Sat.Jan 20, 2024 - Fri.Jan 26, 2024

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5 Top Tips for Effective B2B Credit Control

Credit Management Group UK

During my time in business, I have come across many people who view credit control as their worst nightmare. The idea of ringing customers to ask for payment can be a daunting thought for many; however, from my experience, it is a daunting task because of lack of confidence in the task at hand. Confidence can make all the difference to being successful at credit control and it can easily be increased by understanding and having the knowledge of the correct processes and procedures that make a cr

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Due Diligence Doesn't End with the Credit Application

Your Virtual Credit Manager

Approving a customer for credit terms is merely the first step in an open credit relationship. Situations change, both for you and for your customer. Economic circumstances may cause you to tighten your credit policies and customer credit limits. Even more likely are changes to a customer’s business. (Photo by Chris Yang on Unsplash ) Statistics from Dun & Bradstreet suggest that 20 percent of your customers will incur significant changes during any one year.

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5 Ways to Invest in Your Executive Team That Affect Your Company’s Bottom Line

Due

Every aspect of an organization contributes to its success. Even so, there’s no doubt that upper management tends to influence the success or failure of their companies more than most, which is why it’s essential to invest in your executive team. A leader’s character, decision-making abilities, confidence, empathy, and other intangibles can make or break a brand.

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FedNow fraud prevention for credit unions: A guide for AML, fraud teams

Abrigo

Prevent fraud when adopting FedNow Credit unions can prevent fraud as they connect to FedNow. Use this guide to understand available tools and the steps AML and fraud teams should take. You might also like this FedNow implementation guide with details on appropriate AML/CFT and fraud considerations. DOWNLOAD Takeaway 1 Preventing fraud is a top concern of credit unions considering adopting FedNow, the new instant payments infrastructure from the Federal Reserve.

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AccountingDepartment.com Attends Vistage ChairWorld 2024

Accounting Department

This week, AccountingDepartment.com Business Development Representative, Luke Backus, attended ADC's 10th Vistage ChairWorld in San Diego, CA! ChairWorld is a place for Vistage Chairs to come together and attend various breakout sessions, networking opportunities, and evening fun to learn new strategies, improve leadership skills, and more.

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IG Credit Outlook: Potential for a Technical Tailwind

Loomis Sayles Credit Research

1. What’s your overall view of the investment grade (IG) credit market? We believe IG corporate fundamentals are largely stable based on our bottom-up research. US large-cap company earnings recently turned positive after three straight quarters of negative growth. We think margins and free cash flow can remain relatively stable over the next several quarters, and corporate balance sheets look healthy.

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Acquisition and integration considerations for banks in 2024

Abrigo

Account for the details before your FDIC bank acquisition Consider these tips for assessing your institution and a to-be-acquired institution for a smooth integration You might also like this webinar, "Valuation and purchase accounting: Navigating the changing M&A landscape." Watch NOW Takeaway 1 With the FDIC increasing examination staff and 44 banks on the problem bank list last quarter, some acquisitive institutions are considering the FDIC bid process.

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Inventory Management Strategies To Maximize Efficiency

Accounting Department

From a manufacturing perspective, inventory is everything for business owners that can significantly impact their financial well-being. That is why effective inventory management is of utmost importance for manufacturers or other businesses that keep things on the shelves.

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Beyond the Transaction Ep. 3 with Paul Rodgers

TreviPay

Beyond the Transaction Ep. 3: Navigating Merchant Payments with Paul Rodgers Join Allen Bonde , TreviPay’s Chief Marketing Officer, in a conversation with Paul Rodgers , Chairman and Founder of Vendorcom. Paul brings a wealth of expertise as an evangelist for the World Wide Web Consortium’s Payments Sector in Europe and a mentor at fintech incubator Level39.

