FICO Blog

DECEMBER 8, 2022

Addressing Portfolio Risk in Economic Uncertainty: Part 4 (2022). Fri, 06/03/2022 - 12:24. Thu, 12/08/2022 - 16:00. Conversely, which customer portfolio segments have an elevated probability of default warranting live agent contact, greater investment, and more forceful early intervention options? asokolowski.

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FICO Blog

DECEMBER 8, 2022

Addressing Portfolio Risk in Economic Uncertainty: Part 2 (2022). Thu, 12/08/2022 - 16:00. Assume an auto finance portfolio’s current underwriting risk management strategy requires applicants to have an expected 24-month default rate less than 3%. Cells are highlighted where the expected default rate is below 3%.

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FICO Blog

DECEMBER 8, 2022

Addressing Portfolio Risk in Economic Uncertainty: Part 1 (2022). Thu, 12/08/2022 - 16:00. This four-part series looks at embedding portfolio risk resilience into decisions across the credit lifecycle through targeted application of the FICO ® Resilience Index. FICO Admin. Tue, 02/18/2020 - 14:57. by David Binder.

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SAP Credit Management

FEBRUARY 2, 2023

Default data can be changed in the document. Master form template is used corresponding to this rule. Settlement Document output is processed in Fiori App Change Settlement Document. Output is successfully processed for the desired output channels.

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SAP Credit Management

JULY 31, 2023

When you add a business catalog to a custom business role, and then activate the role, there is a default authorization proposal that is added to your custom business role. It does this using SAP delivered authorization defaults – known as Authorization Proposals. You can find these Authorization Proposals in transaction SU24.

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SAP Credit Management

SEPTEMBER 7, 2023

The use case was demonstrated on an S/4HANA 2022 system. Due to errors according to SAP note 3080500, do not use default M01 but try any other number by either entering it or clicking on “display next available”. Due to its preconfigured setup and intuitive use, SAP offers an efficient and easy way to upload data into the system.

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SAP Credit Management

SEPTEMBER 25, 2023

SAP S/4HANA 2022 introduced the new capability enabling customers to manage the process of ordering “complex services” by introducing the Item Hierarchies. Note: This blog will provide an overview of the new capabilities introduced with SAP S/4HANA 2022. The blog is based on SAP S/4HANA 2022, and this release is the focus.

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Collenda

FEBRUARY 8, 2022

Focus receivables management – this is how 2022 will be in the Netherlands. Inflation, shortage of skilled workers, Corona pandemic, energy crisis – how difficult will 2022 be? 2022 is already characterised by many uncertainties. 2022 is already characterised by many uncertainties. That is, of course, dramatic.

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SAP Credit Management

JANUARY 6, 2023

Avoid this manual work, from Q2/2022 SAP came up with SNAPSHOT option in Calculation view which will help us to speed up queries if the queries do not need to be based on the most current data. In the query section, overwrite the default query with the snapshot query. Create a Snapshot table. Choose + (Add) to add a snapshot query.

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FICO Blog

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

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Credit and Collections Credit Risk Default 52

Loomis Sayles Credit Research

JANUARY 16, 2024

What’s your view of corporate fundamentals in EM, and how do they inform your default expectations? From a default perspective, we believe 2024 should see marked improvement from the default levels of recent years. Two discrete pockets of pressure elevated EM corporate high yield (HY) defaults in 2022 and 2023.

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SAP Credit Management

AUGUST 22, 2023

Overview: With 2H 2022 Rehire with Old Employment is generally available to all customers. RHDR page respects Hire/Rehire Config: Hire/Rehire Configuration Apart from existing match criteria RHDR will also respect Default Personal Information during rehire, Default Job Information during rehire, Default Compensation Information during rehire.

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Loomis Sayles Credit Research

JANUARY 11, 2024

In our view, loan prices were overly punished in 2022; price increases from the lows of 2022 and high base rates combined for strong performance in 2023. What are your default expectations? Fundamentals remain relatively stable and it’s difficult for us to see defaults rise precipitously.

