Abrigo

AUGUST 5, 2020

Key Takeaways This recession is significantly different than the 2008 financial crisis, creating a unique credit environment for financial institutions. Economic downturns alter the credit memo's content and process to capture credit risk. Mitigate credit risk and drive growth – even in a recession.

Credit Risk 78

Credit Risk CECL Credit Unions Default 78

Emagia

OCTOBER 17, 2022

Enterprises digitally transform their credit risk management processes to manage and navigate volatile market conditions, new regulatory pressures, increasing customer expectations, and other credit risks related to customers and vendors. Robotic Process Automation (RPA). Artificial intelligence (AI). Big Data Analytics.

Credit Risk 52

Credit Risk Credit Scoring Bankruptcy Credit and Collections 52

FICO Blog

APRIL 28, 2023

Home Blog FICO What Does 2023 Have in Store for U.S. Credit Risk and FICO Score Trends? credit risk and FICO® Score trends. At the same time, increasing adoption of recent innovations in credit scoring solutions should benefit consumers, leading to greater consumer empowerment opportunities and credit access.

Credit Risk 52

Credit Risk Credit and Collections Credit Scoring Debt Collections 52

Actico

SEPTEMBER 13, 2021

In the blog article, we show which elements in the credit risk process are suitable for this. Lending in banks offers numerous opportunities to digitize and fully or partially automate manual processes.

Credit Risk 52

Credit Risk 52

Onguard

MAY 24, 2023

A credit controller or credit manager can therefore make a business case for their organisation to invest in these tools. In short, live and up-to-date data are crucial for credit risk management and can save businesses. Investing in credit management software can provide long-term savings.

Credit Risk 52

Credit Risk Credit Management Order to Cash Transactions 52

Onguard

MAY 24, 2023

A credit controller or credit manager can therefore make a business case for their organisation to invest in these tools. In short, live and up-to-date data are crucial for credit risk management and can save businesses. Investing in credit management software can provide long-term savings.

Credit Risk 52

Credit Risk Credit Management Order to Cash Transactions 52

Onguard

MAY 24, 2023

A credit controller or credit manager can therefore make a business case for their organisation to invest in these tools. In short, live and up-to-date data are crucial for credit risk management and can save businesses. Investing in credit management software can provide long-term savings.

Credit Risk 52

Credit Risk Credit Management Order to Cash Transactions 52

Abrigo

FEBRUARY 6, 2024

The decline in mortgages , in particular, has prompted credit unions to explore alternative avenues for growth , and o ne such avenue is the development and expansion of m ember b usiness l ending (MBL) programs. Get ready for the next credit cycle with credit department housekeeping tips from this webinar.

Credit Unions 88

Credit Unions Credit Risk Small Businesses 88

Cpcmcredit Blog

NOVEMBER 7, 2023

As some of you will know, im a pretty avid cycler and have been for over 15 years, well before the current “mamil” craze and of course the boom in cycling through lockdown. This lockdown boom is over, as illustrated in this piece in the Observer. A word of warning though. the article blames “Brexit” and government policy.

Credit Risk 52

Credit Risk 52

Abrigo

FEBRUARY 14, 2024

Applying adverse scenarios while conducting stress tests or sensitivity analysis helps banks adjust risk management processes, capital planning, liquidity management, collateral valuation processes, and workout procedures to prepare for credit risk problems before they impact earnings and capital.”

CECL 78

CECL Credit Risk Credit Unions 78

Abrigo

MAY 2, 2024

Introduction Small business lending for banks & credit unions Small businesses play a crucial role in our economy, and one of the key factors in their success is access to funding. In this blog, we will explore best practices and strategies for small business lending.

Small Businesses 88

Small Businesses Credit Risk Credit Unions CECL 88

Abrigo

DECEMBER 31, 2019

Key Takeaways Risk management practices were on the minds of bankers in 2019 Some of the most popular blog posts of 2019 were about stress testing and CECL. Risk management practices were in the spotlight in 2019. The Risk Your Asset/Liability Management Process Might Be Missing. Here are two suggestions. get started.

CECL 60

CECL Credit Unions Credit Risk Default 60

Abrigo

OCTOBER 10, 2023

How industry analysis can improve your credit risk management Understanding your customers' businesses leads to better loan pricing, structure, and risk management. You might also like this webinar series, "Tackling common credit risk questions during challenging times." Get more credit risk best practices.

