to buy and where to buy it.

Small Businesses 52

Small Businesses 52

Abrigo

MAY 3, 2025

A practical framework built for speed, efficiency & community impact Supporting small businesses in your community while meeting the bank or credit union's expectations around risk and reward demands a well-structured, deliberate small business lending program. These small businesses are more than customers.

Small Businesses 78

Small Businesses Credit Unions Credit Risk Credit Scoring 78

Lendio

JULY 19, 2024

A small business loan can be secured or unsecured. A secured loan is backed by collateral like property, equipment, or other business assets of value. Learn more about secured vs unsecured business loans below to decide which option is right for you. The post Is A Small Business Loan Secured Or Unsecured?

Small Businesses 104

Small Businesses Default Credit Scoring 104

Accounting Department

APRIL 10, 2024

In the competitive world of small business, every decision can determine the trajectory of success or failure. One concept that lies at the heart of strategic business decisions but is often overlooked is opportunity cost.

Small Businesses 105

Small Businesses 105

Lendio

MARCH 18, 2024

The number of small businesses has been increasing in the United States over the past several years. Last year, the White House announced that more than 10 million small businesses were created in 2021 and 2022. Along with its growth in the total number of businesses, the U.S. In total, women own 13.8

Small Businesses 105

Small Businesses 105

Biz2X

JUNE 6, 2025

Reading Time: 7 minutes Small businesses are the lifeblood of the American economy, contributing to job creation and economic growth. Small business owners need support as they face an uncertain economic future, and banks and lenders can take the opportunity to improve the way they serve clients and potential clients.

Small Businesses 40

Small Businesses Credit Scoring Credit and Collections Default 40

Credibly

NOVEMBER 27, 2024

Table of Contents What businesses count as a minority business enterprise ? Despite making up 29% of all businesses in the U.S. only 11% of minority business enterprises have paid employees and only 2% have businesses that generate more than $1M annually. Long-term business loans : Planning a big project?

Small Businesses 52

Small Businesses Credit Unions 52

Know-It Global

OCTOBER 28, 2024

The month of October marks National Women’s Small Business Month 2024, and it is only right that we shine a light on Know-it as a female founded business! Since 2021, the company has been supporting businesses getting paid, but in this blog, we’ll discuss how Know-it began.

Small Businesses 59

Small Businesses Debt Collections Credit and Collections 59

Lendio

AUGUST 23, 2024

Okay, so you have bad credit or little credit history and you’re trying to open a business credit card account for your small business… Plenty of successful business owners have launched their companies with bad credit. Consumer protections: Certain consumer protection laws don’t apply to small business credit cards.

Small Businesses 98

Small Businesses Credit Scoring Deductions 98

Biz2X

APRIL 30, 2025

Reading Time: 6 minutes Small business lending has seen a dramatic shift from traditional commercial bank loans to the rise of fintech and online lending, which offer more streamlined and inclusive solutions for small business owners. Meanwhile, small businesses in the U.S. were filed.

Small Businesses 40

Small Businesses Transactions 40

Lendio

SEPTEMBER 19, 2024

Generally, there are two main levers that your business can pull to affect growth metrics: 1) customer acquisition, meaning bringing new shoppers through the door, and 2) customer retention, meaning keeping your old shoppers from exiting that door. The post Is Customer Retention Really Better Than Acquisition for Small Businesses?

Small Businesses 98

Small Businesses 98

Biz2X

MARCH 24, 2025

Reading Time: 4 minutes Challenges in the business landscape and the current economic outlook are fueling demand for small business lending. Because of that, banks are missing out on opportunities, while lenders utilizing financial technology are providing a solution to business owners problems.

Small Businesses 84

Small Businesses Credit Unions Credit Scoring 84

Your Virtual Credit Manager

NOVEMBER 12, 2024

While the principals of credit are the same for businesses of every size, there is a lot more information on the big guys making it easier to see any red flags that suggest they are in trouble. Learn More About Credit Reports Please share this newsletter with your small business customers. Share Read more

Chapter 11 130

Chapter 11 Accounts Receivable (AR) Bankruptcy Credit and Collections 130

Your Virtual Credit Manager

APRIL 1, 2025

Learn More About Consulting Readers of Your Virtual Credit Manager can access sharply discounted business credit reports from D&B, Experian, or Equifax through our partner accredit. Learn More About Credit Reports Please share this newsletter with your small business customers.

Credit and Collections 130

Credit and Collections Sales Tax Exemptions Accounts Receivable (AR) Collector 130

Abrigo

JUNE 16, 2025

consumers and small businesses and what they expect from their financial institutions. This year, 44% of consumers and an impressive 69% of small business owners state that they would feel safer if their institution used AI-powered fraud detection. Last year, half of small business owners had been targeted by fraud.

