Fundera

SEPTEMBER 15, 2018

If you’re thinking about starting a business, you’re definitely not alone. About 540,000 people start businesses in the U.S. every month , according to the Kauffman Index of Startup Activity. But not all of those businesses will last. Almost 80% of new businesses survive the first year, according to the U.S. Bureau of Labor Statistics. About half survive five years or longer, and about one-third make it to their 10-year anniversary.

Credit Scoring 105

Credit Scoring Small Businesses 105

GoCardless

SEPTEMBER 17, 2018

We surveyed 1000 millennials about their billing and payment preferences – this is what they said

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Fundera

SEPTEMBER 18, 2018

When a credit bureau computes your credit score, their job is to produce a number that estimates—given your past and current financial history—how likely you are to default on future debts. Exactly how each bureau calculates your credit score is a bit of a mystery, but we do know that they take into account various indicators of your fiscal health. There are five notable components of a personal credit score.

Credit Scoring 93

Credit Scoring Small Businesses Credit and Collections Collector 93

Fundera

SEPTEMBER 16, 2018

8 Best Credit Unions for Small Business Owners in 2018. America First Credit Union. Alliant Credit Union. Navy Federal Credit Union. First Tech Federal Credit Union. Self-Help Credit Union. Consumers Credit Union. Digital Federal Credit Union. Boeing Employees Credit Union. One of the most important decisions you’ll make as a small business owner is finding a hub for your business’s finances.

Credit Unions 81

Credit Unions Small Businesses Credit Card Payments Transactions 81

Fundera

SEPTEMBER 21, 2018

For most entrepreneurs, the early days of starting a business involve a massive learning curve. Whether you’ve graduated with an MBA or you’ve never taken a business class in your life, there will always be a new problem to face, and you’ll always need to recalibrate the processes that allow your business to function and grow. That’s when the best online business courses can come in handy.

Small Businesses 75

Small Businesses 75

Fundera

SEPTEMBER 20, 2018

What Is Business Bankruptcy? If you’re struggling to pay off business debts, filing for business bankruptcy might help. Business owners can file for Chapter 7, Chapter 11, or Chapter 13 bankruptcy, depending on the business’s debt levels and financial situation. A Chapter 7 filing typically ends in the liquidation of the business, with the assets distributed among creditors.

Business Bankruptcy 74

Business Bankruptcy Bankruptcy Chapter 11 Chapter 7 74

Fundera

SEPTEMBER 21, 2018

Your manufacturing business might be small for now, but you have big dreams. Maybe your vision is to supply boutique stores in your region with your unique product. Or maybe you have a goal of one day distributing your product worldwide, either through ecommerce or large chain retail stores. Regardless of the goals you have for your business, you will need good accounting procedures in place to reach those goals.

Small Businesses 40

Small Businesses 40

Fundera

SEPTEMBER 19, 2018

Choosing the right bank for your business is more than just deciding where to make deposits. A centralized checking account is essential for making company purchases, payments, and deposits, so you’ll want to find the best business checking account to manage your finances. Particularly if this is the first bank account connected to your business, it’s really important to find a bank that meets your current needs and will support your growth later on.

Small Businesses 40

Small Businesses Credit and Collections Transactions 40

Fundera

SEPTEMBER 19, 2018

The Office of the Comptroller of the Currency (OCC) recently issued guidance encouraging banks to offer small, short-term loans to customers. This marks a reversal from the position that the OCC had taken back in 2013, discouraging banks from offering these types of loans. The new guidance is expected to lead to a rise in business for banks like Wells Fargo and for credit unions that offer deposit advance products (DAPs).

Credit Unions 40

Credit Unions Small Businesses Deductions 40

Fundera

SEPTEMBER 17, 2018

If you’re a small business owner in search for funding, odds are you’re already familiar with Small Business Association (SBA) loans, as well as a few of the lenders who provide them. Celtic Bank SBA loans are among some of the most sought-after on the market, as the bank is among the 10 approved SBA lenders that give out the most loans in the country.

Credit Scoring 40

Credit Scoring Credit and Collections Small Businesses 40

Fundera

SEPTEMBER 16, 2018

If your business is in the Midwest or Mid-Atlantic, you’ve probably heard about Fifth Third business checking accounts. This regional bank offers a slew of personal and business checking accounts that come with all of the bells and whistles of a national bank, plus the personal touch of a smaller banking partner. There are several Fifth Third business checking accounts to choose from, depending on the size of your business and your banking needs.

Transactions 40

Transactions Small Businesses 40

Fundera

SEPTEMBER 16, 2018

As the social landscape shifts, so must businesses—after all, businesses rely upon humans to exist. Deloitte has called 2018 the year of the “social enterprise,” and corporate responsibility is emerging as an increasingly important component to businesses. In his annual letter to CEOs, Larry Fink, BlackRock’s chairman, CEO, and co-founder, stresses the importance of implementing new models of corporate governance that focus on long-term strategy, delivering value to communities, and fostering di

Cybersecurity 40

Cybersecurity 40

Fundera

SEPTEMBER 15, 2018

As one of the first platforms available for individual and small business ecommerce, eBay remains a popular—and profitable—venue for ecommerce businesses. No longer is eBay simply the online equivalent of a yard sale. Serious businesses sell on eBay and make serious money doing so. Alongside the rise of eBay as a serious business has been the rise of accounting software for eBay sellers.

Small Businesses 40

Small Businesses 40

GoCardless

SEPTEMBER 17, 2018

The step-by-step checklist to creating a better online journey for your new members.

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52

GoCardless

SEPTEMBER 19, 2018

Why Direct Debit payments fail, failure rates and what you can do about it.

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Fundera

SEPTEMBER 17, 2018

Branding is a universal constant in business. The smallest mom-and-pop shop down the street needs a positive brand to thrive, and so do the biggest corporations. No matter what industry you’re in or the size of your company, a positive brand is important for your business’s future. It would be pretty easy if creating a brand was simply about slapping a logo on your product.

Small Businesses 100

Small Businesses 100

Fundera

SEPTEMBER 20, 2018

When you’re beginning your business, it makes sense that you’d pay for expenses directly out of your pocket. But if you want to accelerate your growth—or need business financing for other reasons—you’ll have to make a decision about where you’re going to seek out additional capital. Some entrepreneurs decide to apply for a small business loan, while others look for venture capital in the form of angel investors for small business.

Small Businesses 73

Small Businesses 73