Lendio

NOVEMBER 1, 2023

There are many different kinds of small business loans, making it essential to do your research before beginning any application process. Getting a business loan sounds simple — until you realize how many types of loans exist and how many lenders offer those loans,” says business.org.

Small Businesses 98

Small Businesses Credit Scoring Credit and Collections Default 98

Lendio

APRIL 23, 2024

Starting a new business can be an exciting journey, but it also comes with its own set of challenges. One of the biggest hurdles can be securing the right funding to get your startup off the ground. As a small business owner with poor credit, it can be even more difficult to find the financing you need.

Credit Scoring 52

Credit Scoring Credit and Collections Credit Reporting Agencies Small Businesses 52

Lendio

MAY 3, 2024

A business credit score works similarly, except instead of evaluating your risk as an individual, financial institutions evaluate your business’s viability. Like personal credit , business credit takes time to build. What is a business credit score? Business credit score benefits.

Credit Scoring 94

Credit Scoring Credit and Collections Bankruptcy Transactions 94

Lendio

APRIL 11, 2024

For small businesses, the margin of error is much thinner. But if you get it right, wow, can your small business hit the jackpot. Read through this guide, and you’ll find all the answers you need to make the best acquisition decisions for your business. Organic business growth can be painfully slow. Accelerate growth.

Small Businesses 98

Small Businesses Bankruptcy Credit Scoring Transactions 98

Due

APRIL 29, 2024

As a business leader in this economy, you know that the best way to retain top talent is not to lose it in the first place. They come in five packages: equity liquidation options, financial wellness platforms, student loan repayment solutions, earned wage access platforms, and healthcare financing platforms.

Deductions 75

Deductions Small Businesses 75

Lendio

FEBRUARY 22, 2023

Launching a startup business is exciting, but it can also be stressful if you need external money to keep the momentum going. While the SBA offers several small business loans for established companies, there are also some options available to new ventures. Each one has its own loan terms and eligibility requirements.

Investment Firms 97

Investment Firms Small Businesses 97

Lendio

NOVEMBER 1, 2023

You might consider an SBA microloan if you’re trying to start a business or expand your current small business. These loans are available for $50,000 or less and come with low interest rates and flexible repayment terms. These loans can be used for working capital needs and to purchase equipment and inventory.

Small Businesses 97

Small Businesses 97

Due

FEBRUARY 25, 2024

You envision launching your dream business, but traditional loans are a heavy anchor, dragging down your entrepreneurial spirit. Enter the world of alternative funding, where innovative options like revenue-based financing and crowdfunding unlock doors that loans slam shut. No more loan sharks breathing down your neck.

Small Businesses 105

Small Businesses 105

Lendio

APRIL 27, 2023

An under-capitalized business will find it difficult to make the leap required to scale and expand. A clear first step to lining up outside capital is to determine whether equity investment or debt financing (or a combination of the two) might be the best route for your business. What Is Equity Financing? your credit limit).

Credit Reporting Agencies 92

Credit Reporting Agencies Deductions Default Small Businesses 92

Due

SEPTEMBER 21, 2023

Raising capital is a daunting challenge faced by startup founders. While venture capital (VC) funding seems like an ideal source of startup capital, the reality is that less than 1% of startups receive VC backing. The vast majority of businesses are not strong candidates for a VC investment.

Credit Scoring 59

Credit Scoring Small Businesses Default 59

Lendio

OCTOBER 17, 2023

We understand that running a business can be tough and that additional capital can make a huge difference. It’s completely understandable that obtaining a business loan may seem overwhelming, but we’re here to help make the process easier for you. Let’s learn how to get a business loan. Get an Offer 3.

Credit Scoring 98

Credit Scoring Credit Unions Small Businesses Transactions 98

Lendio

AUGUST 14, 2023

When it comes to small business loans, the US Small Business Administration (SBA) isn’t just a federal agency. For example, in 2017 the SBA helped connect entrepreneurs with 68,000 loans through the 7(a) and 504 loan programs alone. These 2 programs provided a total of $30 billion to American small businesses.