Credit Unions 78

Credit Unions Small Businesses 78

Your Virtual Credit Manager

NOVEMBER 25, 2024

Learn More About Consulting Readers of Your Virtual Credit Manager can access sharply discounted business credit reports from D&B, Experian, or Equifax through our partner accredit. Learn More About Credit Reports Please share this newsletter with your small business customers. Share Read more

Credit and Collections 130

Credit and Collections Credit Management Default Small Businesses 130

Abrigo

JUNE 12, 2025

Find out how Abrigo Small Business Lending fosters faster decisions for bigger impacts.

Credit and Collections 78

Credit and Collections Small Businesses Credit Risk 78

Accounting Department

MARCH 20, 2024

QuickBooks Online makes a chart of accounts accessible, but it's up to you to tailor it to your business's unique structure and financial tracking needs.

Small Businesses 111

Small Businesses 111

Abrigo

JANUARY 24, 2025

Adding to pricing challenges: the complexity of the CFPB 1071 regulation for small business lending data collection. The rule requires financial institutions to collect and report data on small business loan applications, including certain CRE loans. Newberry cautioned lenders to ensure their practices are defensible.

Credit Unions 88

Credit Unions Credit and Collections Small Businesses Credit Risk 88

Your Virtual Credit Manager

NOVEMBER 5, 2024

Learn More About Consulting Readers of Your Virtual Credit Manager can access sharply discounted business credit reports from D&B, Experian, or Equifax through our partner accredit. Learn More About Credit Reports Please share this newsletter with your small business customers. Share Read more

Accounts Receivable (AR) 130

Accounts Receivable (AR) Credit and Collections Credit Management Default 130

Your Virtual Credit Manager

FEBRUARY 4, 2025

Learn More About Consulting Readers of Your Virtual Credit Manager can access sharply discounted business credit reports from D&B, Experian, or Equifax through our partner accredit. Learn More About Credit Reports Please share this newsletter with your small business customers. Share Read more

Credit and Collections 130

Credit and Collections Accounts Receivable (AR) Invoice Disputes Bad Debt 130

Your Virtual Credit Manager

JANUARY 28, 2025

Learn More About Consulting Readers of Your Virtual Credit Manager can access sharply discounted business credit reports from D&B, Experian, or Equifax through our partner accredit. Learn More About Credit Reports Please share this newsletter with your small business customers. Share Read more

Accounts Receivable (AR) 130

Accounts Receivable (AR) Bad Debt Credit and Collections Bankruptcy 130

Biz2X

JUNE 19, 2025

Reading Time: 8 minutes Small and community banks in the US face unique challenges due to traditional small business lending practices and a lack of unified loan processing software. A Federal Reserve Survey of 2025 reveal that nearly 83% of small banks were likelier to approve low-credit-risk firms.

Credit and Collections 52

Credit and Collections Credit Risk Credit Unions Dashboards 52

Your Virtual Credit Manager

APRIL 8, 2025

Learn More About Consulting Readers of Your Virtual Credit Manager can access sharply discounted business credit reports from D&B, Experian, or Equifax through our partner accredit. Learn More About Credit Reports Please share this newsletter with your small business customers. Share Read more

Bad Debt 130

Bad Debt Bankruptcy Accounts Receivable (AR) Credit and Collections 130

Trade Credit & Liquidity Management

JUNE 11, 2025

For a limited time, annual subscriptions are half of Recent Studies Illustrate the Potential Hazard, Particularly Among Small Businesses The average data breach on a global basis cost corporations $4.88 For a small or medium business (SMB), a single event could completely drain all the company’s finances.

Cybersecurity 52

Cybersecurity Credit and Collections Credit Risk Small Businesses 52

Your Virtual Credit Manager

APRIL 29, 2025

Learn More About Consulting Readers of Your Virtual Credit Manager can access sharply discounted business credit reports from D&B, Experian, or Equifax through our partner accredit. Learn More About Credit Reports Please share this newsletter with your small business customers. Share Read more

Accounts Receivable (AR) 130

Accounts Receivable (AR) Credit and Collections Cash Applicator Credit Management 130

Abrigo

SEPTEMBER 25, 2024

Small Business Administration’s E-Tran system has long been a central tool for lenders looking to submit and manage SBA loans efficiently. Indeed, the Federal Reserve's recent interest rate cut could trigger renewed interest from small businesses looking to refinance or expand under more favorable rates.

Credit Unions 151

Credit Unions Credit Risk Credit and Collections Small Businesses 151

Your Virtual Credit Manager

APRIL 22, 2025

Learn More About Consulting Readers of Your Virtual Credit Manager can access sharply discounted business credit reports from D&B, Experian, or Equifax through our partner accredit. Learn More About Credit Reports Please share this newsletter with your small business customers. Share Read more

Collector 130

Collector Past Due Invoices Credit and Collections Credit Management 130