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Your Virtual Credit Manager

APRIL 9, 2024

The issue at hand is that despite the Fed’s rate increases in 2022 and 2023, the US economy has proven to be very resilient. Implementing robust credit policies, including thorough credit checks and tight credit terms, minimizes default risks. Conduct thorough credit checks and analysis to minimize the risk of default.

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SAP Credit Management

AUGUST 25, 2023

My system is S4 2022 FPS01, converted from ECC. SAP’s code is querying backend with default ConsumerType=’TABLET’, consumer TABLET is mandatory When I check my scenario definition in spro, no consumer type is defined. For last three weeks, I was struggling with my inbox related task, finally I get it done.

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SAP Credit Management

JANUARY 18, 2023

Options for cut-over date: Today : The current date; this is the default choice. With Cutoff Date set as 202203 (March 2022) in Version dimension and Forecast marked as X for selected version. With Cutoff Date set as 202206 (June 2022) in Version dimension. Select the version to use for looking back. Look ahead on.

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SAP Credit Management

JULY 23, 2023

There were 1,802 publicly reported data breaches in 2022 affecting 422.1 SAP recommends the use of PWDSALTEDHASH as the default password hashing algorithm using the parameter login/password_hash_algorithm. Read the 2022 Annual data breach report to know the various compromises. million people. Last year alone, 1.7

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Loomis Sayles Credit Research

JANUARY 18, 2023

EM corporates saw a higher-than-average default rate in 2022, underpinned by Chinese property defaults, defaults stemming from the Russia-Ukraine war and idiosyncratic stories in Mexico. What are you anticipating for defaults in 2023? While 2022 was a painful year for defaults, we see levels improving in 2023.

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SAP Credit Management

SEPTEMBER 5, 2023

By default, the name is set as “Filter 1.” Depending on the configuration, the filter can return various types of data Name – This field provides an optional name for the filter, allowing us to assign a descriptive identifier to differentiate multiple filters if needed.

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SAP Credit Management

JANUARY 30, 2023

The highlights I’ll be introducing below are: Spaces and Pages out of the box – new default, all key roles supported. As a result of the above, we have now made spaces and pages the default for all new SAP S/4HANA Cloud, public edition systems. New card types and features for the new My Home New collaboration capabilities.

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SAP Credit Management

JANUARY 23, 2023

Below combination of source & target system is supported by SAP Deferred Tax Taxes that are not reported during posting of invoice but after are recognized once the invoice is paid. This will add missing entries PA (payment), RL (tax transfer) in the DEFTAX_ITEM table.

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Loomis Sayles Credit Research

JANUARY 9, 2023

High yield spreads generally reflect the premium investors demand for accepting the risk of capital loss due to defaults. This helped pave the road for defaults to reach cycle lows. A lack of net new issuance in 2022 shrunk the size of the high yield bond market. What kind of default rate are you expecting in 2023?

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SAP Credit Management

SEPTEMBER 15, 2023

I am often asked about Default Values in SAP Fiori by customers in the SAP S/4HANA Customer Care/Early Adopter Care programs and others I come across in my travels. In this blog post you will learn how the synchronization between Default Values and Set/Get Parameters works. After all, what’s not to like?

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SAP Credit Management

FEBRUARY 10, 2023

metadata: name: default dependencyManagement: resolutions: - path: /light.library You can use this workspace configuration in any UI5 project that depends on “light.library”. yaml , and if it contains a configuration named “default” (as in the example above), that workspace will be used automatically by the UI5 CLI.

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SAP Credit Management

JANUARY 3, 2023

But did not make it default one. So all default connections did not get affected, and I was able to use this new certificate / PSE only for CPI / BTP connection. In this way our internal connections still use the default internal certificate, and outgoing CPI / BTP connection use the newly signed certificate, no conflict happened.

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Loomis Sayles Credit Research

JANUARY 5, 2023

Your team is anticipating a mild default rate for bank loans in 2023. That’s right, we do believe that defaults in the bank loan asset class are likely to be mild in 2023. That’s because in order to default, a company needs to miss a payment of some kind, whether it’s an interest payment or a maturity payment. MALR030238.

