Fundera

OCTOBER 24, 2019

Since 2011, Amazon has offered financing solutions for small business owners through their Amazon Lending program. If your credit score and bank statements aren’t where they need to be, you might have trouble finding financing. . This being said, if you’re wondering—”Does Amazon Lending check credit?

Credit and Collections 73

Credit and Collections Deductions Small Businesses Credit Scoring 73

Fundera

SEPTEMBER 15, 2020

According to the Treasury Inspector General, 285,670 EINs were stolen or falsely obtained during tax year 2011 (the most recent year for which there’s reliable data) to file fraudulent business tax returns. [2] Loans, business credit card activity, and payments to vendors and suppliers show up on your business credit report.

Deductions 130

Deductions Bankruptcy Small Businesses Credit Scoring 130

Fundera

JULY 14, 2018

Each local bank will have their own requirements, but you should expect them to look for candidates with excellent credit scores, very strong revenue and consistent positive cash flow , plus a solid history of time in business. Before you take this path, however, it’s important to acknowledge the headwinds you’ll face.

Credit Scoring 62

Credit Scoring Small Businesses 62

Fundera

APRIL 29, 2016

In 2011, the SBA committed to improving access to capital by giving funds to organizations with a history of helping underserved communities. But since Community Advantage lenders are mission-based, most are more flexible with your credit than traditional lenders tend to be. Why is the SBA offering these loans?

Small Businesses 76

Small Businesses Default Credit Scoring 76

Fundera

DECEMBER 13, 2018

Bevan bought his first 10 acres in Napa Valley’s Sonoma County in 2004, but it wasn’t until 2013 that he got his first 100-point Robert Parker score f or his 2011 Cabernet Sauvignon. So, alongside the business’s financials and projected income, lenders will closely evaluate the borrower’s personal salary and credit score.

Credit Scoring 85

Credit Scoring Credit Unions Small Businesses 85

Fundera

SEPTEMBER 11, 2018

According to the Treasury Inspector General, 285,670 EINs were stolen or falsely obtained during tax year 2011 (the most recent year for which there’s reliable data) to file fraudulent business tax returns. Loans, business credit card activity, and payments to vendors and suppliers show up on your business credit report.

Deductions 100

Deductions Bankruptcy Credit Scoring Small Businesses 100

Fundera

OCTOBER 21, 2019

Bevan bought his first 10 acres in Napa Valley’s Sonoma County in 2004, but it wasn’t until 2013 that he got his first 100-point Robert Parker score f or his 2011 Cabernet Sauvignon. So, alongside the business’s financials and projected income, lenders will closely evaluate the borrower’s personal salary and credit score.

Credit Scoring 85

Credit Scoring Credit Unions Small Businesses 85

Fundera

AUGUST 19, 2018

Bevan bought his first 10 acres in Napa Valley’s Sonoma County in 2004, but it wasn’t until 2013 that he got his first 100-point Robert Parker score , the numeric wine rating system, for his 2011 Cabernet Sauvignon.

Credit Scoring 76

Credit Scoring Credit Unions Small Businesses 76

Fundera

FEBRUARY 16, 2016

It’s not an unfair assumption to make that if a borrower can convince 3 to 5 people to invest money into their business venture, then they’ve probably got a good chance of success—even if they lack the financial documents or credit history to prove it. CAN Capital. And CAN Capital has speed down to a science. Enter: BancAlliance.

Small Businesses 76

Small Businesses Credit Scoring Credit and Collections Investment Firms 76

Fundera

JULY 3, 2018

Of course, most people won’t become Gary Vaynerchuk , t he serial entrepreneur who turned his family’s liquor store into a $60 million business (as of 2011). A surprising one you might want to consider, especially if you have a strong credit score, is a 0% intro APR business credit card.

Credit Scoring 79

Credit Scoring Small Businesses 79

Fundera

SEPTEMBER 24, 2018

In their article about financing life sciences companies for Nature Biotechnology in July 2011, authors Bruce L. Usually, that means you’ll need to have at least a little time in business and some history of how you behave with your business debt (usually in the form of a business credit score ).

Credit and Collections 40

Credit and Collections Credit Scoring Small Businesses 40

Fundera

MAY 31, 2017

You might think of American Express as only a credit card issuer—offering personal and business credit cards. However, for the right kind of business owner, American Express offers more than just credit cards. Like most business lenders, American Express looks to see if you’ve been in business for at least 24 months.

Small Businesses 55

Small Businesses Credit and Collections Deductions Transactions 55