Credit Research Foundation

JANUARY 11, 2024

In the dynamic landscape of credit management, embracing digital transformation is no longer just an option but a strategic imperative. Transforming your credit application process through digitization not only enhances credit extension capabilities but also significantly elevates the overall customer experience. Let’s explore the compelling business case for making this pivotal shift.

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Due

JANUARY 11, 2024

As financial pressures mount, making the most of your money is more important than ever. This is especially true since we are constantly pressured to keep up with the latest trends. One way to resolve these issues is to be stingy. The concept of living a stingy lifestyle might seem outdated today. Making the most of your hard-earned money is something you should embrace, however.

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Credit Research Foundation

JANUARY 11, 2024

As a seasoned commercial credit risk practitioner, I’ve witnessed firsthand the invaluable benefits of cultivating a robust network beyond organizational boundaries, courtesy of credit networks. These networks, tailored for credit professionals and often specializing in diverse industries, provide a wealth of opportunities for collaboration and information exchange.

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Credit Risk 150

Accounting Department

JANUARY 11, 2024

Every savvy business leader knows the value of having a well-run bookkeeping or accounting department. However, not everyone is aware of how important it is today to have a financial planning and analysis (FP&A) team to help back their business with effective and accurate financials.

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Loomis Sayles Credit Research

JANUARY 11, 2024

1. Bank loans had a great year in 2023, largely due to high base rates, [i] stable fundamentals and strong technical demand from collateralized loan obligations (CLOs). Do you think the loan market has the potential to achieve similar returns in 2024? We see potential for more tempered returns in 2024, though likely still higher than historical averages due to the current high interest rate environment.

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Reorg Blog

JANUARY 11, 2024

Garuda’s 2022 restructuring effectively reduced its debt, recapitalized its balance sheet and provided the company with a significant runway to execute on its long-term strategy and enhance its credit profile. Despite this, the airline faces challenges, including potentially aggressive capacity and market share expansion by Lion Air, and domestic price caps which limit Garuda’s ability to mitigate cost pressures.

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Reorg Blog

JANUARY 11, 2024

The post UPDATE 1: Audacy RSA to Equitize $1.6B of Funded Debt, For 80% Reduction; Lenders to Provide $32M New Money DIP, $25M Upsize of AR Financing Facility appeared first on Reorg.

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Know-It Global

JANUARY 11, 2024

Our construction industry is an integral cog within our economy and if figures continue to read so poorly, then we are running the risk of causing irreversible damage to the sector. Recent survey data conducted across UK construction industry professionals has lifted the lid on the dire state the industry is now in as a result of late payment culture.

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Credit and Collections 52

Reorg Blog

JANUARY 11, 2024

The post TEAR SHEET: Garuda’s LTM Q3’23 EBITDA >2.5x of 2019 Level; Domestic Price Caps, Cost Pressures Limit Near-Term Margin Improvement; International Routes Potential Contributor To Positive FCF; $114M Notes/ Sukuks Tendered At 45c a Positive Signal to Prospects appeared first on Reorg.

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Due

JANUARY 11, 2024

As a retiree, you’ll need a steady stream of income, but you probably won’t want to work that much. One solution to this possibly contradictory dilemma is to build and maintain a business capable of generating income passively – or at least, mostly passively. But what exactly does this mean? How can it help you retire successfully? And how do you ensure your business continues generating income indefinitely?

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Credit and Collections 110

Reorg Blog

JANUARY 11, 2024

Audacy RSA to Equitize $1.6B of Funded Debt, For 80% Reduction; Lenders to Provide $32M New Money DIP, $25M Upsize of AR Financing Facility.

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