September, 2023

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The Top 16 Financial Books of All Time

Due

According to Bankrate , only 48 percent of U.S. adults have enough emergency savings to cover three months of expenses. Additionally, only 43% of U.S. adults would use their savings to pay for an unexpected emergency expense. Even worse? 36% of Americans have more credit card debt than emergency savings as of January 2023, the highest figure since 2011.

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The Effects of Unpaid Taxes

Credit Absolute

It is not uncommon for people to have tax debt. While many want to quickly resolve the debt and move on with their lives, others choose to ignore it. Unfortunately, ignoring your tax debt does not make it go away, and it can actually negatively impact your life in a number of ways. Here are […] The post The Effects of Unpaid Taxes appeared first on Credit Absolute.

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Can I still apply for the ERC during the moratorium?

Lendio

The IRS announced an immediate moratorium on processing new Employee Retention Credit (ERC) claims on September 14, 2023. The moratorium will last through at least the end of the year in an effort to protect small business owners and taxpayers from scams and fraudulent claims. As a small business owner, you may be wondering what this moratorium means for you and your business.

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SAP Developer Challenge – Full-Stack (SAP CAP + SAP Fiori elements)

SAP Credit Management

Welcome to the SAP Developer Community Challenge for the month of September. We will cover full-stack development with SAP Cloud Application Programming Model and SAP Fiori elements: a set of four weekly challenges encompassing front-end/client-facing and server-side/back-end development. This month’s challenge is to build a full-stack application based on the domain of tests/exams like in a school set-up.

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FundThrough places No, 166 on The Globe and Mail’s fifth-annual ranking of Canada’s Top Growing Companies.

FundThrough

Toronto, ON – September 29, 2023 FundThrough is pleased to announce it placed No. 166 on the 2023 Report on Business ranking of Canada’s Top Growing Companies. Canada’s Top Growing Companies ranks Canadian companies on three-year revenue growth. FundThrough earned its spot with three-year growth of 291%. With FundThrough’s technology-powered invoice funding platform, businesses control […] The post FundThrough places No, 166 on The Globe and Mail’s fifth-annual ranking of Canada̵

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Chaser CEO wins Innovator of the Year at Women in Credit Awards

Chaser

I am delighted to share that Sonia Dorais, Chaser's CEO, won the Innovator of the Year award at the Women in Credit Awards 2023. The awards were held at The Brewery in London on September 20th, 2023.

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Q3 Digest: The Rise of Instant Payments

ForwardAI

What exactly is an "instant" ACH transfer? There's no doubt that faster payment solutions are on the rise, but are all "instant" payment solutions as speedy as they claim? Dive in and uncover the truth behind the myth of "Instant ACH," and learn why the right payment solution can supercharge business growth. Get the truth What Is FedNow? Is It the New 'Cash App' for Small Businesses?

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5 Essential KPIs to Track for Your Growing Business

Accounting Department

As a growing business, it's essential to monitor and track various key performance indicators (KPIs). This is crucial in assessing the performance of your business, determining the areas that need improvement, and making informed decisions.

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SAP???? ???????? SAP Build??????????????????????????

SAP Credit Management

はじめに 本ブログは2023年度の「SAPジャパン パートナー様向け SAP Buildハッカソン」インタビュー記事第1弾です。 「SAPジャパンパートナー様向け SAP Buildハッカソン」は、SAPパートナーを対象としたハッカソンイベントです。変化が激しい時代の中で求められる企業の業務効率化・開発の迅速化・回復力を実現するために、SAPが提供しているSAP Build (※)を用いたソリューションの開発を行い、発想の新規性や実現性などを競い合います。今年は、「SAPユーザーの業務を自動化・効率化するソリューション」という出題に対して、29社37チームと数多くの応募があり、その中で、1次選考を通過したファイナリスト6組が、2023年6月23日(金)の発表イベントにて最終選考を行いました。

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7 Funding & Business Resources for SMBs Affected by Hurricane Idalia

FundThrough

In the wake of Hurricane Idalia, the devastation faced by entrepreneurs is deeply felt. As business owners ourselves, the very thought of watching years of hard work being swept away overnight is heart-wrenching. Understanding the importance of rebuilding and getting back on your feet as soon as possible, we’ve compiled a few useful resources.

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To increase profitability – We’re going to purposefully do less!

blue dot counseling

It's great to grow sales, increase in size and be busy but do you know where your profit is coming from and where it's not? The post To increase profitability – We’re going to purposefully do less! appeared first on Blue Dot Consulting.

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The Future of Retirement: Predictions and Trends

Due

Traditionally, retirement has been viewed as a time for relaxing, enjoying the fruits of your labor, and taking a break from work. It is likely, however, that retirement will look very different in the future. Here, we will analyze some of the trends shaping retirement’s future. In addition, we will offer some predictions about the future of retirement. 1.

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5 Ways to Support Women In Business in 2023

Lendio

In a world where gender equality is a constant topic of discussion, it’s essential that we do our part to uplift and support women in business. Women entrepreneurs bring a unique perspective and innovative ideas to the table, and supporting them isn’t merely a moral imperative—it’s a strategic one. There are many ways we can make a difference, from investing in women-owned businesses to mentoring aspiring female entrepreneurs.

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What is the best invoice wording for immediate payment? | Chaser

Chaser

Building customer relations takes time, no small amount of effort, and consistently excellent products and services. However, all that diligent work can be quickly undone by a few late payments or even our poor handling of outstanding balances.

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The SAP Fiori Elements feature showcase with RAP: What’s new in Release 2308?

