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Online Credit Reports & How They Are Tracking Everything You Do

Due

You might get asked similar questions by lenders when you apply for loans and credit cards. To find out, they might check your credit report. What are credit reports, why are they important and what is in them? What is a Credit Report and Why is it Important? Credit Reports vs. Credit Scores.

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Understanding Medical Factoring: How It Works and Who Qualifies

Lendio

Waiting for insurance companies to pay can cause significant delays in receiving payments for services provided. Simply put, medical factoring is a financial transaction where a medical practice sells its invoices or accounts receivable to a third party at a discounted rate. But what exactly is medical factoring?

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13 Surprising Factors That Affect Your Credit Score (and Why Small Business Owners Should Care)

Fundera

When a credit bureau computes your credit score, their job is to produce a number that estimates—given your past and current financial history—how likely you are to default on future debts. There are five notable components of a personal credit score. There are five notable components of a personal credit score.

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Commerce Bank Small Business Checking Review, Plus Top Alternatives

Fundera

Be sure to check for all the fees an account can charge before you sign up, like for overdrafts and excessive transactions. Transaction Limits and Balance Minimums. In addition to fees, transaction limits and balance minimums are crucial factors to ensuring an account is the right fit. per additional transaction.

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How to Start a Business in Texas: The Ultimate Step-by-Step Guide

Fundera

If your business was formed in a state or entity other than Texas but you want to “transact business” in the state, you need to file an application for registration with the Texas secretary of state as a foreign entity. Insurance companies usually require 75% of eligible employees to participate in their health plan.

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The Economics of Starting a Business in Texas

Fundera

If your business was formed in a state or entity other than Texas but you want to “transact business” in the state, you need to file an application for registration with the Texas secretary of state as a foreign entity. The Comptroller of Public Accounts collects various state taxes—find out what they are here.

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What Is a Performance Bond?

Fundera

In the case of construction-related contracts, a contractor or construction company (known as the “principal”) is required to obtain a performance bond from a surety agency. A performance bond is a great addition to any contract that involves general contractors, construction, or a real estate transaction that includes a building component.