CECL 78

CECL Credit Risk Credit Unions Small Businesses 78

Abrigo

DECEMBER 18, 2023

Recent headlines may lead bankers to believe that shunning commercial real estate lending is the safest path to limit or avoid credit risk, given stresses on CRE and regulatory concerns. Learn more about CRE risk management in this webinar, "Red flags vs. red herrings: identifying emerging CRE risk."

Credit Unions 88

Credit Unions Credit Risk Insurance Companies Small Businesses 88

Abrigo

FEBRUARY 9, 2015

One of the most popular tools to monitor credit risk is a standardized risk rating system. A credit risk rating system provides banks and credit unions the opportunity to grade transactions in their commercial loan portfolio by level of risk. All credit exposures should be rated.

Credit Risk 60

Credit Risk Credit Unions Transactions 60

Abrigo

OCTOBER 17, 2023

Keep me informed Speak to an advisor Blog Credit Risk Management Lending & Credit Risk Loan Review and Due Diligence Member Business Lending Portfolio Risk & CECL Four ways to evaluate your loan review department’s effectiveness Learn More Blog Abrigo Data Center AML/CFT Asset/Liability Fraud Prevention Lending & Credit Risk Portfolio Risk (..)

Credit Unions 78

Credit Unions CECL Credit Risk Dashboards 78

Abrigo

DECEMBER 14, 2023

Learn to identify emerging CRE credit risk red flags. Learn to identify emerging CRE credit risk red flags.

Credit Risk 88

Credit Risk Dashboards Credit and Collections CECL 88

Abrigo

SEPTEMBER 7, 2023

Takeaway 3 Consider five examples of lender dashboards to improve workflow efficiency and monitor credit risks. Banking intellligence Accessing lending/credit data for insights In the world of lending, where fortune favors the informed, one of a financial institution’s most crucial assets is the data at its disposal.

Dashboards 78

Dashboards Credit Unions Credit Risk CECL 78

Abrigo

APRIL 12, 2023

Building a strong credit review process A critical element of monitoring is an organization’s credit risk rating system. This blog will examine credit review in more detail. DOWNLOAD Takeaway 1 Loan review, or credit review, must be timely, thorough, and accurate to meet regulatory requirements.

Credit Risk 78

Credit Risk Credit and Collections CECL 78

Abrigo

MAY 19, 2016

Monitoring credit risk management, interest rate risk and banks’ ability to stress test loans affected by low oil prices are among the priorities for supervisors at the Office of the Comptroller of the Currency (OCC) these days, according to the agency’s recent mid-year status report on its operating plan.

Credit Risk 60

Credit Risk Cybersecurity 60

Abrigo

OCTOBER 30, 2015

To help mitigate the increased credit risk, banks need to have appropriate risk management processes, including the ability to measure, monitor and control the risk, according to Curry. One area of credit risk that is concerning to the OCC is auto lending, which has been steadily growing in recent years.

Credit Risk 60

Credit Risk Credit Scoring Credit Unions 60

Abrigo

FEBRUARY 18, 2017

This is part of larger efforts to expand credit unions’ ability to expand their commercial lending portfolios. Even for trustworthy borrowers, the credit union should make sure they have adequate collateral securing the loan. The new MBL rules enables credit unions to take advantage of expanding opportunities in commercial lending.

Credit Risk 60

Credit Risk Credit Unions 60

Abrigo

MARCH 21, 2024

Adopt a straightforward format for post-CECL fair value disclosures and valuations with this whitepaper. Adopt a straightforward format for post-CECL fair value disclosures and valuations with this whitepaper.

Credit Unions 88

Credit Unions CECL Credit Risk Transactions 88

JSP Credit Management

FEBRUARY 3, 2022

When debts are owed to a third-party that is not the original creditor, there is a danger of not recognising the credit risk and the credit risk for accounts receivable is higher than traditional credit lines.

Debt Collections 52

Debt Collections Collector Credit and Collections Credit Risk 52

Abrigo

APRIL 7, 2023

Learn best practices for managing a high-performing construction loan portfolio Keep me informed Watch Webinar Blog Lending & Credit Risk Loan Review and Due Diligence Building a business case for loan review automation Learn More Blog C&I Loans Construction Lending Credit Risk Management Credit Risk Regulation Lending & Credit Risk Loan (..)

