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Online Credit Reports & How They Are Tracking Everything You Do

Due

What to look for in credit inquiries: In addition to checking your credit report, you should make sure that there are no “funny business” transactions going on. Examples include: Bankruptcies. What to look for in public records: A Chapter 7 bankruptcy stays on your credit report for 10 years after it’s filed.

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Alternative Lending 101

Fundera

Alternative lending is a fast-growing industry: approximately $3 billion in 2013 was lent through alternative channels, which was double that of 2012. Not only are they the most expensive alternative loans on the market, but they also get repaid with a percentage of your daily credit card transactions. Merchant Cash Advances.