Fundera
APRIL 20, 2017
Here’s something those of you without a lawn might not know: Maintaining your green spaces is a lot of work. Those who are in the landscaping business understand this all too well—maybe that’s why, according to the National Association of Landscape Professionals , the landscape services industry employs almost a million people and has an annual revenue of $78 billion.
Abrigo
APRIL 20, 2017
By Jackie McLaughlin, CPA. Analytical procedures are beginning to become more prevalent in the audit world. They provide auditors with many benefits. But are those benefits known? According to the AICPA, analytical procedures consist of reviewing financial information by studying plausible relationships between data and evaluating it for consistency.
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Fundera
APRIL 21, 2017
Guest Article by Mike Bang. You’re an entrepreneur who wants to let people know about your business and find potential customers for your products or services. That’s what marketing is all about. If you’re a small or medium-sized business with a limited budget, you understandably want to make sure you make the most of your marketing dollars. Actually, no matter the size of your marketing budget, you should always think about how to maximize the return on the money you spend for ads and other for
Fundera
APRIL 16, 2017
Access to working capital is a challenge for any business. It is a particularly big hurdle for hardware tech companies, especially startups. That was one of the reasons Greg Fisher, a Berkeley, California-based entrepreneur and CEO of Berkeley Sourcing Group, started Hardware Massive, a network and online platform for hardware tech companies. Hardware Massive , which launched in early 2016, has 2,200 active members and reaches about 30,000 companies globally.
Abrigo
APRIL 20, 2017
The FASBs Current Expected Credit Loss (CECL) model presents unique challenges for banking professionals. To help institutions prepare, Sageworks launched a CECL webinar series covering data, segmentation, methodology and forecasting requirements broken down by loan type. A key component of the series is allowing participants to ask their CECL-related questions and below are several questions with answers relating to different methodologies; specifically, we take a look at common questions for r
Fundera
APRIL 15, 2017
Social media is one of the pillars of digital marketing. Done right, social media marketing can reach customers where they are and build awareness of your business. But with ever-changing platforms and features, social media can also feel overwhelming for busy small business owners, especially if they aren’t regular social media users outside of their business.
Credit Management Source brings together the best content for credit management professionals from the widest variety of industry thought leaders.
Fundera
APRIL 20, 2017
Profit—both achieving it and understanding it—should be easy, but one look at your profit and loss statement can leave you swimming in a sea of profit confusion. Many business owners understandably dive straight to the bottom of their P&L, where net profit, or the bottom line, lies. With this treasure already in hand, it’s tempting to ignore operating and gross profit on your way back to the surface.
Fundera
APRIL 21, 2017
When you apply for a business loan , a credit card, or any type of credit account from a lender, there’s always a chance that you could be denied. Unfortunately, there are a number of reasons why a creditor might be hesitant to work with you or your business—creditworthiness, length in business, annual revenue, a lack of collateral, and so on. These are the regular culprits of why some business loans get denied.
Fundera
APRIL 19, 2017
Are you looking for a business credit card that doesn’t require a personal guarantee? It may seem like every single card offer requires you, as an individual, to serve as a guarantor. Small business lending can be risky, and since credit card loans are unsecured, banks want an extra line of defense in case your business can’t pay its debts. As a result, almost every bank asks for a personal guarantee on business credit cards.
Fundera
APRIL 17, 2017
Mark your calendar—April 18th is fast approaching! While small business owners all across the country are busy sending off checks to Uncle Sam, there are certain states where entrepreneurs are dishing out a whole lot more to their local and state governments. Which lucky small business owners pay less in taxes, and who pays more? We wanted to examine and quantify how an entrepreneur’s location can affect the amount they’ll pay in taxes this 2017 tax season—so we turned to data.
Fundera
APRIL 18, 2017
It’s everyone’s favorite day of the year… Tax Day! Tax day is normally on April 15th, but this year that falls on a Saturday. Monday is a holiday in Washington, D.C., so that pushes the date back to today… April 18th! Americans pay a lot of taxes—the IRS collected more than $3.3 trillion from taxpayers in 2016. And while federal income tax is a great expense for entrepreneurs, it’s consistent across state lines.
Abrigo
APRIL 19, 2017
In the past couple of years, the lack of technology or automated processes for loan origination at banks and credit unions has been under an increasingly bright spotlight. As fintechs become an increasingly viable option for loans to consumers and small businesses, banks and credit unions will have to find ways to improve their borrower experience and lower their origination costs.
Fundera
APRIL 15, 2017
When you start a business, you need to choose an entity type. However, selecting the right structure makes all the difference. Why? Because if you make the wrong choice, you could pay more in taxes than you thought possible. Plus, the paperwork might be more complicated than you expected. Unless you’re a certified public accountant (CPA), you need to hire an accountant who knows and understands entity structures and their tax implications.
Fundera
APRIL 17, 2017
Whether this is your first time filing taxes as a small business owner or your 15th, tax season is rarely an anxiety-free operation. Even if you’ve dotted every “i,” crossed every “t,” and placed everything in the hands of a capable accountant, you’re bound to be feeling some jitters. If you’re feeling some palpitations, relax, boss! It’s time to take a deep breath and indulge in these seven seriously relaxing GIFs. 1.
Fundera
APRIL 18, 2017
Every business has regulations it must follow. But when it comes to businesses involved in cannabis, liquor, or sex, the regulations are piled so high it can be hard to see over the stacks of papers. Want to open a bar? Be ready for your ice machine to haunt your dreams whenever you’re worried the health department might stroll through. Want to open a marijuana dispensary or start an adult entertainment website?
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