SAP Credit Management

A good day to you and welcome to another round of ‘What’s New in the Feature Showcase App’! *audience applause* My name is Jessie and I am your host today from the ABAP Platform. If you are new onto the scene, read this blog post to find out what exactly this feature showcase app is. And without further ado, let’s dive right into the plethora of features that are available in conjunction with the newest release of SAP BTP, ABAP Environment (aka Steampunk) Release 2308.

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Introducing: Cash Application, Credit Application Management, Integrated AI and Much More

Gaviti

At Gaviti, we are committed to providing you with the most cutting-edge solutions to streamline your accounts receivable management processes. We’re excited to unveil the incredible lineup of new modules and features we’ve added to our platform in the last few weeks. These additions have been carefully crafted to address the evolving needs of businesses, ensuring you have the tools to minimize errors, maximize efficiency, and optimize your cash flow like never before.

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The Tightening Commercial Credit Market

Commercial Lending

Although the fallout from the various large bank failures earlier this year seem to largely be behind us, the banking industry is continuing to struggle from a wide variety of stresses that do not seem likely to disappear anytime soon, including the following: Shrinking Deposit Balances – not a day goes by where there is not news of shrinking consumer deposit balances, which is impacting all Banks.

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The Best Places to Retire in 2024

Due

When you’ve got years and years of your life spent working a 9 to 5 job, there were undoubtedly times you would have wished to finally lay down the labor cap and peacefully retire in peace and silence. Come to your retirement age, and you’re probably thinking about whether to stay in the comfort of your home or find a new place to live the rest of your life.

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Taking the Plunge: How South County Plumbing Transformed Their Business with an SBA 504 Loan

TMC Financing

Rancho Santa Margarita, CA – South County Plumbing, Inc., a family-owned business renowned for service, repair, and new-construction plumbing, recently acquired a 5,270-square-foot facility through the Small Business Administration’s (SBA). The post Taking the Plunge: How South County Plumbing Transformed Their Business with an SBA 504 Loan appeared first on TMC Financing.

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When and how to ask for partial payments on invoices | Chaser

Chaser

According to a recent study from Barclays , 57% of SMEs are “ currently waiting on money which is tied up in unpaid invoices ,” which is likely fuelling worries relating to cash flow and prompt payment. One way this can be remedied is by requesting partial payments on invoices.

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Cloud ERP Close-Up: Transforming Finance-Led ERP and Service-Centric Industries with Cloud ERP Solutions

SAP Credit Management

Welcome to a new edition of the Cloud ERP Close-Up after a short summer break! As business complexity and pace of change rises, companies must drive rapid transformation of finance operations, monitor the business, and reduce organizational risk. Particularly fast-growing organizations have the need to follow a “post-modern ERP strategy” – which means that they differentiate between their operational and their administrative ERP capabilities.

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Leveraging Local Partnerships for Business Success

The Red Spectrum

In the constantly evolving and competitive business landscape, it’s evident that collaboration is pivotal for achieving success. At Red Spectrum , we’re strong advocates of the potential of local partnerships to drive growth and establish a robust online presence. In this article, we’ll delve into the various strategies available for forming local partnerships and the multitude of benefits that come with them.

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7 Tips for Navigating Budget Season

Accounting Department

Budgeting is a vital process that enables small and medium-sized businesses to effectively allocate resources, plan for the future, and achieve financial stability. However, navigating the budgeting process can be challenging without a clear roadmap.

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The Pre-Retirement Checklist

Due

Planning for retirement can feel a bit like carefully threading a needle. You want to stop working young enough to enjoy your retirement while also stopping late enough that you don’t end up in a precarious financial situation. As many people get closer to retirement age, their spending habits naturally become more frugal. But that doesn’t mean you don’t need to plan for future expenses.

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What is Effective Credit Control?

Credit Management Group UK

Having an effective credit control function within your business can have a huge impact on your cash flow. Your credit control should use the most appropriate processes and procedures for yours and your customer’s business to ensure you are paid quickly and on time, as well as maintaining positive business relationships. What indicates effective credit control?

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How is artificial intelligence impacting finance?

Chaser

Explore AI's transformative impact on finance, from cost savings to personalized service. Uncover the future of AI in finance.

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Characterization of Ship Trajectories in the Maritime Domain using Automatic Identification System (AIS) Data – An Application of SAP HANA Spatial Enabled by Coordinate Transformations.

SAP Credit Management

Motivation Navies around the world aim at developing methodologies to better understand vessel behavior in the maritime domain in order to be effective in their operations. The first step for this understanding is the ability to track the vessel in real time. Vessels are tracked via satellite navigation system operating as part of a radionavigation-satellite service, e,g, GPS, Glonass, automatic identification systems (AIS), radar systems, and other sensor tools.

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Make profit your first cost

blue dot counseling

By treating profit as your first cost you turn the normal thought process on its head. The post Make profit your first cost appeared first on Blue Dot Consulting.

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UPDATE 1: SmileDirectClub Preparing for Potential Bankruptcy Filing

Reorg Blog

SmileDirectClub is preparing a potential bankruptcy filing as the teeth alignment service provider faces a liquidity shortfall.

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10 Essential Retirement Planning Steps You Should Start Today

Due

Retirement planning may seem like a distant goal, but the sooner you start, the better off you’ll be when the time comes to bid farewell to the daily grind. Budgeting , investing, and planning for future costs, such as housing and healthcare, are all important aspects of a well thought out retirement plan. In this article, we will break down ten essential steps of retirement planning so you can rest easy knowing you will be able to take full advantage of your golden years.

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Getting Active with the ADC Summer Challenge | Beyond the Books Podcast by AccountingDepartment.com

Accounting Department

We are thrilled to announce that Episode 2 of our NEW podcast, Beyond the Books , is now live and ready for your listening pleasure.

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