SMB Commercial Lending

MAY 3, 2022

The proposed changes seek to modify the eligibility rules for small businesses in nine industry sectors. Small Business Administration (SBA) is seeking public comments on a proposed rule that would revise the employee-based small business size standards for businesses in nine North American Industrial Classification System (NAICS) sectors.

Small Businesses 52

Small Businesses 52

Beyond Capital Blog

FEBRUARY 17, 2022

SBA 7(a) and 504 loans are great options to help fund your business. The post SBA 7(a) vs. 504 Loans: Which One Is Right for Your Small Business? Read on to learn how to identify the right choice for you. appeared first on Fast Capital 360.

Small Businesses 52

Small Businesses 52

SMB Commercial Lending

AUGUST 13, 2021

SBA Financial Relief. President Biden’s SBA Administrator Isabelle Guzman says it was a “huge scale” change for the federal small business agency to handle $1 trillion in Covid-19 loans, grants and other forms of financial relief.

Small Businesses 52

Small Businesses 52

Lendio

NOVEMBER 13, 2023

If you’re looking for lower real estate costs and longer loan terms, an SBA 504 loan may be a good option. However, these loans are a bit different from other SBA loans. Before applying, it’s a good idea to learn how 504 loans work and the pros and cons of taking one out. What is a SBA 504 Loan?

Credit Unions 97

Credit Unions Credit Scoring Default Small Businesses 97

Lendio

NOVEMBER 1, 2023

You might consider an SBA microloan if you’re trying to start a business or expand your current small business. These loans are available for $50,000 or less and come with low interest rates and flexible repayment terms. Let’s start with the basics… What is an SBA microloan?

Small Businesses 97

Small Businesses 97

Lendio

AUGUST 14, 2023

When it comes to small business loans, the US Small Business Administration (SBA) isn’t just a federal agency. For example, in 2017 the SBA helped connect entrepreneurs with 68,000 loans through the 7(a) and 504 loan programs alone. It’s an institution.

Credit and Collections 98

Credit and Collections Credit Scoring Nonprofit Organizations Default 98

TMC Financing

JULY 21, 2023

What do you need to apply for an SBA 504 Loan? SBA (Small Business Administration) Loans are wonderful for small businesses looking to expand. The loans feature favorable terms, such. The post Documents Needed for SBA Loan appeared first on TMC Financing.

Small Businesses 98

Small Businesses 98

Fundera

DECEMBER 8, 2015

Looking to purchase real estate, fixtures, or equipment to expand your small business? These necessary expenses can run pretty costly, which is why many business owners turn to outside financing to help carry that burden. SBA Real Estate Loans: Option #1. Certified Development Company (CDC)/504 Loan Program.

Small Businesses 68

Small Businesses Credit Scoring Investment Firms 68

Lendio

FEBRUARY 22, 2023

Launching a startup business is exciting, but it can also be stressful if you need external money to keep the momentum going. While the SBA offers several small business loans for established companies, there are also some options available to new ventures. Each one has its own loan terms and eligibility requirements.

Investment Firms 97

Investment Firms Small Businesses 97

Lendio

NOVEMBER 10, 2023

Because small businesses are so critical to the country’s success, the federal government launched the Small Business Administration (SBA) to help foster American small businesses. What is an SBA 7(a) loan? An SBA 7(a) loan is a form of financing that is partially guaranteed by the SBA.

Brokerages 98

Brokerages Small Businesses Credit Scoring Transactions 98

Lendio

APRIL 24, 2024

One key aspect that small business owners encounter when applying for Small Business Administration (SBA) loans is the SBA guarantee fee. This fee is a critical component of the loan process, yet it can cause confusion and questions among entrepreneurs. What is the SBA guarantee fee?

Small Businesses 52

Small Businesses Credit and Collections Default 52

Lendio

DECEMBER 7, 2023

When you’re looking at business loans for the first time, you might be overwhelmed by all of the information you need to understand to feel confident in your decision. One of the most important components of any type of financing is the loan term. This is the length of time and frequency you’re required to repay the loan.

