Fundera

MARCH 6, 2018

If you’ve done any research into various small business loan options, you probably have discovered that loans backed by the U.S. Small Business Administration are some of the best—and most highly coveted. But if they offer so many loan products—which they do—how hard is it to get an SBA loan? Well, the TL;DR of it is, unfortunately, hard. SBA loans tend to carry the lowest interest rates and longest repayment terms available, while also offering funding for amounts more substantial than bo

Credit Scoring 76

Credit Scoring Small Businesses Bankruptcy Transactions 76

GoCardless

MARCH 9, 2018

Energy billing blunders hurt supplier and customer. But miscalculation is not the same as misjudgement, so the ways to prevent errors must also differ.

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52

Fundera

MARCH 6, 2018

If you’re starting out as a freelancer, often, one of the first pieces of business advice you’ll get is to set up an LLC. OK, then, how do you set up an LLC as a freelancer—and, wait, why do you want to do this, exactly? These are both really, really good questions, and if you’ve just jumped head first into solopreneurship, you shouldn’t feel shy about asking them.

Bankruptcy 72

Bankruptcy Small Businesses 72

Fundera

MARCH 8, 2018

Getting your small business off the ground comes with lots of important steps. Even after you get through a ton of paperwork (okay, not an actual ton—but close), you’re still not done. Next you’ll need to set your company up with a business bank account. The nice thing about being a small business owner now is that with the advent of online business banking, it’s become much easier to find the right business checking account for your small business—with plenty of free online business checking a

Small Businesses 65

Small Businesses Transactions Credit Unions 65

Fundera

MARCH 5, 2018

So you have a website for your small business—and you’ve even set up a blog! That’s great. Now what? If you’re regularly posting on your small business’s website , you want to make sure that your blog posts are reaching people—your target audience specifically—and not just languishing in cyberspace, unread. You want your business’s blog to look professional, feel authoritative, but be interesting to read, too.

Small Businesses 65

Small Businesses 65

Fundera

MARCH 3, 2018

Every small business owner is different in that they’re pursuing different goals—but the same in that they’d always love a little bit of extra cash in hand. And while going all-in on a small business loan can be a big step that not every company is willing to make, a business credit card is a smart decision for almost all small businesses that need immediate access to capital.

Small Businesses 61

Small Businesses Transactions 61

GoCardless

MARCH 9, 2018

Watch our free webinar and learn how integrating GoCardless with your Xero accounting software can improve your cash flow and save you time.

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Fundera

MARCH 5, 2018

If you’re a member of a credit union, you might have heard that these financial institutions offer competitive rates for business financing. And that’s true—the best credit union business loans , including credit union short-term loans, are among the lowest-interest financing options around. And, if you don’t have a membership at a credit union, and you’re looking to secure a short-term loan , you might be wondering if it’s worth it to go seek out a credit union to join.

Credit Unions 45

Credit Unions Credit Scoring Small Businesses 45

Fundera

MARCH 8, 2018

Retirement planning can seem like a daunting task—especially for self-employed individuals without access to traditional 401(k)s. And as an entrepreneur, creating a plan to step away from your business is likely not your number-one priority. But when it comes to retirement planning, time truly is money: The longer you withhold your investments, the more you’re missing out on the opportunity to grow your nest egg.

Deductions 78

Deductions Default Small Businesses 78

Fundera

MARCH 9, 2018

Throughout the course of a small business’s life, there will almost always come a moment when the owner is plagued with answering a very, very difficult question: “ How do I finance my business? ”. This question can come about for a number of reasons—whether the business owner has hit a cash crunch, needs capital to pursue a specific business opportunity, they’re looking to expand, etc.

Credit Scoring 63

Credit Scoring Small Businesses 63

Fundera

MARCH 8, 2018

With the current public spotlight on diversity and inclusion in the workplace, it seems that entrepreneurship amongst women is growing faster than ever. According to Amex’s 2017 State of Women-Owned Businesses Report , 11.3 million women-owned businesses generated $1.6 trillion in revenue in 2016. As stated in the same report, 1,000 new businesses are being started by women every day— indicating a growth rate five times faster than the national average.

Small Businesses 111

Small Businesses Accounting Firms 111