Credit and Collections 98

Credit and Collections Credit Scoring Nonprofit Organizations Default 98

The Red Spectrum

MARCH 13, 2024

An excellent tradeline on your business credit profile is necessary to secure loans, lines of credit, and other financing. With a good tradeline, you may be approved for the funds your small business or startup needs to thrive. How about building an excellent tradeline that will bolster your chances of loan approval?

Credit Scoring 52

Credit Scoring Small Businesses Credit Management 52

Lendio

MARCH 18, 2023

As a small business owner, there are many challenges you may face on a day-to-day basis. Nonetheless, a Federal Reserve study finds that around 40% of small businesses do not receive the full amount of funding they need when they apply for credit. On a positive note, there are many ways to fund your small business.

Small Businesses 72

Small Businesses Nonprofit Organizations Credit Unions 72

Eagle Business Credit

DECEMBER 8, 2022

Funding Your Business. The boot-strap method of financing your business—tapping into your savings, retirement, or refinancing your mortgage for all the available capital possible—can be enough to get your business off the ground, but then what? Here are some debt-based small business financing options. Debt Financing.

Small Businesses 98

Small Businesses Credit and Collections Credit Scoring 98

Lendio

MARCH 10, 2023

As a record number of businesses opened in the last two years, Lendio.com reveals the top states for entrepreneurs. Post-pandemic America is an outstanding place to start a small business, because a staggering 10 million new small businesses began in 2021 and 2022—a record for such applications, according to a statement released on Jan.

Small Businesses 97

Small Businesses 97

SMB Commercial Lending

FEBRUARY 1, 2023

In 2022, for small business owners seeking commercial loans there was little to no growth in lending approval percentages. The lending approval percentages were calculated based on a sampling of commercial loan requests from more than 1,000 applicants whose small business has been operating more than 2 years.

Small Businesses 98

Small Businesses Credit Unions 98

Lendio

JUNE 12, 2023

The number of businesses owned by Black, Hispanic and Asian Americans has climbed to record highs – reaching about 1.2 More than half of the 2 million new businesses started in the U.S. More than half of the 2 million new businesses started in the U.S. businesses despite making up roughly 40% of the population.

Small Businesses 72

Small Businesses Credit Scoring 72

Lendio

APRIL 26, 2023

Did your small business keep employees on your payroll through the pandemic? It was intended as an extra incentive for smaller businesses to retain their employees, although it was widely overshadowed by the Payment Protection Program. Importantly, small businesses that received PPP loans are eligible to take the ERTC , too.

Small Businesses 98

Small Businesses Deductions 98

incfile

JANUARY 20, 2023

From small business grants and loans to startup funding and investments and scholarships, there are thousands of funding options available — if you know where to look. Over the years, more money has become available for minority grants to start a business, small business grants for women , and general small business grants.

Small Businesses 98

Small Businesses 98

Lendio

OCTOBER 27, 2023

Starting a business can be a daunting task, especially if you lack the capital to get it off the ground. Finding the funding to start a business is one of the biggest hurdles you’ll face as a small business owner. Bootstrapping Bootstrapping is the process of funding your business using your own money and resources.

Credit Unions 52

Credit Unions Small Businesses Credit Scoring Transactions 52

Lendio

DECEMBER 12, 2022

The availability of dependable cash flow can have a big impact on the success of a small business. Yet a 2021 report from the Federal Reserve shows that, when businesses applied for financing, nearly 60% of applicants were either outright denied or able to borrow only a portion of the money they needed. . Time in Business Min.

Small Businesses 98

Small Businesses Credit Scoring Credit and Collections Credit Reporting Agencies 98

Lendio

OCTOBER 23, 2023

As a small business owner, financing backed by the U.S. Small Business Administration (SBA) represents some of the most affordable types of business loans available. SBA loans are a popular option for both startups and established businesses alike. Step 1: Decide which type of SBA loan you need.

Small Businesses 52

Small Businesses Transactions 52

Due

OCTOBER 20, 2023

Since the 2008 financial crisis, most small businesses and individuals looking to launch their startups have had limited options in securing funding. What was once considered an economic anchor of the United States, small businesses now account for less than 50 percent of the GDP.

