Fundera
AUGUST 7, 2020
What Is Debt Service Coverage Ratio? The debt service coverage ratio (DSCR) compares a business’s level of cash flow to its debt obligations, calculated by dividing the business’s annual net operating income by the business’s annual debt payments. A DSCR that’s greater than one indicates that the business has enough income to comfortably cover loan principal and interest payments.
Abrigo
AUGUST 5, 2020
Key Takeaways This recession is significantly different than the 2008 financial crisis, creating a unique credit environment for financial institutions. Economic downturns alter the credit memo's content and process to capture credit risk. Loan grading will need to be tweaked and specific sectors may need to be treated differently in the face of a recession.
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StackSource
AUGUST 6, 2020
Every investor’s story has a beginning. Everyone starts their portfolio with a first deal.
GoCardless
AUGUST 6, 2020
Fitness business owners in North America and ANZ can now make use of both apps.
Fundera
AUGUST 6, 2020
In the wake of the coronavirus pandemic, small business owners all over the U.S. are looking for relief. After all, never before have so many businesses been forced to restrict their operations and navigate such limited foot traffic and consumer spending while still keeping the lights on. The good news is that between the federal relief options created by the CARES act , as well as state, local, and even private small business stimulus grants, there are places to turn to receive financial assist
Fundera
AUGUST 6, 2020
Knowing your cost of goods sold is one of the foundations of good business accounting. Although some service businesses show cost of sales on their profit and loss statement, for the purposes of this article we are going to focus on inventory-based businesses. Specifically, we are going to look at what cost of goods sold is, how to calculate cost of goods sold, and some common arguments regarding what is included in cost of goods sold—and what isn’t.
Credit Management Source brings together the best content for credit management professionals from the widest variety of industry thought leaders.
Fundera
AUGUST 7, 2020
16 Unique Pop-Up Shop Ideas. Holiday shops. Interactive product demos. Sampling tents. Themed selections. Special guests. Competitions. Vending machines. In-store experts. Discounts and bonuses. Mobile store. Customization. Previews and early releases. Entertainment. Exclusivity. Charitable donations. Behind-the-scenes look. Whether you started a business online or in a brick-and-mortar location, pop-up shops are a great way to increase your brand awareness, gain customers, and drive sales.
Fundera
AUGUST 2, 2020
Starting a Business in Wisconsin in 6 Steps. Determine your business structure. Name your business. Register your business. Obtain business licenses, permits, and insurance. Separate your finances. Look into your funding options. Looking to start a business in Wisconsin? That’s a great idea. As of 2017, the Badger State was home to over 440,000 small businesses, according to the SBA, which made up 97.7% of all businesses in the state. [1] And there’s always room for more.
Fundera
AUGUST 3, 2020
How to Market a Salon. Get Social. Encourage Referrals. Host Events. Offer Coupons. Reward Customers. Pay for Advertisements. Engage With Your Community. Refresh Your Web Presence. Hire an Influencer. Embrace Instagram-Worthy Decor. Opening a salon is a challenge in and of itself, but the hard part isn’t over when you open your doors—you need to make sure people know about your new business.
GoCardless
AUGUST 4, 2020
Right stock, right place, right time – explore inventory management, right here.
GoCardless
AUGUST 6, 2020
Companies use several different depreciation methods to calculate depreciation.
GoCardless
AUGUST 4, 2020
EBITDA is used to measure the financial health and stability of your business.
GoCardless
AUGUST 4, 2020
Life cycle costing helps you understand the total cost of a product or asset.
GoCardless
AUGUST 4, 2020
Predictive analytics uses data to predict the likelihood of future outcomes.
GoCardless
AUGUST 7, 2020
Dunning refers to the process of asking customers for money they owe you.
GoCardless
AUGUST 6, 2020
Capital budgeting is the process of deciding which investments to pursue.
GoCardless
AUGUST 6, 2020
Your nominal ledger contains a record of all your financial transactions.
GoCardless
AUGUST 4, 2020
A credit control policy dictates how staff should trade on credit terms.
GoCardless
AUGUST 4, 2020
Conversion rate optimization can improve the effectiveness of your site.
GoCardless
AUGUST 4, 2020
COGS refers to the direct costs of selling and delivering your products.
GoCardless
AUGUST 7, 2020
Accrual basis accounting vs. cash basis accounting is all about timing.
GoCardless
AUGUST 4, 2020
Business intelligence enables organizations to make data-led decisions.
GoCardless
AUGUST 3, 2020
Learn about invoice factoring and invoice discounting in greater depth.
GoCardless
AUGUST 6, 2020
Intangible assets are non-physical items that offer long-term value.
GoCardless
AUGUST 4, 2020
Explore the definition of amortization in accounting, right here.
Fundera
AUGUST 1, 2020
If you want to accept debit or credit card payments at your business, you’ll need to invest in merchant services. As a whole, merchant services include all of the financial tools, software, etc. required for you to accept and process card-based payments. Of these tools, perhaps one of the most important is a merchant account. What is a merchant account?
Fundera
AUGUST 4, 2020
In the U.S., it’s almost impossible to not have heard of Domino’s. A staple of main streets and sports arenas alike, Domino’s has a wide reputation and a steady fan base across the country. If you’re curious about franchising , opening a Domino’s pizza franchise may be just the right endeavor. In this guide, we’ll cover the details of opening a Domino’s franchise, including cost and fees, corporate support, framework, and more.
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