Your Virtual Credit Manager
FEBRUARY 13, 2024
After, the Great Recession of 2008, commercial bankruptcies peaked in 2009 and did not drop below pre-recession levels until 2012. Clearly, the level of Business Credit Risk is going to remain elevated as we move through 2024, bringing with it the potential for corresponding increases in bad debt and delinquency.
Abrigo
OCTOBER 21, 2020
The CMBS delinquency rate reached 10.31% earlier this year, and the peak ever was 10.34% in July 2012 so we reached almost the peak historically but have been slowly decreasing ever since. Credit Risk Management. Lending & Credit Risk. Lending & Credit Risk. Portfolio Risk & CECL.
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Abrigo
JULY 2, 2019
The following article is based on the whitepaper, The Ag Lender’s Survival Guide by Rob Newberry, SVP of Credit Risk Services at Abrigo. Today, most of farmers’ cash reserves that were built up in 2012-2014 are at, or nearing, depletion. To download the whitepaper, click here.
Abrigo
APRIL 10, 2017
The first module that Ancin covered during the webinar was the current state of credit unions and the current regulatory environment. He showcased several statistics, including that, while the number of credit unions in the United States has declined since 2012, the number of credit union members in the U.S.
Abrigo
DECEMBER 16, 2019
The bank originally considered mixing two methodologies – PD/LGD and cohort, but due to a lack of risk rating data, it would have only had data points for PD/LGD going back to 2012. Portfolio Risk & CECL. Lending & Credit Risk. Portfolio Risk & CECL. Portfolio Risk & CECL. Learn More.
Abrigo
SEPTEMBER 24, 2015
Presentations at the conference, which kicked off Wednesday in Chicago and runs through Friday, have focused on how financial institutions will be impacted by the transition from the existing incurred-loss model, as well as what banks and credit unions can do now to better prepare for CECL ’s eventual implementation.
Fundera
MARCH 3, 2016
This option also means that there’s no need to justify a business plan or convince a bank that you’re an acceptable credit risk. There is one caveat, though: interest rates tied to these loans might be higher than those attached to conventional bank loans, because of the elevated credit risk for lenders.
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