Fundera

AUGUST 26, 2018

Business credit cards are essential financing tools for both new and established business owners alike. When you’re just beginning, they can be your main financing lifeline and how you build your business credit. And, even when you’re eligible for a small business loan later on, they’re instrumental for everyday purchases.

Bankruptcy 65

Bankruptcy Chapter 11 Credit and Collections Credit Card Companies 65

Fundera

MARCH 10, 2019

When you sign a personal guarantee, you authorize the lender to seize any of your personal assets to repay the loan, if business assets aren’t sufficient to cover loan payments. Small Business Administration loans, or SBA loans , are some of the most best loan products out there for small business owners.

Credit and Collections 74

Credit and Collections Default Business Bankruptcy Small Businesses 74

Fundera

JANUARY 13, 2018

Small Business Administration loans, or SBA loans , are some of the most complicated loan products out there for small business owners—but they’re great if you can qualify. . As you might already know, the Small Business Administration does not administer loans themselves.

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Default Business Bankruptcy Small Businesses Bankruptcy 79

Fundera

JANUARY 13, 2018

Small Business Administration loans are some of the most complicated loan products out there for small business owners—but they’re great if you can qualify. As you might already know, the Small Business Administration does not administer loans themselves. Let’s explain how an SBA loan works.

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Default Business Bankruptcy Small Businesses Bankruptcy 52

Fundera

JULY 24, 2019

As a small business owner, you know that your team is your most important asset. Without key business partners or primary employees, a small business can suffer serious harm. This is where a particular type of small business insurance , called key person insurance, can help. . The Hartford.

Insurance Companies 50

Insurance Companies Brokerages Deductions Business Bankruptcy 50

Fundera

JULY 28, 2019

Growing a small business is rarely a straight path toward success. A company divestiture, by definition, is one of these kinds of bumps in the road for a business. A company divestiture, by definition, is one of these kinds of bumps in the road for a business. Selling a Business. Bankruptcy.

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Bankruptcy Chapter 11 Chapter 7 Business Bankruptcy 40

Fundera

JUNE 13, 2018

No matter what industry you’re in, money is the great unifier among small business owners. And there are a few things every business owner needs to do in order to manage your money the right way—but nothing’s more important than separating your business and personal finances.

Credit Scoring 94

Credit Scoring Credit and Collections Business Bankruptcy Bankruptcy 94

Your Virtual Credit Manager

MARCH 21, 2023

Please feel free to share this newsletter with your small business customers. This ties into all the Covid startups and the lack of bankruptcies while stimulus funds were available. The point is: receivables are an investment that needs to be managed with regard to the inherent risks associated with AR.

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Accounts Receivable (AR) Bankruptcy Bad Debt Credit and Collections 130

Fundera

MAY 22, 2018

When it comes in the form of a small business loan , debt can be beneficial to keeping your business functioning and growing. But, as a small business owner, you’re likely also aware of the bad kind of debt, which can be debilitating to businesses and their individual owners.

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Bankruptcy Business Bankruptcy Chapter 11 Credit Scoring 40

Fundera

OCTOBER 23, 2019

Choosing a business entity structure for your company is one of the most important—but potentially most confusing—decisions you’ll make as a small business owner. Unless you’re a lawyer or tax expert, the differences between each type of business entity can be hard to understand in real-life terms.

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Bankruptcy Business Bankruptcy Default Credit and Collections 40

Fundera

JULY 11, 2017

If you suspect that your business might need to file for bankruptcy, read on to consider whether your situation fits all of the below criteria. Many banks and alternative lenders require personal guarantees in order to finance newer small businesses—particularly those who aren’t able to put up solid collateral for their financing.

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Bankruptcy Chapter 11 Chapter 7 Business Bankruptcy 85