October, 2016

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16 Small Business Magazines Every Entrepreneur Should Read

Fundera

Ever needed some advice or a little inspiration to keep driving your business forward? You’re not alone. At some point down the line, all small business owners find themselves in a quandary or rut that they need to get out of. Luckily, there are a lot of small business resources available to small business owners who need a little help along the way.

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Building your growth plan: Key metrics to consider - Part 2

Abrigo

As the leadership teams at many banks and credit unions perfect plans to grow their loan portfolios, management can depend on several key metrics to measure the effectiveness of their plans and execution. As discussed in a previous blog post, Part 1, one such metric is the loan application conversion rate, which measures the efficiency of the lending funnel.

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Where’s the file?

Credit & Management Systems, Inc.

A portion of my career in the credit industry has been spent as a collector for a chocolate manufacturing company. I always appreciated the knowledge I gained under the tutelage of those who came before me. The ability to discern a coconut chocolate from a cream, a caramel from a nut has served me in the years since. Because our client base included a vast number of “mom & pops”, I soon learned how valuable the credit file was to my job.

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Bank referrals set to open up funding to SMEs - via innovative fintech alternatives

GoCardless

SMEs discover innovative ways for lending and repaying money.

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20 Effective Tips to Achieve Work-Life Balance, Straight From Entrepreneurs

Fundera

As an entrepreneur growing a small business, it’s hard to take a step back, turn off your devices, and just… Relax. . But finding time to put your work responsibilities on hold is crucial to your wellbeing —and your business’s. Need some tips on finding that work-life balance? Well, the best advice comes from people who are in the exact same boat as you are.

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Looking for Business Trends? Check Out This Interactive Map of All 50 States

Fundera

Ever wonder how you and your business stack up to your neighbors? The U.S. has almost 330 million people (with one birth every 8 seconds! ) and nearly 30 million small businesses … So where do you fall? When it comes to small business financing , we can tell you exactly how you compare in terms of annual revenue, personal credit score , and years in business—and what loan sizes and APRs you should expect if you’re financing the business.

More Trending

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4 Steps to Automate Your Busy Work—And Improve Profit Margins by 20%

Fundera

Busy work: We know it when see it. It’s the stuff that feels like it’s supposed to be done a different way. It’s slow, it’s not fun, but it has to be done. In the age of technology, we sometimes become bogged down with more busy work than ever—transferring things over, adding clients to mailing lists, other menial administrative tasks. Our tools should work seamlessly together, not independently.

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Too Busy to Get Healthy? These 9 Fitness Hacks for Entrepreneurs Should Help

Fundera

When you’re a small business owner , you’re always busy—and when you’re always busy, staying in shape is ridiculously hard. But it’s not impossible. These 9 fitness hacks will help even the busiest among us stay in shape. 1. Keep it simple. Let’s face it: Some fitness routines are easier than others. If you’re working 24/7, forget about driving to the gym, changing into your swimsuit, swimming laps, showering, drying off and getting dressed again.

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The 25 Best Books for Entrepreneurs

Fundera

No matter how experienced you are as a entrepreneur—whether you’re just opening your doors or have already started a few successful businesses—you can always benefit from advice from someone who has followed a similar journey. Maybe you need a little inspiration to rev up your engines, or you could use some advice on how to be a better manager and bring your business to new heights.

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18 Small Business Associations We Should Be Thankful For

Fundera

As a small business owner, you know the ins and outs of your company like the back of your hand. So when you need to remedy a situation or drive your business forward, it might feel like you’re the only one who’s equipped to do it. Without a doubt, you know your business better than anyone else. But that’s not to say that outside advice from other small business owners can’t come in handy from time to time.

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Hiring Your First Employee? You Should Answer These 4 Questions

Fundera

Technology has made it easier than ever to run a successful business all on your own. But for those small business owners hoping to grow their companies, at some point you’ll likely need to consider hiring your first employee. But how do you know when the time is right? Here are 4 questions to ask. 1. Are you busy enough to hire your first employee?

