Fundera
MAY 16, 2017
Are you on your business’ payroll , or do you take payment from your business in the form of owner draws? Do you and your business partner take guaranteed payments? What about regular profit distributions? Are you taking enough money from your business? Are you taking too much? How can you tell? And where are your payments showing up in your business’ financials?
Abrigo
MAY 17, 2017
The importance of a sound risk rating process continues and possibly grows in the coming years as financial institutions grapple with the increased emphasis on estimating credit losses. With Basel III focusing more attention on credit risk management, and the more granular review of loans required by the FASB’s current expected credit loss (CECL) model, financial institutions can likely expect to see an increased emphasis by examiners on the importance and effectiveness of risk rating systems.
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GoCardless
MAY 19, 2017
The importance of full integration for payments, cash flow and practice efficiency
Fundera
MAY 17, 2017
Pedro Espinoza was 10 years old when he started his first business, so it’s no surprise that he won’t be looking for a job when he graduates with the rest of the Class of 2017. Espinoza, who attends the Haas School of Business at the University of California-Berkeley, is the founder and CEO of SmileyGo , a data analytics funding platform that aims to redefine the way nonprofits and corporations are connected to each other.
Fundera
MAY 16, 2017
Starting your own business is exciting. It takes courage, determination, and planning to be successful. And a bit of understanding about business accounting. One of the most important things to do in the early stages of your business is to establish your accounting systems and procedures. Here are some tips to help you get off on the right foot with your business finances.
Fundera
MAY 18, 2017
There’s a lot to like about Texas. The abundance of tacos, for one. But perhaps more important is the state’s staunch support of its business community. With the exception of Delaware, there may be no better place to start a small business than Texas, which has the advantage of the nation’s second-largest population and a number of fast-growing metropolitan areas.
Credit Management Source brings together the best content for credit management professionals from the widest variety of industry thought leaders.
Abrigo
MAY 19, 2017
With the National Credit Union Administration issuing its final member business lending (MBL) ruling as of January 2017, credit unions are seeing increased flexibility in their lending limits. While this newly found flexibility provides opportunities for competitive growth, the NCUA states “[MBL] has unique characteristics and more complex variables than other lending and carries a number of risks.
Abrigo
MAY 16, 2017
Developing predictable revenue streams can help your firm grow in ways you may not have initially thought possible. Many CPAs spend the bulk of their careers bearing up under the weight of their tax and compliance workload while bringing in revenues that fall short, given the time and effort invested in a compressed timeframe. Having better, higher-paying clients may feel like a dream, and you may think you’re destined to become a mini H&R Block.
Fundera
MAY 13, 2017
This country was built through the efforts of a wide variety of people. However, two main groups stand out among the rest: entrepreneurs and immigrants. Often, these two are not mutually exclusive. Great minds and dedicated hands from all over the world have played a large part in shaping our economy by taking a chance and starting a small business.
Fundera
MAY 18, 2017
Every small business owner is thankful for their customers. Without those loyal customers that keep coming to your door, running your business would be a lot harder. When customers give you the love—putting their dollars into your small business—it’s nice to give them some love back. In fact, showing a little appreciation might help keep your customers coming back to you—research shows that 68% of customers will switch the brands they shop with because they felt as though businesses didn’t care
Fundera
MAY 15, 2017
In the never-ending search for new customers and better profit opportunities, there’s a single source of new revenue opportunities that far too few small business owners are recognizing: the U.S. government. The federal government is a huge organizational entity—and just like any other business or organization, the government needs to purchase goods and services in order to function effectively.
Fundera
MAY 13, 2017
In 2010, the Discover Small Business Watch survey found that 50% of small business owners had cash flow problems. For example, if you spend $5,000 on office supplies, payroll, and rent but only receive $4,000 in sales, you have a cash flow negative of $1,000. Your projected cash flow is affected because your expected expenses are more than your anticipated sales.
Fundera
MAY 15, 2017
We know you, small business owner—you’ve got stellar self-motivation and a stronger-than-average drive to succeed. You’ve got the gumption to power through the worst case of the Mondays and conquer any three o’clock slump. But for those days when your work ethic could use a little something extra, we’ve got you covered. Here’s a roundup of our best, most energizing GIFs to get you back into the rat race. 1.
Abrigo
MAY 15, 2017
Success in business valuation practices is driven by many factors, but three have shown to be key components for growing firms, according to market research firm IBISWorld. The first is developing specialized services that provide a competitive advantage. Specialized knowledge and experience allow a more effective, targeted valuation practice , which reduces competition.
Fundera
MAY 19, 2017
On May 3rd, 2017, the U.S. House of Representatives passed the American Health Care Act —repealing and replacing the Affordable Care Act, commonly known as Obamacare. Trumpcare—as the new legislation has come to be called—is still under works. It’s unclear which aspects of the Affordable Care Act will be kept and which will be nixed as the American Health Care legislation is developed.
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