Small Businesses 52

Small Businesses Credit Scoring Credit Risk 52

Lendio

FEBRUARY 22, 2023

Small Business Administration (SBA), small businesses account for 99.7% of all businesses in the U.S. But what exactly is a small business? Below, we’ll dive deeper into the SBA’s definition of a small business, so you can determine whether you meet SBA loan requirements and qualify for certain benefits.

Small Businesses 72

Small Businesses 72

Due

FEBRUARY 4, 2023

Aspiring entrepreneurs may need help to develop great business ideas , especially when it seems everyone has already taken all the good ones. Taking the chance to open a business can be both exciting and hard to understand. About 90% of new businesses fail, and many reasons exist. What Do You Need To Setup a Business?

Small Businesses 115

Small Businesses 115

Team Financial Group

AUGUST 2, 2023

Facing rejection from a bank for equipment financing can be disheartening and frustrating, especially when you have a solid business plan and a clear vision for your company’s growth. However, a bank’s decision to decline your loan application should not be the end of your pursuit.

Transactions 98

Transactions 98

Lendio

MARCH 15, 2023

With the rise of the so-called “unicorn startup,” it can be easy to get caught up in the myth that, to start a successful new business, one must be young, have millions of dollars of funding, and plan to grow the business to be the size of Facebook or Amazon. 21% of new businesses fail within the first year.

Small Businesses 52

Small Businesses 52

Lendio

MAY 1, 2023

If you’re ready to get your business up and running, you may be wondering how to fund it. Bootstrapping Bootstrapping is when you use your own funds to start your business. Friends and Family Chances are you’ve told your friends and family about your business idea.

Nonprofit Organizations 52

Nonprofit Organizations Credit Unions Credit Scoring Small Businesses 52

The Red Spectrum

MAY 4, 2023

Starting a small business is an exciting venture, but it can also be a daunting task. One of the most significant hurdles for small businesses is securing funding. However, with sufficient funds, getting a business off the ground and sustaining it can be more accessible.

Small Businesses 52

Small Businesses Credit Scoring 52

Lendio

MARCH 31, 2023

Researching how to get a government loan to start a business? Or have you heard that government business loans have some of the best rates? Government business loans do come with competitive rates, and some of them can even be used to cover startup costs. What Are Government Business Loans?

Default 52

Default Credit Unions Small Businesses 52

Eagle Business Credit

NOVEMBER 2, 2023

When it comes to starting and running a successful business, there are hundreds of important aspects that you need to be focusing on. You can use the money to purchase inventory, pay various business expenses, hire more experienced staff members, open up new locations, provide vendor discounts, offer credit terms, and so much more.

Small Businesses 98

Small Businesses 98

Lendio

JANUARY 31, 2023

When it comes to business loans vs. personal loans, many borrowers take the same approach. A loan is a loan, right? Business loans and personal loans are actually quite different and should be approached with different criteria, but it makes sense that most people think of them as the same.

Medical Billing 97

Medical Billing Credit Scoring Credit Unions Default 97

Lendio

DECEMBER 8, 2023

Navigating the world of small business financing can seem like a daunting task, especially when you’re just getting started. One of those resources is small business grants, essentially free money that you don’t have to pay back. But don’t fret—there are resources available to help you on your journey.

Small Businesses 98

Small Businesses Credit Scoring 98

NorthOne

NOVEMBER 30, 2023

But, as with any business, this dream comes with a price tag. Initial salon startup and set-up costs Before you even begin to think about the glitz and glamor of your salon, the foundational groundwork sets the stage. Regulatory compliances— from health and safety permits to business and cosmetology licenses—can accumulate costs.

Small Businesses 52

Small Businesses 52

Credit Absolute

DECEMBER 4, 2023

Launching a business often involves acquiring funding, which can come from personal savings, angel investors, or loans. However, these options may not always be readily available, leaving businesses reliant on lenders such as banks and government programs.

52

52

Credit Absolute

DECEMBER 2, 2023

Launching a business often involves acquiring funding, which can come from personal savings, angel investors, or loans. However, these options may not always be readily available, leaving businesses reliant on lenders such as banks and government programs.

52

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