Sat.Jun 05, 2021 - Fri.Jun 11, 2021

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How to Measure Interest Rate Risk Effectively in Banks & Credit Unions

Abrigo

Measuring Interest Rate Risk Can Vary by Institution Interest rate risk measurement plays a key role in ensuring an institution's safety and soundness. Would you like other articles on asset/liability management in your inbox? Takeaway 1 Regulators stress sound risk management practices that include the ability to identify and measure interest rate risk (IRR).

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Give Wall Street Some Credit

LendingFront

For many years, creditworthiness has been a keystone in the lending process —and even more so in the aftermath of COVID-19. With the need for small business funding greater than ever, it poses the question: is it time to turn traditional parameters and criteria on their head? . It seems so. And, as with many evolutions in the financial services industry, it begins at the retail level and bubbles up into commercial.

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Do I need a commercial mortgage for my 1–4 unit rental property?

StackSource

Why to take out a residential mortgage vs a commercial mortgage when both could apply. The story of my friend Pete.

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The Future of Buy Now, Pay Later in New Zealand

Credisense

A rising trend in consumer spending is based on the model of Buy Now Pay Later (BNPL) purchases. Unseating traditional lines of credit such as credit cards, hire purchase or store card models, the concept of walking out of a retailer, goods in hand without spending upfront or paying interest on future repayments has proven to be an immensely popular notion for consumers.

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OFAC Sanctions: Lessons from Deutsche Bank

Abrigo

Real consequences from OFAC sanctions violations OFAC compliance has increased in complexity and clarity with guidance released within the past few years and institutions need to take notice to avoid penalties. Would you like others articles like this in your inbox? Takeaway 1 Civil monetary penalties and reputational risks are reasons why institutions need to employ seasoned sanctions officers.

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2021 Credit Survey Shows Downward Trend. What Your Lending Can Do To Reverse It.

LendingFront

There is a wide array of economic stats being put out as the U.S. rounds a full opening. But one of the most unsettling is this: For the first time in the five years since the Federal Reserve began conducting its national small business credit survey , more businesses experienced decreases in revenues and employment than increases. Yes, circumstances last year were extraordinary—but even more, so is the current need for capital by small business owners.

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3 Risks Asset/Liability Management (ALM) Addresses

Abrigo

Risks ALM Addresses Will Affect Performance and Strategy Asset/liability management models and processes address credit risk, liquidity risk, and interest rate risk. . Would you like other articles on ALM in your inbox? Takeaway 1 The pandemic has shown that financial institutions deal with a variety of risks that can impact cash flow and capital. .

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The Economy is Rebounding—But Small Businesses Are Still Recovering. Here’s What Community Banks Can Do

LendingFront

By all accounts, summer 2021 looks promising. Experts predict economic expansion and a consumer rebound. Restaurants are reopening to full capacity, and innovations sparked by the pandemic are here to stay. . But while the economy in general is expected to boom, many small businesses are still in recovery mode. And without an infusion of capital, they might be left in the dust.

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What is Alphabet Stock?

GoCardless

Learn about Google’s parent company Alphabet Inc and the stocks available to buy

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Endowment Definition, Types and Taxation

GoCardless

We explain the different types of endowments and why they’re important for NPOs

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What Is a Guarantor?

GoCardless

Using a loan guarantor helps small businesses gain finances needing a deposit.

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What is a Limited Partnership?

GoCardless

Limited partnerships offer a number of advantages over general partnerships.

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How Does Bridge Financing Work

GoCardless

Learn about bridge financing & how it can provide short-term funds

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Statement of Operations Definition & Examples

GoCardless

Create a statement of operations to gauge the state of your business

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How Asset Financing Works

GoCardless

Learn how asset financing works & how it can help your business.

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An Introduction to Game Theory

GoCardless

We explain game theory and how it applies to your business strategy.

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Best Small Business Accounting Apps in 2021

GoCardless

The best bookkeeping apps for small businesses cut down on busywork.

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Understanding Capital Gains Tax

GoCardless

Here’s what every UK business needs to know about Capital Gains Tax!

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What are R&D tax credits?

GoCardless

Could your business claim a cash injection or Corporation Tax cut?

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A Guide to Peer-to-Peer Lending

GoCardless

Can peer-to-peer lending help your business? Read on to find out.

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Machine Learning Benefits for Accountancy

GoCardless

Machine learning isn’t just the future, it’s already happening.

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How to Build Business Credit

GoCardless

What do you need to give your business credit report a boost?

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What is Dividend Yield?

GoCardless

A high dividend yield means earning more on your investment.

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Financial Forecast

GoCardless

How to create accurate and actionable financial forecasts

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What Is Debt Financing?

GoCardless

Here’s how to use debt financing to secure business funds.

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The P/E Ratio Explained

GoCardless

Find out how the P/E ratio reveals your company’s value.

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Understanding Your Credit Report

GoCardless

Learn more about what’s included in your credit report.

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What Is Corporation Tax?

GoCardless

Here’s why you need to stay on top of corporation tax.

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What’s the Difference Between IAS and IFRS?

GoCardless

What is IAS and why does it matter?

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Guide to bank reconciliation (with a template)

GoCardless

What is bank reconciliation?

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How to Expose the Hidden Crime: Elder Financial Exploitation

Abrigo

June is Elder Abuse Awareness Month June is Elder Abuse Awareness Month, and it’s a key time for institutions to reassess EFE red flags to prevent these crimes. Looking for more information on preventing Elder Financial Exploitation at your financial institution? Watch Webinar. Takeaway 1 Elder abuse and EFE is a growing concern as the baby boomer generation his their senior years.