Credit Research Foundation
JANUARY 11, 2024
As a seasoned commercial credit risk practitioner, I’ve witnessed firsthand the invaluable benefits of cultivating a robust network beyond organizational boundaries, courtesy of credit networks. These networks, tailored for credit professionals and often specializing in diverse industries, provide a wealth of opportunities for collaboration and information exchange.
Eastern Credit Management Services
JANUARY 12, 2024
In an era defined by rapid technological advancements, industries across the board are undergoing transformative changes, and debt collection is no exception even in Atlantic Canada. The integration of cutting-edge technologies is reshaping traditional debt collection practices , bringing about increased efficiency, improved customer experiences, and enhanced data-driven decision-making.
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Your Virtual Credit Manager
JANUARY 9, 2024
Two weeks ago we recapped the three most read articles from 2023: identifying red flags, understanding why customers pay late, and the secrets of successful collectors. Then last week we looked at credit hold best practices. From a credit management perspective, these are largely reactive topics. There is nothing wrong with that. In fact, once you decide to sell a customer on open credit, most of the accounts receivable (AR) management tasks that follow have a reactive component.
Due
JANUARY 11, 2024
As financial pressures mount, making the most of your money is more important than ever. This is especially true since we are constantly pressured to keep up with the latest trends. One way to resolve these issues is to be stingy. The concept of living a stingy lifestyle might seem outdated today. Making the most of your hard-earned money is something you should embrace, however.
Credit Research Foundation
JANUARY 11, 2024
In the dynamic landscape of credit management, embracing digital transformation is no longer just an option but a strategic imperative. Transforming your credit application process through digitization not only enhances credit extension capabilities but also significantly elevates the overall customer experience. Let’s explore the compelling business case for making this pivotal shift.
Accounting Department
JANUARY 11, 2024
Every savvy business leader knows the value of having a well-run bookkeeping or accounting department. However, not everyone is aware of how important it is today to have a financial planning and analysis (FP&A) team to help back their business with effective and accurate financials.
Credit Management Source brings together the best content for credit management professionals from the widest variety of industry thought leaders.
Due
JANUARY 10, 2024
If you think $100 won’t be enough to invest, think again. With a little patience and discipline, you can grow that small sum of money quickly. After all, the amount you invest at first is not really what matters when it comes down to it. It’s all about getting started. So, without further ado, let’s take a look at ten unique ways to flip $100 into $1,000. 1.
Enterprise Recovery
JANUARY 12, 2024
While much of your budget planning was likely done in the fourth quarter, it's never too late to set your business up for success in the new year. Financial planning is valuable at any time - whether you're evaluating your business investments or measuring why your cash flow is slow. Read further to discover essential financial planning tips for business owners to ensure long-term success and growth.
Accounting Department
JANUARY 10, 2024
Business growth is a key objective of any entrepreneur, but it is not always easy to achieve. There are many components, including having the appropriate financial infrastructure in place. This is where outsourced client accounting services come in.
Chaser
JANUARY 9, 2024
Late payments are a widespread challenge in the business world, affecting 87% of businesses globally (Chaser, 2022). Particularly for SMEs, this issue can be detrimental, often leading to significant financial instability. In fact, the FSB has reported that delayed payments contribute to the closure of up to 50,000 UK businesses annually. While Chaser's platform has historically centred on email and SMS reminders - contributing to over $7.6 billion in collected payments in 2023 - the landscape o
Due
JANUARY 8, 2024
A personal loan provides a flexible means of funding various types of expenses. These loans can range from a low amount of $600 to the six digits. Borrowers may use personal loans to subsidize medical bills, car repairs, wedding expenses, funeral costs, and home renovations. They may also use the money for other purposes, such as debt consolidation.
Loomis Sayles Credit Research
JANUARY 9, 2024
1. What’s your overall view of the high yield market as we enter the year? Spreads are tight, but we think high yield credit offers compelling carry if the economy can avoid recession this year. Convexity, a measure of the sensitivity of bond prices to changes in interest rates, is something we talk about often. We think it looks really good right now, and we expect it’ll continue to be a nice tailwind for the high yield sector.
Accounting Department
JANUARY 12, 2024
We are thrilled to announce that Episode 10 of our podcast, Beyond the Books , is now live and ready for your listening pleasure.
Reorg Blog
JANUARY 11, 2024
Garuda’s 2022 restructuring effectively reduced its debt, recapitalized its balance sheet and provided the company with a significant runway to execute on its long-term strategy and enhance its credit profile. Despite this, the airline faces challenges, including potentially aggressive capacity and market share expansion by Lion Air, and domestic price caps which limit Garuda’s ability to mitigate cost pressures.
Due
JANUARY 6, 2024
Let’s face it, saving $10,000 in six months sounds impossible. There’s no doubt that it’s a big number, and the idea of drastically changing your lifestyle is daunting. Fear not, however. Using this step-by-step guide, you can achieve this seemingly impossible feat without sacrificing your sanity or happiness. Money Management: Take It Serious Although a Renaissance man, money management was undoubtedly Benjamin Franklin’s forte.