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Euro Credit Outlook: Cautious on Weakening Fundamentals

Loomis Sayles Credit Research

1. What’s your view of the fundamentals and valuations in euro investment grade (IG) credit? The fundamental picture in euro IG credit is notably weaker than US IG credit. On balance, we see a slight deteriorating trend in euro IG credit quality. Margins have come down significantly, driven by weakness in industrial and commodity sectors. On the positive side, leverage has remained relatively well behaved despite the weakening earnings trend.

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Legal Analysis: Singapore Court Grants Garuda Indonesia Order Recognizing, Enforcing PKPU Composition, Rejects Greylag Public Policy Objections, Carves Out Arbitration Proceedings From Stay

Reorg Blog

The post Legal Analysis: Singapore Court Grants Garuda Indonesia Order Recognizing, Enforcing PKPU Composition, Rejects Greylag Public Policy Objections, Carves Out Arbitration Proceedings From Stay appeared first on Reorg.

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Finding Top Talent To Best Serve Your Clients | Beyond the Books Podcast by AccountingDepartment.com

Accounting Department

We are thrilled to announce that Episode 11 of our podcast, Beyond the Books , is now live and ready for your listening pleasure.

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How will AI impact fintech in 2024?

Chaser

Artificial intelligence is experiencing exponential growth the likes of which we’ve not seen since the introduction of the first smartphones. ChatGPT, DALL-E, and Midjourney, among others, have been transforming how creatives and businesses approach their marketing strategy.

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8 Common Long-term Investment Mistakes that Jeopardize Your Retirement

Due

A painful part of being human is making mistakes. It’s truly how we learn, right? However, when it comes to your retirement, making even the smallest unintentional mistakes can cost you—literally. When taking all the right steps in planning your retirement, you should also make sure you are avoiding taking all the wrong ones. But, the good news is with the proper guidance you can avoid those common investment mistakes and reach your retirement goals.

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EMEA Primary Market 2023 Wrap

Reorg Blog

n this edition of the EMEA Primary Market Wrap, we cover 2023 and use data from Reorg’s bonds and loans database to examine the key trends in the high-yield bond and leveraged loan primary markets.

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What is Preferred Lender Status and Why Is It Important?

FNB Small Business

There are many factors to consider when evaluating potential lending partners for your SBA loan. One of the most important factors is one you might not have thought of – Does the lender have Preferred Lender Status with the SBA?

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Reduce manual intervention when chasing late payments using Auto-call

Chaser

Phone calls are a cornerstone of the credit management processes for many businesses. 61% of businesses list phone calls as a staple in their debtor-chasing process ( 2022 late payment report ).

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Proactive Measures for Data Security and Protection

Commercial Credit Group

Businesses often hear about data privacy and security, yet it's not until they encounter problems firsthand that the adage "hindsight is 20/20" truly resonates. A study conducted by Corvus Insurance in 2022, revealed a startling fact: forty-three percent of all cyberattacks are now directed at small businesses. This statistic serves as a glaring reminder of the urgent necessity for robust data protection strategies to mitigate the escalating vulnerability posed by cyber threats.

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Drying Liquidity, Looming Maturities in Tense Geopolitical Environment

Reorg Blog

After years of “waiting for the wave,” 2024 might be the time when activity in the restructuring market may finally pick up. Wars in Ukraine and the Middle East, U.S. elections and weakening Chinese growth paint a testing picture for the world economy. Well-known challenges such as higher-for-longer interest rates, near-zero economic growth in Europe and a cost-of-living squeeze entering its third calendar year all add to the possibility of an animated year on the distressed debt front, despite

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Tax Season as an Opportunity for Your Small Business

biz2credit

Disclaimer: The information in this article is provided for general information only and does not constitute tax advice. Tax time can be a stressful period for small business owners. Let’s face it, for many entrepreneurs, the idea of sorting through a year’s worth of financial transactions is unappealing. But what if you flipped the script … Continue reading "Tax Season as an Opportunity for Your Small Business" The post Tax Season as an Opportunity for Your Small Business publ

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Equipment as a Catalyst: Using Strategic Investments for Business Expansion

Team Financial Group

At Team Financial, we’re a partner who is invested in your success. And with more than 20 years of financing experience , we understand the key role equipment plays in strategically growing your business. With the right investments, equipment acts as a catalyst – enabling expanded capabilities, increased efficiency, and scalable company growth.