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Love to Clean? Here’s How to Run a Successful Cleaning Business

Fundera

Here’s the thing about cleaning: Everybody can do it, but nobody wants to. That’s why a cleaning business can be a great success if properly run—the market for it is practically endless. “I really fell in love with the industry—I liked the idea that it’s not very sexy,” says Ron Holt, founder of Two Maids & A Mop , which went from a small operation in Pensacola, FL to a brand-name company that spans most of the southeast in 13 years.

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Startups: Here are the 3 Best Business Credit Cards for New Businesses

Fundera

Getting a business credit card for your startup could be the difference between success and failure in the long run. When you’re just starting out—with little to no business credit history and no business experience under your belt—it’s pretty hard to qualify for a small business loan. So in the early stages, it makes a lot of sense to get the ball rolling with a business credit card that can help cover your expenses and finance your growth.

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How better audit planning produces better audits

Abrigo

Vacations usually go more smoothly when you’ve made reservations and researched your destination. Buying a car is easier when you’ve done your homework on the vehicle model and made some initial inquiries to line up financing. It’s a fact of life that in many processes of our day-to-day personal and professional lives, a little planning can create a more pleasant and productive experience.

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Summit Poll: Which area of the loan portfolio is your focus for growth?

Abrigo

In September, Sageworks hosted the 5th Annual Risk Management Summit at the AT&T Executive Education and Conference Center in Austin, Texas. The Summit was the largest Sageworks event to date and featured presentations from industry leaders, interactive roundtable discussions, panels and networking opportunities. During Banker Appreciation Night, a dinner event for bank and credit union executives, attendees were polled about their industry experiences over the past year.

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Make Your Card Work for You: The Best Business Rewards Credit Cards

Fundera

Choosing a business credit card for your company is an exciting moment. Yes, you’ll have to make a few less-than-thrilling decisions before you sign on the dotted line—like whether you want a business credit card or a business charge card, or whether you can stomach an annual fee. But here’s where the real excitement comes in: choosing the best business rewards credit card for your company.

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Worried About Your Cash Flow Problems? These 4 Tips Can Help

Fundera

So, you’re a small business owner in search of financing. But how can you be sure that the money you’re borrowing will cover everything you expect and last as long as it’s required? Forecasting your cash flow means that you create a realistic snapshot of your future pitfalls and advantages. With an accurate cash flow forecast , you can greatly increases the odds that you’ll easily and accurately allocate your newly acquired funds to your best advantage once they’re sitting in

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Don’t Let Small Business Taxes Ruin Your Day: Use This Guide Instead

Fundera

Small business taxes… Does the thought of them just make you cringe? If you’re feeling overwhelmed by your small business taxes, we don’t blame you—there’s a lot that goes into preparing for Tax Day. And if this your first time filing your small business taxes, you probably have a lot of questions about how you go about it. If you don’t even know where to start , we’re here to help.

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Feeling Spooky? Learn How These Entrepreneurs Carved Out Their Niche

Fundera

The Pumpkin Carvers from NewYorker on Vimeo. For Marc Evan and Chris Soria, pumpkin carving isn’t a casual autumn pastime—it’s a high stakes feat of creativity and skill. “You’re racing the clock. Once you cut into that pumpkin, the clock is ticking.”. Marc and Chris are the founders of Maniac Pumpkin Carvers , a small business that creates ornate custom-designed pumpkins.

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Your Official Guide to the Ins and Outs of 5 Great US Bank Small Business Loans

Fundera

If you know just a little bit about the small business lending industry, then you probably know that your local bank isn’t the only player in the game these days. That’s right—there’s a whole variety of alternative lenders that can now give you the funding your business needs to grow. In fact, there are so many different small business lenders out there that you might have written off bank loans all together.

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Worried About Quitters? Here Are 11 Examples of Deplorable Bosses to Avoid

Fundera

There are few faster ways to tank a successful company than to forget that a good business is staffed by satisfied, energetic, and engaged employees. Happy workers are the lifeblood of businesses, and while employers can’t do everything to make employees stay, there are lots of things they can do to make them quit. Much of what employers do to make their employees unhappy enough to leave altogether stems from some basics of human interaction.

