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Capital Structures and Rising Debt Costs: How Concerned Should You Be?

Loomis Sayles Credit Research

Interest costs have risen sharply with interest rates, sparking speculation about whether companies with loan-only capital structures might be more vulnerable than their peers in the leveraged loan market. We believe limiting accusations of deteriorating debt service capacity to companies with loan-only structures is unfair.

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Waiting to Exhale: Commercial Real Estate Lending and Small Banks

Loomis Sayles Credit Research

There was plenty to say about these sectors amid high vacancy rates, rising inflation rates, higher interest rates and the failure of three mid-size US banks and one large foreign bank—circumstances that left many investors holding their breath and wondering if there would be another shoe to drop.

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Top 5 Debt Collection Posts of 2022: Crisis and Opportunity

FICO Blog

Top 5 Debt Collection Posts of 2022: Crisis and Opportunity. As more people enter the collections queue due to rising costs and economic wobbles, our collections experts share their tips for early collections, digital approaches and more. Here are the top five posts from 2022 on debt collection trends. FICO Admin.

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How To Build Financial Resilience for a Long Retirement

Due

Average life expectancies are rising worldwide. While it may be good news on the personal and health front, a longer potential life span concerns retirement savings. How will older persons accommodate more significant economic uncertainty over a long period despite decreasing income? years, and males to 70.8 years on average.

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Is a Personal Loan a Good Idea for Your Business? Yes—Here’s Exactly When

Fundera

But can you use a personal loan for business, really? We can tell you right off the bat that, yes, it’s possible to secure a personal loan for your business. And you can obtain either a business loan or a personal loan from a variety of sources, including banks, online lenders, and credit unions. .

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State of Small Business Lending: Spotlight on Women Entrepreneurs

Fundera

When compared to their male counterparts, how eligible are female entrepreneurs for business financing? What sorts of loans do they get, for how much money, and at what rates? You can access a PDF version of the report here and contact us with any questions, comments, or concerns at transparency@fundera.com.

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Micro Business vs. Small Business: What’s the Difference?

Fundera

Financing and marketing can be more of an issue for micro businesses vs. small businesses, but they operate with less capital and enjoy a closer relationship with customers than small businesses typically do. If you’ve started a business , you probably identify as a small business owner, but are you actually a micro business owner?