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The psychology of paying: Understanding customer payment behaviors | Chaser

Chaser

In the ever-evolving landscape of consumer behaviors, one of the most dynamic aspects is how people choose to pay for goods and services. The convergence of societal changes, technological advancements, and global events like the pandemic has led to a paradigm shift in customer payment behaviors. This comprehensive exploration aims to delve into historical shifts, current trends, and the intricate web of psychological factors influencing the choices consumers make when it comes to payments.

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DomusVi Q3 EBITDA Jumps 18% YoY to €80M But Cashburn Continues

Reorg Blog

French care home operators DomusVi’s third quarter total revenue increased 11.4% year over year to €624 million. EBITDA was 17.6% higher year over year at €80 million in the quarter. The EBITDA margin was relatively stable year over year at 12.9%.

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Ulster Bank. When’s this going to stop?

Cpcmcredit Blog

As so often the case (the Post Office scandal), the Times has been diligent in uncovering potential malpractice within. the financial sector. Unfortunately the story is behind a paywall but the essence of the claims are summarised below Last month The Times revealed claims by Ian Tyler, the former group head of capital at Royal Bank of Scotland, that NatWest had “covered up” an alleged accounting fraud at Ulster Bank.

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Navigating Emotional Triggers in Relationships

Due

Picture this: You’re enjoying a peaceful evening with your partner when a seemingly innocent comment suddenly ignites a whirlwind of argument and resentment. What just happened? This is the complex world of emotional triggers, and understanding them can be the key to unlocking stronger, healthier relationships. Dive into the depths of this mysterious phenomenon as we explore its origins, manifestations, and solutions, empowering you with the ability to navigate the emotional terrain in you

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Taking Control: How Controllers Can Enhance Financial Control and Compliance Through AI

Emagia

In mere months, Artificial intelligence (AI) has transitioned from a mere topic of (often negative) discussion to something considered an unignorable or indispensable solution reshaping various business sectors throughout the world. While the innovative Generative AI (GenAI) variant of AI holds promise in assisting with important tasks of creating content and generating data, some more established forms of AI and machine learning are already actively finding use cases in areas related to financi

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Vanke Negative FCF Track Record Concerning

Reorg Blog

China Vanke Co. Ltd has faced challenges in generating positive free cash flow over the last two years, despite substantial contracted sales and decreasing total inventories.

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A Comprehensive Guide to Managing Business Credit

biz2credit

In this article: How to Build Business Credit Can You Use a Business Credit Card for Personal Expenses? The Impact of Personal and Business Credit on Credit Scores Best Practices for Managing Business Credit Business credit is a financial tool that allows your company to access capital and resources based on its creditworthiness, similar to … Continue reading "A Comprehensive Guide to Managing Business Credit" The post A Comprehensive Guide to Managing Business Credit published first on.

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Income-Generating Investments That Build Wealth During Retirement

Due

Over the past two decades, the US has been through several massive crises that put millions of households and businesses into the gutter. Many years have passed since the Dot-com bubble, the Real Estate Market Bubble, and the Global Financial Crisis. Yet, the memories of their aftermath have remained remarkable. These are only some unfortunate events that led to bankruptcies and macroeconomic weakness.

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The Emerging Role of Predictive Analytics in Portfolio Management

Biz2X

Reading Time: 4 minutes Predictive analytics plays a crucial role in forecasting future market dynamics and trends. In the realm of portfolio management, predictive analytics empowers managers with a data-driven approach in three key areas: risk assessment and mitigation, market trend analysis, and the development of personalized investment strategies.

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Vanke Has Not Issued Onshore Notes Since July 2023

Reorg Blog

China Vanke Co. Ltd, or Vanke, has not issued onshore medium-term notes or corporate bonds since late July 2023 but has issued multiple one-year asset-backed securities.

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