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What Basic Functions Should My Loan Origination System (LOS) Perform?

Abrigo

MAY 10, 2021

This credit risk analysis should incorporate custom metrics for the financial institution, real-time credit scores imported, as well as a global debt-service coverage ratio when necessary. Lending & Credit Risk. Portfolio Risk & CECL. “Novel” Risk Management for Banking Leaders in 2021.

Credit Risk 78
Credit Risk CECL Credit Scoring 78
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The math behind small business lending: Problems & possibilities for banks & credit unions

Abrigo

APRIL 22, 2024

At the same time, 59% pursued credit to meet operating expenses. While small business loans inherently benefit business owners, they also benefit communities, according to 2021 research for the SBA. A majority of applicants sought less than $100,000. Loans of less than $100,000 showed the strongest impact.

Credit Unions 97
Credit Unions Small Businesses Credit and Collections Credit Risk 97
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