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Announcing the Next Best Thing: The Business Platinum Card

Fundera

A little while ago, we wrote about why all small business owners should consider signing up for the Business Platinum Card from American Express. (Hint: It’s all those rewards earnings and travel perks you get by using it.). But if you weren’t sold on the original version of this business charge card , you will be now. Today, American Express launched a fantastic new offer on the Business Platinum Card.

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This Epic 2-Step Guide Will Help You Apply for a Business Credit Card

Fundera

So, small business owner, you want a business credit card … Great idea! Whether you’re using one to backup your business financing or just to have in your pocket for a rainy day, you’ll benefit from building your business credit and bringing in valuable rewards. If you know that you want a business credit card but don’t know how to apply for a business credit card, we’re here to help.

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How Much Money Should You Get? Here’s How Kabbage Thinks About It

Fundera

If you’re a small business owner looking for a line of credit to expand or improve your company’s operations, you might’ve seen part one of our series on working with Kabbage, an online lender known for their ease and speed. But now you might be wondering… How does the underwriting process for Kabbage work? Makes sense: When applying for a business loan or line of credit from a traditional institution like a big bank, there’s usually a step that involves fleshing out your business op

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Looking for Affordable Cash for Your Business? Kabbage Can Help

Fundera

There was a time when a small business owner had to apply for a loan at a traditional institution like a bank and wait weeks to hear whether or not they’d been approved. Thanks to Kabbage, an alternative lender, that wait has been trimmed to minutes. Kabbage , which started extending loans in 2011, now extends over $1 billion in small business financing a year.

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Quicken vs. QuickBooks: Let’s End the Epic Debate for Good

Fundera

Sometimes it feels like the Quicken vs. QuickBooks battle has been raging forever… But let’s put an end to it. Just a couple things you should know before we dive in: First, I’ve only ever used Quicken to open it up and convert to QuickBooks desktop, and these days, I’m not even opening it. I’m getting the Quicken file from my client, converting to QuickBooks desktop, then converting that to QuickBooks Online.

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Got That Kabbage Line of Credit? Here’s How to Use It Effectively

Fundera

If you’re looking for an infusion of cash for your small business, and you need it fast, there are few more expedient options than Kabbage’s line of credit. As we discussed in part one and two of our series on working with Kabbage, the online finance company has one of the quickest qualification processes we’ve ever seen. You can apply for a line of credit, up to $100,000, and go through a nearly instantaneous underwriting process a few minutes later.

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This Delicious Pie Shop Combines Small Business and Social Good (Video)

Fundera

A Day at Mission Pie from Seven Summits on Vimeo. November has arrived—which means pie season is here! And no small business celebrates the art of the dessert quite like San Francisco’s Mission Pie. Co-owners Krystin Rubin and Karen Heisler are proud of the success of their one-of-a-kind restaurant, but they aren’t just interested in running a profitable business.

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New eGuide: The 4 Step Checklist for Starting a Business

Fundera

So, wanna-be entrepreneur, you’ve finally committed to starting a small business. If you’re like many first-time small business owners, this is an exhilarating moment. Once you’ve taken a leap of faith to actual become a small business owner, you might be ready to barrel ahead and get your venture off the ground. But not so fast—knowing that you want to start a business is just the first step of many.

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Position your accounting firm as a place to grow businesses

Abrigo

Whether you are performing managerial accounting, financial accounting or tax accounting, your firm can grow by exploring other services that you may be able to provide for each client. If your accounting firm primarily does tax work, for example, begin to think about pushing that boundary and expanding your firm’s expertise into other specialties. In a recent Sageworks webinar , Adam Blitz, principal and consultant with GetBlitzed Solutions , explained how CPAs can position their firms as a pla

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Need inspiration? 5 Motivational quotes from “Next-Level Accountants”

Abrigo

Surveys show that clients and the general public admire and respect accountants. For example, respondents in Xero’s recent survey mostly considered accountants as analytical, intelligent and having strong business skills. In addition, accountants were ranked only below doctors and firefighters on the dateablity scale, if that kind of ranking is of interest to you.