Credit Risk 78

Credit Risk CECL 78

Abrigo

OCTOBER 5, 2015

For banks and credit unions, a popular tool to monitor credit risk is a standardized risk rating system, which can serve several purposes. These systems often determine credit approval processes, covenants placed on the borrower and how loans should be priced.

Credit Risk 60

Credit Risk Credit Unions Bankruptcy 60

Abrigo

NOVEMBER 5, 2015

Jeff Judy, a consultant to the financial services industry and founder of Jeff Judy & Associates , suggests that the daily activities can have a tremendous impact on the bank or credit union’s ability to “weather” future difficult times. If I say no to the credit I should’ve said yes to, I’ve left revenue on the table,” Judy said.

Credit Risk 60

Credit Risk Credit Unions 60

Abrigo

MAY 27, 2022

5 Traits of the Ideal Credit Manager. In addition to having credit risk software, supportive policies and procedure, a credit manager at a financial institution requires well-honed skills. Often, having easy access to data through credit risk software can help complete the view of the risk landscape.

Credit Management 78

Credit Management Credit Risk 78

Abrigo

OCTOBER 28, 2022

Managing loan workouts and modifications Tips for preparing your bank or credit union to handle an increased volume of problem loans while ensuring prudent credit risk management. You might also like this video, "A look at credit risk in a rising-rate environment." CRE loan accommodations.

Credit Unions 78

Credit Unions Credit Risk CECL Credit Management 78

Abrigo

NOVEMBER 2, 2022

Lending & Credit Risk. Credit Risk Management. Credit Risk Regulation. Lending & Credit Risk. Portfolio Risk & CECL. Portfolio Risk & CECL. Lending & Credit Risk. Learn best practices for managing a high-performing construction loan portfolio.

Credit Risk 78

Credit Risk Credit and Collections CECL 78

Abrigo

OCTOBER 21, 2020

This post by Hayley Collier , Trepp's Marketing Communication Specialist, was originally published on Trepp's blog and can be found here. Credit Risk Management. Lending & Credit Risk. Lending & Credit Risk. Portfolio Risk & CECL. Credit Risk Management. CRE Lending.

Credit Risk 125

Credit Risk CECL Default 125

Abrigo

AUGUST 30, 2022

During Abrigo’s Strategies to Growing Your Commercial Loan Portfolio webinar, Newberry posited the following chart to help visualize the calculation: According to Newberry, the first question an institution should ask itself when pricing commercial deals is whether it is a better choice than an investment once credit risk is factored in.

Credit Unions 78

Credit Unions Credit Risk Credit and Collections Small Businesses 78

Abrigo

DECEMBER 1, 2021

This article is substantially updated from a 2013 blog post. There will always be risks inherent in loan portfolios, and effective portfolio management and loan control functions are critical to the overall risk management function of banks and credit unions. Credit Risk Management. Risk Ratings.

Credit Risk 78

Credit Risk Credit Unions 78

Abrigo

AUGUST 29, 2022

Lending & Credit Risk. How to implement consistent credit risk pricing. Lending & Credit Risk. 3 Electronic signature benefits for banks and credit unions. Lending & Credit Risk. Learn how to analyze and approve loans more quickly. Learn more. Learn More. Learn More.

Credit Unions 78

Credit Unions Credit Risk Credit and Collections 78

SAP Credit Management

AUGUST 25, 2023

This blog covers necessary configuration and the behavior of one of new functions in Credit Management in SAP S/4HANA 2021. With this function, you can top up credit limit in certain period of time (e.g. It is about a new information category 50 (Additional Adjustment) and Information Type 01 (High Season) in BP master data.

Credit Management 136

Credit Management Credit Risk Transactions 136

Abrigo

AUGUST 24, 2023

And our partnership with Derivative Path streamlines the origination of customer swaps and increases non-interest income for financial institutions. Blog Asset/Liability Credit Risk Management Lending & Credit Risk Q&A: What “higher for longer” interest rates mean for U.S.

Credit Risk 78

Credit Risk CECL Credit Unions 78

Abrigo

AUGUST 28, 2022

Lending & Credit Risk. Lending & Credit Risk. How to create a credit risk rating system. Lending & Credit Risk. In addition, Abrigo offers a webinar on loan-pricing factors to consider and how to handle the loan pricing formula in a changing rate environment. Ag Lending. Learn More.

Credit Unions 78

Credit Unions Credit Risk Default 78