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How Financial Institutions Focus on Customers Is Key

Abrigo

AUGUST 26, 2019

The 2018 J.D. Meanwhile, the 2018 Small Business Credit Survey by the Federal Reserve banks indicates traditional financial institutions can take a lesson from digital lenders in some ways. Portfolio Risk & CECL. Stay Up-to-Date On Lending Best Practices. Learn More. Credit Risk. Learn More. Credit Risk.

CECL 60
CECL Credit Unions Credit Risk Small Businesses 60
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Effective Loan Pricing in Today’s Rate Environment

Abrigo

JANUARY 19, 2022

Although they were up slightly in the third quarter from a record low, annualized net interest margins are nevertheless 25% below those in 2018. Meanwhile, the adoption of the current expected credit loss model, or CECL , is prompting a re-evaluation of credit risk spreads and how those will affect loan pricing and profitability.

Credit Unions 78
Credit Unions Credit Risk CECL Transactions 78
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