Small Businesses 98

Small Businesses 98

Lendio

DECEMBER 13, 2023

When your business needs a quick cash infusion to deal with unexpected expenses, seize growth opportunities, or meet urgent operational costs, fast business loans come to the rescue. This guide will walk you through the various options for fast business loans, helping you make an informed decision that suits your business needs.

Credit Scoring 98

Credit Scoring Credit and Collections Small Businesses 98

Lendio

NOVEMBER 3, 2023

Are you looking for a business loan to help your company? Understanding current business loan interest rates and different loan types will help you pick the loan option that’s right for you. How do you know which loan is right for you? The term of your loan, the loan type (i.e.,

Small Businesses 98

Small Businesses 98

Lendio

NOVEMBER 14, 2023

If you’re a small business owner looking for financing options, you may have come across the term “SBA loan.” But what exactly is an SBA loan? In this blog post, we’ll dive into the details of what SBA loans are and help you understand if getting one is the right option for your business.

Credit Scoring 52

Credit Scoring Small Businesses Credit Unions Default 52

Lendio

NOVEMBER 17, 2023

Are you a small business owner looking to buy new equipment? Fortunately, the Small Business Administration (SBA) offers loan programs specifically designed to help small businesses purchase necessary equipment. Reasons to use an SBA loan to buy equipment.

Credit Scoring 52

Credit Scoring Nonprofit Organizations Credit Unions Small Businesses 52

Lendio

NOVEMBER 16, 2023

As a small business owner, you may have heard of the Small Business Administration (SBA) loans as a potential funding source for your business. These loans are backed by the SBA, providing lenders with a guarantee in case of default. Is collateral required for SBA loans?

Small Businesses 52

Small Businesses Credit Scoring Default 52

Lendio

NOVEMBER 1, 2023

There are many different kinds of small business loans, making it essential to do your research before beginning any application process. Getting a business loan sounds simple — until you realize how many types of loans exist and how many lenders offer those loans,” says business.org.

Small Businesses 98

Small Businesses Credit Scoring Credit and Collections Default 98

Abrigo

APRIL 25, 2024

Recent data and trends of the small business lending market SMB Lending Insights is a snapshot of current financial trends and metrics that impact small and medium-sized business (SMB) lending and financial institutions. You might also like this guide for smarter, faster small business lending.

Small Businesses 88

Small Businesses Credit Unions Credit Risk CECL 88

Lendio

OCTOBER 23, 2023

As a small business owner, financing backed by the U.S. Small Business Administration (SBA) represents some of the most affordable types of business loans available. SBA loans are a popular option for both startups and established businesses alike. Repayment terms can vary.)

Small Businesses 52

Small Businesses Transactions 52

Lendio

MAY 9, 2024

Whether you’ve gone through a personal or business bankruptcy, lenders will consider past bankruptcies when making a loan decision. This post will cover common questions about bankruptcy and how it impacts your loan application. Can you get a business loan after bankruptcy? Can you get an SBA loan after bankruptcy?

Bankruptcy 52

Bankruptcy Chapter 11 Chapter 7 Business Bankruptcy 52

Lendio

OCTOBER 17, 2023

We understand that running a business can be tough and that additional capital can make a huge difference. It’s completely understandable that obtaining a business loan may seem overwhelming, but we’re here to help make the process easier for you. Let’s learn how to get a business loan. Get an Offer 3.

Credit Scoring 98

Credit Scoring Credit Unions Small Businesses Transactions 98

TMC Financing

OCTOBER 3, 2023

This year’s trolley tour, we embarked on a journey to meet two remarkable Alameda-based businesses that have harnessed the power of the SBA 504 loan program to supercharge their. The post TMC Financing takes a Tour to Alameda via Trolley: 2023 appeared first on TMC Financing.

Small Businesses 98

Small Businesses 98

SMB Commercial Lending

OCTOBER 17, 2023

2023 Update: SBA Loans for Business Expansion In a bid to stimulate business growth, the #SmallBusinessAdministration (SBA) has officially affirmed that no equity infusion or #SellerFinancing is mandatory when purchasing a company that shares the same NAICS code as the buyer's current business in the same geographical area.

Transactions 98

Transactions 98

Skogen Capital Lending

FEBRUARY 14, 2023

Working capital plays a vital role in the success of a business. Small business owners often have more difficulty than larger institutions when it comes to accessing capital, which means it can be important to look at financing options like SBA loans in order to stimulate cash flow.

