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How to Check Another Business’s Credit Score (and Why You Should)

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Most of us are familiar with the concept of checking our credit score—and, luckily, it’s a fairly simple process these days (for instance, you can do it right here). It’s true—even though you might think that a business credit score is just, well, private business , it’s actually publicly accessible.

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The State of Online Small Business Lending — Q4 2015

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This short-term line of credit product serves a riskier borrower class, increasing the product diversity available to borrowers with lower credit scores. Time to funding and annual revenue also decreased for the overall line of credit product in Q4. Credit Score and Annual Revenue Distributions.

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Online Credit Reports & How They Are Tracking Everything You Do

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Often referred to as credit reporting agencies, these companies work independently. Credit Reports vs. Credit Scores. Your credit scores are also influenced by your credit reports. The reason for this is that credit scores are calculated using information from your credit report.

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26 Ways A Cashless Society Can Simplify Your Financial Life and Save You Astronomical Amounts of Money

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Approximately four out of ten Americans (41%) say they rarely use cash for purchases in a typical week, up from 29% in 2018 and 24% in 2015. On the other hand, the proportion of Americans paying for all or almost all of their purchases using cash has steadily declined from 24% in 2015 to 18% in 2018 to 14% in 2019.

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Credit Reports No Longer Include Tax Liens (Good News, Borrowers)

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Watch out, because you might just see a bump in your personal credit score on the way. That’s because thanks to Experian, TransUnion, and Equifax—the three major credit bureaus—credit reports no longer include tax liens. Credit Reports No Longer Include Tax Liens. What’s a Tax Lien?

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The State of Online Small Business Lending — Q1 2016

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This report in particular takes a look at millennials—how they borrow, how they run their businesses, and how they stack up to non-millennials in everything from loan types they prefer to how well they know their credit scores. Millennials accurately predict their credit scores more often than non-millennials, albeit by a small amount.

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17 Ways to Help Your Business Credit Application

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As a small business owner, chances are you’ve needed to borrow money at one point or another—whether that’s through a term loan , a line of credit , or a specialized product like equipment financing. Check out your business and personal credit scores. You should know your business and your personal credit scores by heart. (If