FICO Blog

DECEMBER 20, 2022

Here are my predictions on the payment trends for the next year, how they’ll create risks or opportunities in 2023, and what FIs need to watch out for with each of them. While debit transactions still prevail, all the other payment types are growing even faster. As a result, default and delinquency rates are at historic lows.

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Alternative Payment Methods Credit and Collections Transactions Default 52

FICO Blog

DECEMBER 20, 2022

Here are my predictions on the payment trends for the next year, how they’ll create risks or opportunities in 2023, and what FIs need to watch out for with each of them. Alternative Payments Methods Will Grow Faster than Debit — and Scammers Will Rejoice. As a result, default and delinquency rates are at historic lows.

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Alternative Payment Methods Credit and Collections Transactions Default 52

Lendio

FEBRUARY 27, 2024

With a secured line of credit , a borrower puts up cash or assets as collateral in case of default. When credit cards aren’t an accepted form of payment: Sometimes, specific vendors or large transactions require alternate payment methods. Business lines of credit can be secured or unsecured.

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Fundera

AUGUST 20, 2019

This important software application is what makes it possible to accept payments online. Choose a good payment gateway provider and you’ll be able to accept nearly any payment type, integrate with any ecommerce platform , and manage all transactions with ease. How Do Payment Gateways Work.

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Transactions Dashboards Alternative Payment Methods Default 55