Loomis Sayles Credit Research
JANUARY 11, 2024
1. Bank loans had a great year in 2023, largely due to high base rates, [i] stable fundamentals and strong technical demand from collateralized loan obligations (CLOs). Do you think the loan market has the potential to achieve similar returns in 2024? We see potential for more tempered returns in 2024, though likely still higher than historical averages due to the current high interest rate environment.
lsq
JANUARY 12, 2024
In today’s podcast, Craig Jeffery sits down with Vikas Shah from LSQ for a discussion on the pressing need for companies to focus on driving cost savings and improving liquidity. Vikas shares specific examples of how businesses are finding cost savings and adding scalability, along with a look into key market challenges such as increased demand, credit deterioration, and the importance of process efficiency.
Reorg Blog
JANUARY 10, 2024
The post Software and IT Service Review: Industrywide Slowdown in Top-Line Growth Except for Increased Demand for Risk Management Solutions; Resilient Profitability; Cash Conversion Holds Up Despite Rising Interest Rates appeared first on Reorg.
Due
JANUARY 9, 2024
Retirement is a time of life we often associate with freedom, leisure, and the pursuit of dreams long postponed. However, it should also be a time when prudent financial planning takes center stage, especially when it comes to safeguarding your good health. While a long, happy retirement is something we’d all like, the truth is that as we age, the need for specialized, long-term care emerges.
Chaser
JANUARY 11, 2024
In 2022 alone, 56.5% of all emails were spam. Anyone who's used an email work email account knows that their spam filter is second only to the coffee machine as the hardest working employee in the office.
Know-It Global
JANUARY 11, 2024
Our construction industry is an integral cog within our economy and if figures continue to read so poorly, then we are running the risk of causing irreversible damage to the sector. Recent survey data conducted across UK construction industry professionals has lifted the lid on the dire state the industry is now in as a result of late payment culture.
Reorg Blog
JANUARY 9, 2024
Analysis: China Jinmao’s, revenue and gross margin is likely to remain weak in the near term, with November contracted sales falling 29.9% year over year to CNY 10.03 billion ($1.4 billion) and average selling price declining by 60.
Lendio
JANUARY 9, 2024
The e-commerce store is a popular business model due to its low barriers to entry and high potential upside. However, owning one presents unique accounting challenges, and you need to understand them to keep your business running smoothly. Here’s everything e-commerce business owners should know about e-commerce accounting to keep your finances in order, including what makes it different, the primary tasks involved, and what steps to take before opening your store.
Due
JANUARY 9, 2024
Sometimes, you need to find quick ways to make money , whether for an emergency car repair, an unexpected medical bill, or simply to make ends meet. This is particularly important considering that less than half of Americans could cover a $1,000 emergency expense without using a credit card. While no quick-money scheme will give you $300 overnight, there are several legitimate ways to earn extra cash, such as the following 21 quick financial solutions. 1.
Cpcmcredit Blog
JANUARY 9, 2024
As someone who has followed the revolting Post Office/Horizon scandal since the first story first broke in Private Eye and has been extensively covered by the Times since, I am more than delighted that the apparently superb and certainly game changing ITV Drama Mr Bates versus the Post Office (which admittedly I haven’t watched yet), has jolted the establishment into action.
Reorg Blog
JANUARY 8, 2024
Mangrove, fka Galapagos, is weighing a return to the market to refinance its €356 million senior secured 2025 bonds. The group had put its Kelvion Thermal Solutions business up for sale last year and appointed Rothschild to run the process in order to fund the repayment of the bonds.
Gaviti
JANUARY 7, 2024
As your business and finance team expands, your business may have a need to connect data from different departments and sources within your company. You may have already started to enjoy the benefits of using an ERP for its ability to facilitate processes related to your supply chain, inventory management and shipping and distribution. Your technical team might use it now for tickets in their product management, whereas your sales team might use it for their Customer Relationship Management (CRM
blue dot counseling
JANUARY 7, 2024
Bookkeeping and accounting are not for everyone and often it's better to outsource some or all of your bookkeeping so you know it's being done well and to ensure you're getting the financial information you need in order to run and grow your business profitably. The post Outsource Xero bookkeeping appeared first on Blue Dot Consulting.
Due
JANUARY 6, 2024
While traditional in-store or brick-and-mortar shopping continues to remain a popular choice for many people, in recent years, online shopping has become a more convenient option , allowing people to order and receive parcels from the comfort of their homes. Consumers continue to show resilience, even as economic challenges persist. In 2022, e-commerce shopping accounted for nearly 17% of total retail sales in the United States, according to statistics by Statista.
Reorg Blog
JANUARY 8, 2024
ReNew is planning to redeem around Jan. 11 the $325 million 5.375% bonds due April 2024 issued by India Green Energy Holdings, two sources close to the situation said. The company has raised around INR 21 billion ($252 million) from state-owned financier REC Ltd.
Prime Commercial Lending
JANUARY 10, 2024
Leasing medical equipment is an approach that many healthcare practices are now adopting. Rather than purchasing expensive machines outright, practices can lease the equipment they need, which can lead to significant financial flexibility. Leasing allows practices to conserve capital and reduce upfront expenses, providing the opportunity to allocate funds to other critical areas such as staff training, facility improvements, or patient care programs.
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