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How Collections Affect Your Credit File

Eastern Credit Management Services

The last few years have seen the rise of companies promoting easy consumer access to your credit score. It’s only recently that the average consumer can have quick access to their personal credit data, something once limited to financial institutions. How does an account for collection on my credit file affect me?

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When do Credit Card Payments Report to Credit Bureaus?

The Red Spectrum

When it comes to managing your finances and building a healthy credit history, understanding how credit card payments affect your credit reports is essential. What Are Credit Bureaus? Before diving into the details, let’s first understand what credit bureaus are.

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How Does Sending Someone To Collections Work?

Eastern Credit Management Services

It is a question that seems so simple, but for someone who’s never placed an account for collection, it is none the less important! Making the choice to send your customer to collections is a big decision, this blog is going to answer this question for you and hopefully help you decide! This may take one call or numerous calls.

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What Is a Good Business Credit Score?

CommandCredit

A good business credit score can help you get financing more easily. It can help if you need to take out a business loan or establish credit with another company. At Command Credit, we make it easy to check your business credit score or those of your customers and suppliers. So, what is a good business credit score ?

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How To Minimize Bad Debt For Small Business

Eastern Credit Management Services

There are two places that you can institute policies around to help minimize your risk of overdue accounts receivable before you extend credit to your customer and after the overdue account is accrued. A detailed credit application does two things, it informs your customer of the terms and conditions of the credit you extend.