Abrigo
APRIL 25, 2024
Takeaway 3 With lower interest rates nowhere in sight, lenders need to monitor and adjust lending and underwriting strategies based on their own institution’s credit risk profile. At the same time, 59% pursued credit to meet operating expenses. A majority of applicants sought less than $100,000. 1 appeared first on Abrigo.
Your Virtual Credit Manager
AUGUST 22, 2023
Selling to new businesses on credit terms has always meant taking on more risk than is involved with established businesses, but recent substantial increases in inflation, interest rates, and labor costs raises the specter of a large number of business defaults for the foreseeable future.
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FICO Blog
DECEMBER 8, 2022
Credit risk management veterans who responsible for consumer loan portfolio risk management through the Great Recession can recall managing the challenge of responding to swiftly changing borrower payment behavior and the resulting portfolio delinquency and default rate volatility during that time. See all Posts.
FICO Blog
DECEMBER 8, 2022
Leveraging FICO Resilience Index to refine credit risk management decisions during benign economic phases defends against dramatic swings in delinquency rates and provides for a more consistent portfolio risk management approach over time. Of course, credit risk management is only one aspect of portfolio health.
FICO Blog
DECEMBER 8, 2022
FICO® Scores, often an important contributor to underwriting risk management strategies, are designed to provide valuable risk rank-ordering through all economic cycles. Traditional underwriting risk management strategy approach in stressed versus unstressed economy. Economic Scenario.
Abrigo
MARCH 3, 2021
The basics of commercial credit analysis Learn the foundations of credit analysis, including key data analysis strategies and best practices. . For more information on the basics of credit analysis, check out this webinar: WATCH NOW. Takeaway 2 To determine creditworthiness, most analysts rely on the 5 Cs of Credit.
FICO Blog
DECEMBER 8, 2022
Conversely, which customer portfolio segments have an elevated probability of default warranting live agent contact, greater investment, and more forceful early intervention options? Figure 1: Early-stage collections contact options and illustration of treatment prioritization by risk. IVR) contacts? See all Posts. Related posts.
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