Small Businesses 97

Small Businesses 97

Biz2X

FEBRUARY 20, 2024

Reading Time: 3 minutes For banks and financial institutions contemplating the launch of an SBA loan program , understanding the nuanced expectations of potential borrowers is essential. Transparency and Clarity At the heart of every customer’s journey in securing an SBA loan lies a fundamental need for transparency and clarity.

Small Businesses 52

Small Businesses Transactions 52

Abrigo

JULY 20, 2021

Looking to Increase SBA Loan Origination? From leveraging PPP technology to building relationships, reasons for boosting SBA lending are numerous. . Want other articles like this on SBA loan origination in your inbox? Why SBA Lending? Here are five reasons, according to industry experts.

Credit Unions 78

Credit Unions Credit Risk Credit and Collections Small Businesses 78

Abrigo

JULY 20, 2021

Looking to Increase Loans through the SBA? From leveraging PPP technology to building relationships, reasons for boosting SBA lending are numerous. . Takeaway 1 SBA lending can expand your product offerings to help win deals with prospects and existing business customers or members. Why SBA Lending?

Credit Unions 78

Credit Unions Credit Risk Credit and Collections Small Businesses 78

TMC Financing

AUGUST 7, 2023

As small businesses adapt to changing economic conditions, it’s important to explore opportunities for optimizing loan structures. With interest rates on the rise, many small business owners holding adjustable SBA.

Small Businesses 52

Small Businesses 52

Lendio

MARCH 31, 2023

Researching how to get a government loan to start a business? Or have you heard that government business loans have some of the best rates? Government business loans do come with competitive rates, and some of them can even be used to cover startup costs. What Are Government Business Loans?

Default 52

Default Credit Unions Small Businesses 52

Lendio

APRIL 11, 2024

For small businesses, the margin of error is much thinner. But if you get it right, wow, can your small business hit the jackpot. Read through this guide, and you’ll find all the answers you need to make the best acquisition decisions for your business. Organic business growth can be painfully slow. Accelerate growth.

Small Businesses 98

Small Businesses Bankruptcy Credit Scoring Transactions 98

Lendio

JANUARY 9, 2023

For business owners and entrepreneurs with a large amount of savings, the main obstacle to starting a business is often coming up with a viable idea. Startup funding or startup capital is something that every new business needs to get off the ground. Traditional banks rarely offer business loans to brand new entrepreneurs.

Credit Reporting Agencies 105

Credit Reporting Agencies Small Businesses Credit Scoring Default 105

Lendio

FEBRUARY 22, 2023

Small Business Administration (SBA) offers a variety of attractive loans to small businesses in the U.S. SBA Express loans are one popular loan option you might want to consider if you need no more than $500,000 in funding. What Is An SBA Express Loan? for loans greater than $50,000.

Credit Unions 52

Credit Unions Credit Scoring Small Businesses 52

Lendio

FEBRUARY 22, 2023

The Small Business Administration (SBA) provides attractive loan programs for small business owners. If you’re a small business in search of financing with low rates and lengthy repayment terms, SBA loans are definitely worth considering. So which loan makes the most sense for your unique situation?

Credit Unions 52

Credit Unions Small Businesses 52

Lendio

MARCH 9, 2023

If you’ve ever wondered what you can use your SBA loan for, the answer depends on which loan type you have. The SBA offers several different loan programs, each of which has its own eligibility requirements. What Can SBA Loans be Used for? What Can SBA Loans be Used for?

Small Businesses 52

Small Businesses 52

Lendio

JANUARY 31, 2023

Small Business Administration (SBA) loans are some of the most desirable and sought-after financing options available for small business owners. SBA loans are known for affordable interest rates and generous repayment terms that can help small businesses grow and reach their financial goals.

Small Businesses 52

Small Businesses Credit Scoring Transactions Default 52

Lendio

FEBRUARY 8, 2023

SBA loans can be an incredible financial resource for business owners who want to grow or sustain their companies. Understanding SBA loan interest rates is an important part of determining just how helpful this type of financing can be, since costs vary based on many different factors. Treasury issues.

Small Businesses 52

Small Businesses 52