Fundera

SEPTEMBER 22, 2019

What Is a Main Street Business? You can think of a “Main Street” business as a local small business that’s typically a staple in its community. Main Street businesses can range across industries, from coffee shops to dry cleaners, florists, auto repair shops, and more. Main Street businesses are also referred to as mom-and-pop shops.

Small Businesses 74

Small Businesses Credit and Collections 74

GoCardless

SEPTEMBER 23, 2019

Cloud-based solutions abound in the digital age, with many of us using online software to manage our emails, our banking or our photo storage. So why not move your business’ accounting and bookkeeping needs to the cloud too?

52

52

Fundera

SEPTEMBER 22, 2019

What Is a Main Street Business? You can think of a “Main Street” business as a local small business that’s typically a staple in its community. Main Street businesses can range across industries, from coffee shops to dry cleaners, florists, auto repair shops, and more. Main Street businesses are also referred to as mom-and-pop shops.

Small Businesses 57

Small Businesses Credit and Collections 57

Fundera

SEPTEMBER 24, 2019

How to Calculate Debt-to-Equity Ratio. To calculate your business’s debt-to-equity ratio, you’ll divide your total liabilities by your total equity. This is known as the debt-to-equity ratio formula. The debt-to-equity ratio is a measure of your business’s overall stability. If your ratio is too high, this may signal that your business is in trouble and lenders may be less likely to extend financing options.

Credit Card Companies 54

Credit Card Companies Small Businesses 54

Fundera

SEPTEMBER 22, 2019

Accounts Payable Turnover Ratio. Accounts payable turnover ratio is calculated by adding your beginning accounts payable with your ending accounts payable for a specific period of time, dividing this number by two, and then dividing your total purchases by this number. The ratio is a measure of your business’s liquidity, or ability to pay its debts.

Transactions 49

Transactions Small Businesses 49

Fundera

SEPTEMBER 24, 2019

What Is an Interest Rate? An interest rate is the percentage charged by a lender to a borrower for lending a sum of money. This rate is quoted as a percentage of the amount of money you borrow (known as the “principal”). Based on the interest rate you are quoted, you will pay back a portion of your loan plus interest and other fees in accordance with your repayment schedule.

Credit Scoring 45

Credit Scoring Small Businesses 45

Fundera

SEPTEMBER 21, 2019

4 Best Small Business Banks in California. Best Business Bank for Customer Support: California Bank & Trust. Best Business Bank for Nationwide Access: Chase. Best Business Bank for Branches: Bank of the West. Best Business Bank for Account Options: Wells Fargo. If you’re beginning your journey as an entrepreneur, you’re keenly aware of how important it is to set up a business bank account for your enterprise.

Small Businesses 45

Small Businesses Transactions 45

Fundera

SEPTEMBER 26, 2019

5 Best Business Loans for Gas Stations. Best Working Capital Gas Station Loan: Term Loan. Alternative Working Capital Gas Station Loan: Short-Term Loan. Best Cash Flow Gas Station Loan: Business Line of Credit. Best Equipment Gas Station Loan: Equipment Financing. Alternative Approach: 0% Introductory APR Business Credit Card. Starting or continuing to run a gas station can be a very capital-intensive business—but you probably know that as an entrepreneur yourself.

Credit Scoring 40

Credit Scoring Small Businesses 40

Fundera

SEPTEMBER 22, 2019

ADP Payroll Review 2019. ADP Payroll is a cloud-based payroll system that allows you the flexibility to manage payroll, HR, hiring, and benefits. They offer two plans for small businesses: ADP Run, a four-tiered plan designed for up to 49 employees, and ADP Workforce Now for 50–1,000 employees. Pricing varies by plan, but ADP offers new customers two free months of services.

Deductions 40

Deductions Dashboards Credit and Collections Small Businesses 40

Fundera

SEPTEMBER 21, 2019

10 Best Online Store Builders. Shopify is the leading all-in-one online store builder for startups and small businesses. BigCommerce is a close second to Shopify and offers added perks for content-focused sellers. WooCommerce for WordPress is a powerhouse combination with virtually unlimited possibilities. Weebly is Square’s online store builder that fully integrates with Square POS.

Small Businesses 40

Small Businesses Dashboards 40

GoCardless

SEPTEMBER 27, 2019

What can other countries learn from the UK's digital-first approach to payments?

52

52

Fundera

SEPTEMBER 27, 2019

Opening a Business Checking Account Online With No ChexSystems. To open a business checking account online with no ChexSystems report run on your financial history, you have a few options—BBVA Compass Bank, Chime Bank, as well as a handful of local banks—although many local banks will require you to apply for an account in-person. This being said, however, even if you find a no credit check business checking account from one of these banks, you’ll still want to take steps to improve your ChexSys

Credit and Collections 57

Credit and Collections Credit Reporting Agencies Small Businesses Credit Unions 57

Fundera

SEPTEMBER 27, 2019

7 Best Ecommerce Fulfillment Centers. Fulfillment by Amazon (FBA): Best fulfillment solution for Amazon sellers and multichannel sellers with a major focus on the Amazon marketplace. Shopify Fulfillment: Caters to startups and sellers with Shopify ecommerce websites and Shopify-based multichannel businesses. RedStag Fulfillment: Focuses on sellers needing specialty fulfillment services for high-value goods, bulky and heavy items, and kitted products.

Small Businesses 45

Small Businesses Dashboards 45

Fundera

SEPTEMBER 25, 2019

4 Best Banks in NC for Small Business. BB&T Bank: Best for Products and Services. Wells Fargo: Best for Loan Possibilities. Bank of America: Best for Keeping Costs Low. First Citizen: Best for Checking Account Options. As a North Carolina-based small business owner, finding the right business bank account to manage your business finances is crucial.

Small Businesses 50

Small Businesses Transactions Accounting Firms 50

Fundera

SEPTEMBER 23, 2019

Tackling search engine optimization, known as SEO, can be a daunting thought for small ecommerce business owners. Fortunately, the best ecommerce SEO practices require no technical prowess at all. If you can post a product to your ecommerce website, then you have what it takes to improve your ecommerce SEO. It’s as simple as that. In fact, if you want to boost your online presence as a small business website , don’t look for technical quick-fixes to get the job done.

Small Businesses 40

Small Businesses 40

Fundera

SEPTEMBER 26, 2019

Financing a startup can be a long, complicated process. If you’re funding your business and don’t have a clue about the investment and process, don’t fret. We’ve broken down every step of the process and what it means for your ownership, to make learning about it as easy as pie. Read on for more info, or jump-to our infographic to see startup funding explained with pie.

Small Businesses 82

Small Businesses 82