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Abrigo

DECEMBER 22, 2023

The most-read lending & credit blogs in 2023 Probability of default, CECL model validation, and stress testing were among Abrigo's top blogs on ALM, CECL, and portfolio risk this year. You might also like this resource, Abrigo's "2022 Loan Review Benchmark Survey Results."

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FICO Blog

FEBRUARY 10, 2023

We studied this on three pre-pandemic performance periods (pre-Great Recession 2005-2007, post-Great Recession 2010-2012, and pre-pandemic 2015-2017) as well as two pandemic-era periods (2020-2022 and a one-year period from 2021-2022). It is important to note that loan payment hierarchy can vary by FICO® Score. Lee holds a B.S.

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SAP Credit Management

JANUARY 20, 2023

If you do not specify your own value, EWM uses the default value of 120 seconds Exception Code ‘COCO’ Set up – Make sure that the exception code ‘COCO’ is active for the warehouse. If EWM cannot set the DWM status within the background job, EWM schedules a new job.

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SAP Credit Management

DECEMBER 28, 2022

Note: The Default trace logs from Cloud Integration may be named LJS_trace.log or Trace.log (depending on whether your system is in NEO or Cloud Foundry) but they are the same logs. Sample: 2022 12 21 10:35:00#+00#ERROR#com.sap.it.nm.core.concurrent.lock.ClusterLock##anonymous#. By default, this is ESBMessaging.send.

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Loomis Sayles Credit Research

FEBRUARY 13, 2024

While non-performing loans have continued to grow, especially in the office and low-income consumer categories, most banks are not seeing widespread default risks in their loans outside of these two areas. However, losses should be contained as lenders and their servicers continue to modify defaulting loans.

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Know-It Global

DECEMBER 15, 2022

Updated December 2022: The Bank of England increased interest rates to their highest point in 13 years, up to 3.5%. As of November 2022 Inflation is currently the highest it’s been in 3 decades, sitting at more than 10%. When interest rates rise it is not uncommon for banks to reduce lending as the risk of defaults increase.

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Loomis Sayles Credit Research

SEPTEMBER 19, 2022

In our view, QE was successful in two distinct ways: 1) It increased housing affordability and suppressed defaults. As you can see in the following chart, the effective interest rate on all residential mortgages outstanding in the US declined from 3.90% in 2019 to 3.35% in 2022 due to QE. [ii] in 2007 to 3.9% MALR029560.

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Lendio

MAY 17, 2023

Cruise Planners Initial Franchise Fee: $6,995 (Regularly $10,995) Estimated Total Investment: $6,995−$24,000 Industry: Travel Agency 2022 Franchise 500 Rank: 135th The World Travel and Tourism Council (WTTC) projects the travel industry to rebound to pre-pandemic levels in 2022. Learn more about owning a Cruise Planner franchise.

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SAP Credit Management

JANUARY 18, 2023

By default, the role is named Z_FIORI_FOUNDATION_ADMIN. Yes, from SAP S/4HANA 2022 you can now use the new adaptation mode in the Launchpad App Manager to adjust tile texts, icons, and keywords. These apps are assigned to the Fiori Administrator role generated by the task list SAP_FIORI_FOUNDATION_S4.

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Serrala

NOVEMBER 23, 2022

Wed, 11/23/2022 - 11:15. sites/default/files/styles/webp/public/202211/21Q4-Alevate-AP-Background-Image-1680x1079%2520%281%29%5B1%5D.jpg.webp? Terms and Conditions (Outdated). e.bliujus@serr…. Terms and Conditions (Old). Serrala Payment Solutions GmbH. General Terms and Conditions (GTC) for CPWeb and CMPro; Version 1 December 2021.

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Loomis Sayles Credit Research

NOVEMBER 10, 2022

Profit growth for the S&P 500 ® Index has steadily declined in the first three quarters of 2022. Leverage appears at manageable levels, defaults are currently low and the credit outlook has weakened only slightly. The labor market has been a bright spot in 2022, though there have been growing reports of hiring freezes and layoffs.

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