Fundera

SEPTEMBER 5, 2018

Few things are as intimidating for entrepreneurs as maintaining their brand’s presence on Facebook, Instagram, and Twitter. Social media management for small business owners can feel like a daunting process: you have to keep on top of trends, produce content, and promote your business without coming off as sales-y or promotional. Or, if you delegate your small business’ social media management to an employee, you have to make sure they’re keeping the channels active (and that their follower inte

Small Businesses 100

Small Businesses 100

GoCardless

SEPTEMBER 2, 2018

Find out how member demands and preferences will evolve over the next few years and whether your current Direct Debit solution can handle these changes.

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Fundera

SEPTEMBER 4, 2018

The last time you walked into an independently owned bookstore or cafe, or even your local McDonald’s, chances are good that a baby boomer owned the business. According to nonprofit group Project Equity, individuals born between 1946 and 1964 own over 2.34 million small businesses , employing almost 25 million people nationwide. Instead of retiring, many older individuals are becoming entrepreneurs.

Credit Scoring 84

Credit Scoring Small Businesses Default 84

Fundera

SEPTEMBER 1, 2018

Like many small businesses, family-run operations often seek business financing to expand operations and develop new products. But business owners will likely take a different approach to funding the family business than other entrepreneurs or startup founders would—they want to stay in business, of course, but they’ll prioritize retaining management of their company, and think about how their financial decisions impact future generations.

Small Businesses 72

Small Businesses Credit Scoring 72

Fundera

SEPTEMBER 6, 2018

If your search for a business credit card has brought you to the Bank of America secured card—and secured business credit cards in general—then you’ve figured out something very important about the business credit card process: Your personal credit score is crucial in determining whether or not you qualify for a business credit card. As counterintuitive as this may seem, it makes sense if you think about it: Your personal credit score indicates what kind of spender you are.

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Credit Scoring Transactions 63

Fundera

SEPTEMBER 7, 2018

There are countless resources that educate entrepreneurs about the various small business loans they can pursue. But once you choose the right financing option for your business, it can be more difficult to find information about how to negotiate with a lender. And if you’re lucky enough to secure an SBA loan, you might find it difficult to navigate your loan’s complicated terms, let alone renegotiate them—if it’s even possible to negotiate an SBA loan offer at all.

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Default Credit and Collections Small Businesses 58

Fundera

SEPTEMBER 1, 2018

What Is an SBA Loan Equity Injection? An SBA loan equity injection is a down payment that certain applicants must provide to qualify for an SBA 7(a) loan or SBA 504 loan. Startups, applicants acquiring a business, and all 504 loan applicants must provide an equity injection, typically 10% of the loan amount. When you apply for a small business loan , the lender’s main concern is whether you’ll be able to pay back the loan on time.

Small Businesses 55

Small Businesses 55

Fundera

SEPTEMBER 6, 2018

Understanding your business financing options for any kind of company can be challenging. But if you’re looking to get a home business loan for a company operating out of your house, it can be even harder. As small business lenders evaluate your company, they’ll be looking for essential elements including time in business, your assets, and business credit history.

Credit and Collections 49

Credit and Collections Credit Scoring Small Businesses Transactions 49

GoCardless

SEPTEMBER 4, 2018

8 common misconceptions around switching Direct Debit provider, and how you can make the whole process stress-free.

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Fundera

SEPTEMBER 7, 2018

The first thing every new entrepreneur needs to do for their company is get their money right. And in this case, we mean opening a bank account. There’s no shortage of small business checking accounts , of course, so it’s not super simple to find the right one for your company. But if you’re interested in KeyBank business accounts, there’s plenty to know about the three offerings they have—each of which is designed to suit businesses of different sizes and stripes.

Credit Unions 40

Credit Unions Small Businesses Transactions 40

Fundera

SEPTEMBER 2, 2018

Whether you’re a new dental school graduate eager to start your career, a seasoned veteran expanding an existing dental practice, or considering a move from a salaried role to start a practice of your own—the financial side of managing a successful dental practice can be equally intimidating. After all, dental school taught you about serving your patients and maintaining their optimal oral health.

Credit Scoring 40

Credit Scoring Small Businesses 40

Fundera

SEPTEMBER 2, 2018

As a small business owner, you may have questions about where’s the best place for you to incorporate or organize your business. After all, just because you operate your company in one state doesn’t mean you have to incorporate or organize your business there, as well. Entrepreneurs looking to incorporate their corporations or organize their limited liability companies (LLCs) in the U.S. can do so in any of the 50 states—regardless of whether they intend to set up formal business locations there

Deductions 40

Deductions Small Businesses Transactions 40

Fundera

SEPTEMBER 5, 2018

How to Build Credit Fast – 5 Best Ways. Frequently check your credit report and fix errors. Get a credit card. Become an authorized user on a responsible person’s credit card. Get a credit builder loan. Ask for a credit line increase. Unless you have an absolutely perfect credit score—850—we’re willing to bet that you’d like to tack on a few points to that three-digit number.

Credit Scoring 75

Credit Scoring Credit Reporting Agencies Credit Unions Credit Card Companies 75

Fundera

SEPTEMBER 3, 2018

For many business owners, buying and operating a franchise offers a happy medium between bootstrapped entrepreneurship and traditional employment. As a franchise owner, you’ll step right into the franchisor’s unparalleled resources, stability, and proven business model, but you’ll also enjoy the autonomy of small business ownership.

Credit and Collections 62

Credit and Collections Small Businesses Credit Scoring Default 62

Fundera

SEPTEMBER 3, 2018

Your employees are the oil that makes your company run. If they’re happy, the company will work better —and, hopefully, thrive. A Gallup study of 192 organizations found that workplaces with the highest levels of employee engagement were 22% more profitable than those with the lowest levels of engagement. Still not convinced? Cvent, an online software provider, found that customer retention rates are 18% higher on average when employees are highly engaged—and Business 2 Community reports that co

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